Harwich, Barnstable County, Massachusetts Property Taxes

Name: Property Tax Bills Across Harwich, Barnstable County, Massachusetts
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Harwich, MA effective property tax rate: 0.60%, significantly lower than the national median of 1.02%, but lower than the Massachusetts state median of 1.23%.
Median Harwich, MA home value: $619,700
Median annual Harwich, MA tax bill: $3,742, $1,342 higher than the national median property tax bill of $2,400.

How are property taxes in Barnstable calculated?

Property taxes in Harwich, MA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Harwich’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Harwich, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Harwich, Barnstable County, Massachusetts Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.6%

Estimate Property Tax Bill

$3,718

$3,450

Ownwell’s Harwich Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Harwich with just two data points. By entering your property's estimated assessed value, our calculator applies Harwich’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Barnstable. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Harwich, Barnstable County, Massachusetts

Local government entities set tax rates, which can vary widely within a state. This variation occurs because each county annually estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is the basic annual process.

In Harwich, located in Barnstable County, Massachusetts, the effective property tax rate stands at 0.60%. This rate is significantly lower than the national median property tax rate of 1.02%, offering homeowners a more favorable tax environment compared to many other areas in the U.S. Despite Massachusetts having one of the lower property tax rates, the cost of living and property values can still vary significantly across the state.

When comparing Harwich’s effective property tax rate to other cities in Massachusetts and the national median, it becomes evident that property owners in Harwich benefit from a relatively low tax burden. This can be an attractive factor for potential homeowners considering a move to this charming coastal town.

Property Tax Rates Across Harwich, Barnstable County, Massachusetts

Source: Ownwell

0.36%

0.75%

1.15%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Harwich Tax Rate

0.60%

Median Effective Barnstable County Tax Rate

0.70%

Median Effective Massachusetts Tax Rate

1.23%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Harwich, Barnstable County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
02645	0.60%	0.60%	0.60%	0.60%	0.60%

Source: Ownwell

Property Tax Assessment Values Across Harwich, Barnstable County, Massachusetts

When examining property taxes in Harwich, MA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Barnstable County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Barnstable County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Harwich. For example, the median home price in Harwich is $619,700, with tax bills ranging significantly across the county. 02645 has the highest median home price at $619,700.

Property Tax Assessment Values Across Harwich, Barnstable County, Massachusetts

Source: Ownwell

$390,350

$1,067,975

$1,745,600

Median Harwich Market Value

$619,700

Median Barnstable County Market Value

$556,400

Median Massachusetts Market Value

$492,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Harwich, Barnstable County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
02645	$447,420	$517,800	$619,700	$809,200	$1,096,500

Source: Ownwell

Property Tax Bills Across Harwich, Barnstable County, Massachusetts

In Harwich, Barnstable County, MA, property tax bills are calculated based on the assessed value of a home, which reflects the local government's estimate of the property's market value. The tax rate is applied to this assessed value to determine the annual tax bill. With a median home price of $619,700, homeowners in Harwich face a significant property tax burden. The tax bill for the 25th percentile is $3,127, while those in the 75th percentile pay $4,879, and the 90th percentile reaches $6,607. Notably, the median tax bill in the area is $3,742, which is above the national median of $2,400. This difference highlights the importance of ensuring an accurate assessment to avoid overpaying. Ownwell offers expertise in property tax appeals and exemptions, helping homeowners potentially reduce their tax bills by identifying discrepancies in assessed values or qualifying for exemptions. By leveraging Ownwell's services, homeowners in Harwich can ensure they are not overpaying on their property taxes, potentially saving significant amounts annually.

Property Tax Bills Across Harwich, Barnstable County, Massachusetts

Source: Ownwell

$1,987

$9,347

$16,706

Median Harwich Tax Bill

$3,742

Median Barnstable County Tax Bill

$4,094

Median Massachusetts Tax Bill

$5,844

Median United States Tax Bill

$2,400

Property Tax Bills Across Harwich, Barnstable County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
02645	$2,703	$3,127	$3,742	$4,879	$6,607

Source: Ownwell