Saint Charles, Johnson County, Illinois Property Taxes

Name: Property Tax Bills Across Saint Charles, Johnson County, Illinois
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median SAINT CHARLES, IL effective property tax rate: 2.42%, significantly higher than the national median of 1.02%, but lower than the Illinois state median of 2.35%.
Median SAINT CHARLES, IL home value: $175,710
Median annual SAINT CHARLES, IL tax bill: $4,260, $1,860 higher than the national median property tax bill of $2,400.

How are property taxes in Johnson calculated?

Property taxes in SAINT CHARLES, IL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding SAINT CHARLES’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in SAINT CHARLES, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Saint Charles, Johnson County, Illinois Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.42%

Estimate Property Tax Bill

$425

$395

Ownwell’s Saint Charles Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Saint Charles with just two data points. By entering your property's estimated assessed value, our calculator applies Saint Charles’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Kane County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Saint Charles, Johnson County, Illinois

Local government entities in Saint Charles set property tax rates that can vary significantly within Illinois. Each year, Johnson County estimates its required budget for essential services and divides this by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. Although votes and legal frameworks play a part in setting these rates and budgets, this annual process is the foundation of how property taxes are determined.

Saint Charles has an effective property tax rate that stands out when compared to other cities in Illinois. The median property tax rate in Illinois is notably higher than the national median of 1.02%, making it a critical consideration for homeowners. The typical property tax bill in Saint Charles is also significantly above the national median of $2,400, reflecting the higher rates in the region. Understanding these rates is essential for property owners looking to manage their expenses and explore potential savings through tax appeals or exemptions.

Property Tax Rates Across Saint Charles, Johnson County, Illinois

Source: Ownwell

2.02%

2.16%

2.30%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Saint Charles Tax Rate

2.42%

Median Effective Johnson County Tax Rate

2.14%

Median Effective Illinois Tax Rate

2.35%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Saint Charles, Johnson County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
60175	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Saint Charles, Johnson County, Illinois

When examining property taxes in Saint Charles, IL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Kane County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In Kane County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saint Charles. For example, the median home price in Saint Charles is $17,571, with tax bills ranging significantly across the county.

Property Tax Assessment Values Across Saint Charles, Johnson County, Illinois

Source: Ownwell

$45,969

$73,178

$100,386

Median Saint Charles Market Value

$17,571

Median Johnson County Market Value

$71,244

Median Illinois Market Value

$194,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Saint Charles, Johnson County, Illinois

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
60175	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Saint Charles, Johnson County, Illinois

In Saint Charles, located in Kane County, Illinois, property tax bills are determined based on the assessed value of a home, which is a percentage of its market value. The local taxing authorities then apply their tax rate to this assessed value to calculate the tax bill. With a median home price of $17,571, homeowners in Saint Charles experience a tax bill that aligns with the 25th percentile at $426. This is significantly lower than the national median property tax bill of $2,400, which indicates a more affordable tax environment for homeowners.

However, even in areas with lower tax bills, it's essential for homeowners to ensure they are not overpaying. Factors such as changes in the market value of a property or errors in assessment can lead to higher tax liabilities. Ownwell assists homeowners by offering property tax appeal and exemption services, potentially reducing their tax burden. By analyzing local assessments and market trends, Ownwell identifies opportunities for savings, ensuring homeowners pay only their fair share.

Property Tax Bills Across Saint Charles, Johnson County, Illinois

Source: Ownwell

$822

$1,256

$1,689

Median Saint Charles Tax Bill

$426

Median Johnson County Tax Bill

$1,237

Median Illinois Tax Bill

$4,715

Median United States Tax Bill

$2,400

Property Tax Bills Across Saint Charles, Johnson County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
60175	N/A	N/A	N/A	N/A	N/A

Source: Ownwell