Property Taxes in Gadsden, Alabama
Median Gadsden, Alabama effective property tax rate: 0.37%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Gadsden, Alabama home value: $174,470
Median annual Gadsden, Alabama tax bill: $708, lower by $1,692 than the national median property tax bill of $2,400.
How are property taxes in Calhoun calculated?
Property taxes in Gadsden, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Gadsden's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gadsden, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Gadsden Property Tax Calculator Work?
Use this Gadsden property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Gadsden's median effective tax rate of 0.37% — based on actual property records in Calhoun County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Gadsden's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Gadsden: rates range from 0.37% in 35905 to 0.37% in 35905, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Gadsden.
About Gadsden Property Taxes
About Property Taxes in Gadsden, Calhoun, Alabama
Gadsden’s median effective property tax rate of 0.37% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Calhoun County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Gadsden. Homeowners in the 35905 ZIP code carry a median effective rate of 0.37%, while those in the same ZIP also see the city’s median home price of $173,840. This reflects how school district boundaries and local assessment districts are drawn across Calhoun County. Understanding which part of Gadsden you live in can make a meaningful difference to your annual tax bill.
Gadsden homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before June 14, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Gadsden, Calhoun County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Gadsden's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gadsden Tax Rate
0.37%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Calhoun County Tax Rate
0.44%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Gadsden, Calhoun County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35905 | 0.27% | 0.32% | 0.37% | 0.39% | 0.78% |
| 35906 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Gadsden, Calhoun County, Alabama
When examining property taxes in Gadsden, Alabama, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Calhoun County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Calhoun County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gadsden.
For example, the median home price in Gadsden is $174,470, with tax bills ranging significantly across the county. 35905 has the highest median home price at $173,840.
Property Tax Assessment Values Across Gadsden, Calhoun County, Alabama
Source: Ownwell
$43,810
$143,955
$244,100
Median Gadsden Market Value
$174,470
Median Calhoun County Market Value
$126,820
Median Alabama Market Value
$169,700
Median United States Market Value
$274,101
Property Tax Assessment Values Across Gadsden, Calhoun County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35905 | $68,200 | $105,120 | $173,840 | $283,700 | $386,852 |
| 35906 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Gadsden, Calhoun County, Alabama
How are property tax bills calculated in Gadsden?
Property tax bills in Gadsden are based on the assessed value of a home, which is tied to its market value and then taxed at the local rate set by Calhoun County and other taxing authorities. The amount a homeowner owes depends on the home’s value, any exemptions that apply, and the combined tax rates used for schools, county services, and local government.
What factors affect the final bill?
Homes with higher market values generally face higher property tax bills, while lower-valued homes usually owe less. In Gadsden, the median home price is $174,470, and the median property tax bill in ZIP code 35905 is $705.00. That is well below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%.
How does this affect homeowners?
Because property taxes are part of the cost of owning a home, changes in assessed value can raise or lower annual bills. For homeowners, even modest increases in value can affect monthly budgeting and long-term housing costs.
Median Gadsden Tax Bill
$708
Median Calhoun County Tax Bill
$606
Median Alabama Tax Bill
$813
Median United States Tax Bill
$3,209
Property Tax Bills Across Gadsden, Calhoun County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35905 | $226 | $377 | $705 | $1,098 | $1,419 |
| 35906 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 14 |
Links | |
|---|---|
| Calhoun Tax Assessor | |
| Website | altags.com |