Loachapoka, Lee County, Alabama Property Taxes
Property Taxes in Loachapoka, Alabama
Median Loachapoka, Alabama effective property tax rate: 0.64%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Loachapoka, Alabama home value: $73,750
Median annual Loachapoka, Alabama tax bill: $527, $1,873 lower than the national median property tax bill of $2,400.
How are property taxes in Lee calculated?
Property taxes in Loachapoka, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Loachapoka's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Loachapoka, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Loachapoka, Lee County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.64%
Estimate Property Tax Bill
$472
$438
How Does the Loachapoka Property Tax Calculator Work?
Use this Loachapoka property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Loachapoka's median effective tax rate of 0.64% — based on actual property records in Lee County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Loachapoka's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Loachapoka: rates range across local tax areas, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Loachapoka.
About Loachapoka Property Taxes
About Property Taxes in Loachapoka, Lee, Alabama
Loachapoka's median effective property tax rate of 0.64% is higher than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Lee County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Loachapoka. Homeowners in different parts of the city can face different tax burdens depending on how school district boundaries and local assessment districts are drawn across Lee County. Understanding which part of Loachapoka you live in can make a meaningful difference to your annual tax bill.
Loachapoka homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Loachapoka, Lee County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Loachapoka's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Loachapoka Tax Rate
0.64%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lee County Tax Rate
0.52%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Loachapoka, Lee County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36865 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Loachapoka, Lee County, Alabama
When examining property taxes in Loachapoka, Alabama, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lee County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Lee County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Loachapoka.
For example, the median home price in Loachapoka is $73,750, with tax bills ranging significantly across the county. The median tax bill is $527, compared with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Property Tax Assessment Values Across Loachapoka, Lee County, Alabama
Source: Ownwell
$139,900
$317,370
$494,840
Median Loachapoka Market Value
$73,750
Median Lee County Market Value
$251,740
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Loachapoka, Lee County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36865 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Loachapoka, Lee County, Alabama
Property tax bills in Loachapoka are based on the assessed value of a home, which is determined by local tax authorities using the property’s market value and applicable assessment rules. The bill is then calculated by applying the local tax rate to that assessed value, so homes with higher values generally face larger tax bills. Factors such as the property’s location, size, condition, and any exemptions can influence the final amount.
For homeowners, this means a property tax bill can change when market values rise or when assessments are updated. In Loachapoka, the median home price is $73,750, and the property tax bill typically falls between $364 at the 25th percentile and $788 at the 90th percentile, with a 75th percentile bill of $690. Compared with the national median property tax bill of $2,400, local bills are much lower, which can help keep annual housing costs more manageable.
Median Loachapoka Tax Bill
$527
Median Lee County Tax Bill
$1,422
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Loachapoka, Lee County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36865 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Lee Tax Assessor | |
| Website | www.deltacomputersystems.com |