Rock Creek, Ashtabula County, Ohio Property Taxes
Median Rock Creek, OH effective property tax rate: 1.73%, significantly higher than the national median of 1.02%, but lower than the Ohio state median of 1.80%.
Median Rock Creek, OH home value: $89,400
Median annual Rock Creek, OH tax bill: $1,477, $923 lower than the national median property tax bill of $2,400.
How are property taxes in Ashtabula calculated?
Property taxes in Rock Creek, OH are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Rock Creek’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Rock Creek, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Rock Creek, Ashtabula County, Ohio Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.73%
Estimate Property Tax Bill
$1,547
$1,435
Property Tax Rates Across Rock Creek, Ashtabula County, Ohio
Local government entities are responsible for setting tax rates, which can vary significantly within a state. This variation is due to each county's annual process of estimating the budget needed to provide essential services and dividing that by the total value of all taxable property within its jurisdiction. This calculation determines the property tax rate. While votes and laws play a role in setting these rates and budgets, this is essentially how the annual process unfolds.
For instance, Rock Creek in Ashtabula County, Ohio, has an effective property tax rate that can be compared to other cities within the state and against the median property tax rates in Ohio and the U.S. The median property tax rate in Ohio is higher than the national median of 1.02%. This comparison can help homeowners understand where their city stands in terms of property tax burdens. By examining these differences, property owners can gain insights into their tax liabilities and potential savings opportunities through appeals or exemptions. Understanding these rates is crucial for budgeting and financial planning, especially in regions where property tax rates are significantly higher than the national average.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Rock Creek Tax Rate
1.73%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ashtabula County Tax Rate
1.74%
Median Effective Ohio Tax Rate
1.80%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Rock Creek, Ashtabula County, Ohio
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
44084 | 1.37% | 1.63% | 1.73% | 1.77% | 1.84% |
Source: Ownwell
Property Tax Assessment Values Across Rock Creek, Ashtabula County, Ohio
When examining property taxes in Rock Creek, OH, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Ashtabula County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Ashtabula County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Rock Creek.
For example, the median home price in Rock Creek is $89,400, with tax bills ranging significantly across the county. The zip code 44084 has the highest median home price at $89,400.
Property Tax Assessment Values Across Rock Creek, Ashtabula County, Ohio
Source: Ownwell

$16,600
$99,275
$181,950
Median Rock Creek Market Value
$89,400
Median Ashtabula County Market Value
$74,100
Median Ohio Market Value
$133,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Rock Creek, Ashtabula County, Ohio
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
44084 | $13,860 | $34,850 | $89,400 | $145,400 | $207,600 |
Source: Ownwell
Property Tax Bills Across Rock Creek, Ashtabula County, Ohio
Median Rock Creek Tax Bill
$1,477
Median Ashtabula County Tax Bill
$1,299
Median Ohio Tax Bill
$2,396
Median United States Tax Bill
$2,400
Property Tax Bills Across Rock Creek, Ashtabula County, Ohio
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
44084 | $246 | $585 | $1,477 | $2,458 | $3,593 |
Source: Ownwell