Property Taxes in Alabama

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Median Alabama effective property tax rate: 0.47%, significantly lower than the national median of 1.02%.
Median Alabama home value: $169,700
Median annual Alabama tax bill: $813, $1,587 lower than the national median property tax bill of $2,400.

How are property taxes in Alabama calculated?

Property taxes in Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you are in Alabama, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.47%

Estimate Property Tax Bill

$798

$740

How Does the Alabama Property Tax Calculator Work?

Use this Alabama property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Alabama's median effective tax rate of 0.47% to generate an estimated bill.

Enter your property's estimated assessed value — the value your county assessor assigns to your property, which is typically lower than market value after exemptions. Our calculator uses the median effective tax rate (actual bills divided by assessed market value), accounting for typical exemptions and providing a more accurate estimate than the statutory rate alone.

Note: your assessed value reflects any exemptions you currently hold. Your actual bill may be higher or lower depending on local levies, special assessments, and individual exemption eligibility.

For a more localized estimate, scroll down to explore county and city-level property tax trends across Alabama.

Property Tax Rates Across Alabama

What Are Effective Property Tax Rates in Alabama?

Local government entities set tax rates, which can vary widely across Alabama. Each county estimates its required budget to fund public services and divides that by the total assessed value of all taxable property in its jurisdiction. This calculation produces the effective tax rate.

Below, compare any Alabama county's effective rate to other counties in the state or the national median of 1.02%.

For instance, Jefferson County has the highest effective property tax rate in Alabama at 0.69%, while Barbour County has the lowest at 0.40%.

Our median effective rate (your actual tax bill divided by the assessor's market value) accounts for all exemptions and deductions, making it more accurate than the general statutory millage rate.

Property Tax Rates Across Alabama

Source: Ownwell

0.26%

0.47%

0.69%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Alabama

County	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Autauga	0.22%	0.26%	0.29%	0.35%	0.62%
Baldwin	0.24%	0.29%	0.33%	0.60%	0.66%
Barbour	0.22%	0.30%	0.40%	0.59%	0.85%
Bibb	0.16%	0.21%	0.26%	0.29%	0.34%
Blount	0.22%	0.28%	0.31%	0.37%	0.62%
Bullock	0.29%	0.38%	0.49%	0.93%	1.19%
Butler	0.18%	0.25%	0.30%	0.43%	0.70%
Calhoun	0.32%	0.37%	0.44%	0.80%	0.95%
Chambers	0.29%	0.35%	0.43%	0.85%	1.05%
Cherokee	0.29%	0.38%	0.42%	0.84%	0.84%
Chilton	0.14%	0.31%	0.37%	0.66%	0.82%
Choctaw	0.10%	0.18%	0.26%	0.28%	0.33%
Clarke	0.20%	0.28%	0.34%	0.66%	0.76%
Clay	0.16%	0.22%	0.29%	0.33%	0.56%
Cleburne	0.21%	0.30%	0.37%	0.49%	0.74%
Coffee	0.29%	0.33%	0.43%	0.69%	0.89%
Colbert	0.30%	0.32%	0.40%	0.48%	0.81%
Conecuh	0.18%	0.26%	0.33%	0.45%	0.79%
Coosa	0.20%	0.23%	0.27%	0.46%	0.60%
Covington	0.19%	0.24%	0.33%	0.54%	0.78%
Crenshaw	0.20%	0.29%	0.35%	0.43%	0.86%
Cullman	0.18%	0.22%	0.26%	0.38%	0.52%
Dale	0.27%	0.32%	0.42%	0.65%	1.01%
Dallas	0.23%	0.31%	0.54%	0.68%	1.15%
DeKalb	0.23%	0.30%	0.37%	0.61%	0.80%
Elmore	0.21%	0.25%	0.26%	0.32%	0.62%
Escambia	0.27%	0.32%	0.44%	0.70%	1.00%
Etowah	0.33%	0.36%	0.42%	0.72%	0.98%
Fayette	0.19%	0.26%	0.31%	0.55%	0.72%
Geneva	0.18%	0.27%	0.36%	0.64%	0.80%
Greene	0.25%	0.36%	0.45%	0.54%	0.77%
Hale	0.20%	0.26%	0.33%	0.64%	0.66%
Henry	0.23%	0.32%	0.37%	0.74%	0.88%
Houston	0.27%	0.30%	0.34%	0.72%	0.72%
Jackson	0.21%	0.27%	0.31%	0.48%	0.60%
Jefferson	0.45%	0.53%	0.69%	1.09%	1.45%
Lamar	0.14%	0.22%	0.28%	0.35%	0.64%
Lauderdale	0.29%	0.35%	0.41%	0.68%	0.98%
Lawrence	0.22%	0.26%	0.29%	0.39%	0.65%
Lee	0.38%	0.42%	0.52%	0.64%	1.08%
Limestone	0.21%	0.28%	0.33%	0.60%	0.72%
Lowndes	0.30%	0.39%	0.45%	0.54%	0.90%
Macon	0.32%	0.44%	0.53%	1.02%	1.22%
Madison	0.33%	0.35%	0.56%	0.71%	1.16%
Marengo	0.22%	0.31%	0.40%	0.56%	0.79%
Marion	0.20%	0.24%	0.31%	0.54%	0.64%
Marshall	0.30%	0.36%	0.42%	0.75%	0.93%
Mobile	0.44%	0.49%	0.59%	1.09%	1.29%
Monroe	0.17%	0.24%	0.32%	0.62%	0.82%
Montgomery	0.42%	0.46%	0.48%	0.98%	0.99%
Morgan	0.30%	0.35%	0.39%	0.52%	0.91%
Perry	0.19%	0.29%	0.45%	0.55%	1.06%
Pickens	0.24%	0.29%	0.37%	0.57%	0.98%
Pike	0.18%	0.25%	0.33%	0.37%	0.74%
Randolph	0.22%	0.28%	0.32%	0.64%	0.74%
Russell	0.27%	0.34%	0.55%	0.72%	1.18%
St. Clair	0.26%	0.32%	0.39%	0.49%	0.72%
Shelby	0.44%	0.44%	0.54%	0.66%	0.88%
Sumter	0.20%	0.30%	0.37%	0.47%	0.75%
Talladega	0.25%	0.31%	0.39%	0.68%	0.78%
Tallapoosa	0.23%	0.30%	0.33%	0.60%	0.75%
Tuscaloosa	0.23%	0.29%	0.45%	0.54%	1.03%
Walker	0.17%	0.22%	0.31%	0.51%	0.71%
Washington	0.17%	0.24%	0.30%	0.31%	0.37%
Wilcox	0.21%	0.30%	0.36%	0.36%	0.41%
Winston	0.20%	0.25%	0.28%	0.52%	0.56%
Franklin	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Alabama

Understanding the distinction between "market value" and "assessed value" is crucial when examining property taxes in Alabama.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market. Location, property condition, and economic market trends often influence it. Each Alabama county assessor estimates the market value for tax purposes. Alabama’s median home price is $169,700, compared with the national median property tax bill of $2,400.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Alabama’s median property tax bill is $813.

Assessment notices:

In Alabama, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the end of May.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, Baldwin has the highest median home price at $330,200, while Shelby has the highest median tax bill at $1,637 and Choctaw has the lowest at $129.

Property Tax Assessment Values Across Alabama

Source: Ownwell

$53,340

$191,770

$330,200

Median Alabama Market Value

$169,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Alabama

County	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Autauga	$63,500	$133,050	$207,900	$290,600	$399,020
Baldwin	$114,500	$221,300	$330,200	$527,625	$807,800
Barbour	$22,300	$45,200	$85,500	$172,950	$288,480
Bibb	$23,470	$45,900	$87,700	$160,600	$249,400
Blount	$55,900	$99,900	$172,860	$264,900	$374,820
Bullock	$9,020	$27,310	$53,340	$103,020	$219,030
Butler	$28,600	$49,700	$85,600	$149,000	$231,900
Calhoun	$43,000	$74,700	$126,820	$189,385	$278,536
Chambers	$26,241	$49,760	$84,610	$146,535	$238,525
Cherokee	$27,070	$63,300	$133,100	$226,600	$343,100
Chilton	$39,680	$74,200	$144,500	$239,800	$358,120
Choctaw	$15,330	$29,328	$58,205	$106,870	$170,046
Clarke	$19,500	$44,400	$88,300	$145,700	$210,060
Clay	$25,800	$45,050	$82,680	$144,180	$229,490
Cleburne	$42,141	$70,992	$117,135	$193,250	$299,251
Coffee	$44,751	$88,065	$158,400	$261,520	$375,114
Colbert	$51,500	$88,400	$149,900	$243,100	$387,610
Conecuh	$33,274	$54,160	$93,020	$159,660	$249,648
Coosa	$26,200	$47,100	$90,100	$192,000	$509,740
Covington	$42,018	$72,980	$126,270	$215,000	$328,902
Crenshaw	$32,204	$56,045	$101,920	$182,740	$298,298
Cullman	$63,020	$109,100	$177,600	$284,500	$447,600
Dale	$45,500	$82,140	$127,840	$201,100	$306,068
Dallas	$14,300	$33,100	$64,100	$110,725	$183,570
DeKalb	$27,120	$57,740	$120,660	$206,650	$321,390
Elmore	$101,000	$152,530	$220,900	$313,250	$443,578
Escambia	$18,900	$49,822	$96,570	$160,785	$232,780
Etowah	$27,900	$53,300	$129,300	$213,800	$323,900
Fayette	$20,000	$47,400	$94,800	$168,100	$257,080
Geneva	$35,500	$65,700	$117,900	$202,050	$320,860
Greene	$17,580	$33,900	$66,100	$127,600	$224,380
Hale	$21,314	$41,540	$87,360	$161,170	$264,106
Henry	$33,523	$69,825	$131,343	$234,578	$342,297
Houston	$39,130	$83,200	$148,250	$241,600	$353,800
Jackson	$29,000	$56,100	$105,200	$179,700	$295,300
Jefferson	$53,700	$94,400	$178,300	$330,600	$517,180
Lamar	$22,028	$46,930	$86,200	$148,270	$229,428
Lauderdale	$71,586	$119,360	$201,230	$323,485	$501,770
Lawrence	$47,510	$84,500	$149,500	$239,400	$351,860
Lee	$86,920	$164,620	$251,740	$364,180	$512,360
Limestone	$99,000	$170,100	$271,900	$399,100	$565,160
Lowndes	$50,261	$72,722	$116,555	$200,448	$307,020
Macon	$22,724	$46,380	$79,600	$143,110	$272,948
Madison	$100,900	$165,100	$256,400	$370,700	$515,400
Marengo	$20,332	$41,720	$86,720	$165,530	$260,348
Marion	$31,270	$54,761	$95,115	$156,270	$243,187
Marshall	$43,700	$87,800	$144,100	$238,825	$385,870
Mobile	$37,200	$69,100	$134,800	$211,400	$310,900
Monroe	$29,462	$52,755	$93,660	$158,050	$240,334
Montgomery	$31,000	$73,600	$143,900	$247,200	$386,000
Morgan	$59,200	$97,800	$157,900	$242,600	$345,040
Perry	$16,909	$36,875	$75,010	$142,860	$244,040
Pickens	$35,376	$62,040	$106,280	$168,870	$251,844
Pike	$33,596	$67,700	$126,430	$216,360	$308,794
Randolph	$32,635	$58,097	$111,494	$217,476	$376,026
Russell	$32,700	$66,300	$131,200	$222,850	$304,000
St. Clair	$58,200	$113,065	$203,325	$285,875	$399,435
Shelby	$135,378	$215,670	$299,330	$432,560	$605,900
Sumter	$14,510	$31,000	$62,200	$119,600	$221,180
Talladega	$28,900	$59,400	$118,800	$205,500	$320,900
Tallapoosa	$27,900	$53,850	$112,800	$295,250	$560,000
Tuscaloosa	$56,700	$100,100	$169,200	$276,400	$411,800
Walker	$26,100	$51,200	$103,400	$188,100	$301,600
Washington	$27,700	$45,800	$90,900	$161,100	$240,600
Wilcox	$34,864	$56,000	$100,405	$180,202	$288,407
Winston	$25,034	$54,255	$116,750	$270,625	$582,418
Franklin	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Alabama

How much are property tax bills across Alabama?

Property tax bills in Alabama are calculated by multiplying the property's assessed value by the local effective tax rate. The assessed value is determined by the county assessor and reflects the market value of the property minus any applicable exemptions. The median home price is $169,700, and the median tax bill in Shelby County is $1,637.00, while homeowners in Choctaw County pay a median of $129.00.

Property size, recent improvements, and neighborhood comparables can all affect the final assessed value and, in turn, the tax bill. Compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400, Alabama property taxes vary widely by county.

Understanding these factors can help homeowners evaluate assessment accuracy and decide whether a review or appeal may be warranted.

Property Tax Bills Across Alabama

Source: Ownwell

$129

$883

$1,637

Median Alabama Tax Bill

$813

Median United States Tax Bill

$2,400

Property Tax Bills Across Alabama

County	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Autauga	$187	$403	$647	$962	$1,374
Baldwin	$413	$744	$1,272	$2,323	$4,135
Barbour	$90	$176	$381	$746	$1,259
Bibb	$51	$112	$224	$411	$639
Blount	$168	$329	$569	$883	$1,287
Bullock	$59	$137	$292	$568	$1,047
Butler	$82	$154	$284	$493	$787
Calhoun	$229	$383	$606	$926	$1,360
Chambers	$111	$247	$443	$729	$1,136
Cherokee	$131	$302	$627	$1,096	$1,735
Chilton	$101	$248	$542	$933	$1,483
Choctaw	$28	$57	$129	$262	$438
Clarke	$55	$150	$313	$530	$813
Clay	$64	$120	$238	$412	$668
Cleburne	$128	$258	$453	$765	$1,207
Coffee	$202	$390	$710	$1,139	$1,592
Colbert	$227	$383	$632	$1,004	$1,585
Conecuh	$92	$179	$338	$560	$902
Coosa	$89	$157	$288	$578	$1,543
Covington	$156	$265	$445	$704	$1,074
Crenshaw	$110	$215	$388	$670	$1,046
Cullman	$151	$299	$532	$927	$1,507
Dale	$199	$354	$567	$874	$1,255
Dallas	$52	$146	$349	$610	$960
DeKalb	$87	$217	$470	$821	$1,296
Elmore	$336	$472	$656	$933	$1,372
Escambia	$86	$211	$424	$702	$1,032
Etowah	$147	$305	$592	$950	$1,476
Fayette	$57	$150	$329	$593	$939
Geneva	$117	$238	$444	$744	$1,106
Greene	$72	$141	$294	$627	$1,084
Hale	$69	$141	$332	$620	$1,009
Henry	$115	$278	$575	$966	$1,419
Houston	$168	$341	$589	$910	$1,358
Jackson	$88	$189	$373	$649	$1,098
Jefferson	$459	$779	$1,328	$2,383	$4,357
Lamar	$41	$118	$257	$475	$717
Lauderdale	$363	$573	$911	$1,414	$2,145
Lawrence	$168	$294	$491	$751	$1,096
Lee	$369	$817	$1,422	$2,186	$3,088
Limestone	$272	$540	$931	$1,650	$3,020
Lowndes	$211	$344	$577	$930	$1,439
Macon	$120	$261	$505	$878	$1,469
Madison	$562	$864	$1,394	$2,204	$3,275
Marengo	$69	$156	$358	$714	$1,190
Marion	$97	$180	$327	$551	$865
Marshall	$200	$411	$685	$1,117	$1,773
Mobile	$301	$531	$864	$1,355	$2,055
Monroe	$80	$176	$340	$575	$873
Montgomery	$228	$468	$848	$1,432	$2,304
Morgan	$281	$447	$716	$1,058	$1,505
Perry	$56	$157	$338	$647	$1,050
Pickens	$143	$258	$434	$711	$1,022
Pike	$93	$202	$447	$792	$1,149
Randolph	$120	$219	$413	$797	$1,371
Russell	$111	$323	$682	$1,170	$1,728
St. Clair	$204	$433	$828	$1,270	$1,813
Shelby	$762	$1,191	$1,637	$2,427	$3,416
Sumter	$50	$105	$248	$505	$878
Talladega	$113	$249	$510	$901	$1,432
Tallapoosa	$98	$203	$434	$1,075	$2,077
Tuscaloosa	$215	$426	$751	$1,264	$2,090
Walker	$70	$149	$316	$629	$1,143
Washington	$73	$122	$232	$436	$662
Wilcox	$99	$180	$342	$620	$984
Winston	$70	$169	$392	$952	$1,984
Franklin	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Frequently Asked Property Tax Questions in Alabama

How are property taxes calculated in Alabama?

Property taxes in Alabama are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Alabama?

To appeal your property taxes in Alabama, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Alabama?

Common property tax exemptions in Alabama include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Alabama?

Property tax deadlines in Alabama vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Alabama?

Ownwell provides professional property tax appeal services in Alabama. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.