Rochester, Kosciusko County, Indiana Property Taxes

Name: Property Tax Bills Across Rochester, Kosciusko County, Indiana
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Rochester, IN effective property tax rate: 1.19%, significantly higher than the national median of 1.02%, but lower than the Indiana state median of 0.99%.
Median Rochester, IN home value: $310,400
Median annual Rochester, IN tax bill: $3,788, $1,388 higher than the national median property tax bill of $2,400.

How are property taxes in Kosciusko calculated?

Property taxes in Rochester, IN are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Rochester’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Rochester, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Rochester, Kosciusko County, Indiana Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.19%

Estimate Property Tax Bill

$3,694

$3,428

Ownwell’s Rochester Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Rochester with just two data points. By entering your property's estimated assessed value, our calculator applies Rochester’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Kosciusko County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Rochester, Kosciusko County, Indiana

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, this is the annual process in a nutshell. In Rochester, located in Kosciusko County, Indiana, the property tax rate is an essential factor for homeowners to consider. Comparatively, Indiana's median property tax rate is 0.85%, which is lower than the national median of 1.02%. However, Rochester's property tax rate is higher than the state median, which may impact homeowners' annual tax bills. Understanding how these rates compare to both the state and national medians can help property owners make informed decisions about their investments. By examining these figures, homeowners can better navigate the complexities of property taxes and potentially identify opportunities for appeals or exemptions.

Property Tax Rates Across Rochester, Kosciusko County, Indiana

Source: Ownwell

0.50%

0.75%

1.01%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Rochester Tax Rate

1.19%

Median Effective Kosciusko County Tax Rate

0.79%

Median Effective Indiana Tax Rate

0.99%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Rochester, Kosciusko County, Indiana

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
46975	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Rochester, Kosciusko County, Indiana

When examining property taxes in Rochester, Indiana, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Kosciusko County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Kosciusko County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Rochester. For example, the median home price in Rochester is $310,400, with tax bills ranging significantly across the county.

Property Tax Assessment Values Across Rochester, Kosciusko County, Indiana

Source: Ownwell

$76,200

$210,000

$343,800

Median Rochester Market Value

$310,400

Median Kosciusko County Market Value

$191,600

Median Indiana Market Value

$170,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Rochester, Kosciusko County, Indiana

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
46975	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Rochester, Kosciusko County, Indiana

In Rochester, situated in Kosciusko County, Indiana, property tax bills are calculated based on the assessed value of a home. This value is determined by local assessors and reflects the market value of the property. Homeowners in Rochester face a median tax bill that varies significantly, with the 25th percentile at $2,643 and the 75th percentile reaching $4,748. These figures highlight the potential for substantial savings, especially when compared to the national median property tax bill of $2,400. The tax rate applied in Rochester can significantly impact homeowners, as it influences the overall affordability of owning a home. For many, this can mean a considerable financial burden.

Ownwell offers a solution by providing expert property tax appeal and exemption services. By analyzing individual property assessments and identifying discrepancies, Ownwell can help homeowners reduce their tax bills. This assistance not only alleviates financial pressure but can also enhance the long-term affordability of homeownership in Rochester. Through personalized service, Ownwell ensures that homeowners pay only their fair share in property taxes.

Property Tax Bills Across Rochester, Kosciusko County, Indiana

Source: Ownwell

$445

$1,756

$3,066

Median Rochester Tax Bill

$3,788

Median Kosciusko County Tax Bill

$1,442

Median Indiana Tax Bill

$1,691

Median United States Tax Bill

$2,400

Property Tax Bills Across Rochester, Kosciusko County, Indiana

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
46975	N/A	N/A	N/A	N/A	N/A

Source: Ownwell