Cecil, Montgomery County, Alabama Property Taxes
Property Taxes in Cecil, Alabama
Median Cecil, Alabama effective property tax rate: 0.68%, significantly higher than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Cecil, Alabama home value: $377,900
Median annual Cecil, Alabama tax bill: $2,226, $174 lower than the national median property tax bill of $2,400.
How are property taxes in Montgomery calculated?
Property taxes in Cecil, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cecil's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cecil, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cecil, Montgomery County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.68%
Estimate Property Tax Bill
$2,570
$2,385
How Does the Cecil Property Tax Calculator Work?
Use this Cecil property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cecil's median effective tax rate of 0.68% — based on actual property records in Montgomery County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cecil's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Cecil: rates range from 0.68% in 36013 to 0.68% in 36013, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cecil.
About Cecil Property Taxes
About Property Taxes in Cecil, Montgomery, Alabama
Cecil's median effective property tax rate of 0.68% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Montgomery County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Cecil. Homeowners in the 36013 ZIP code carry a median effective rate of 0.68%, while those in the same ZIP code also pay 0.68%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Montgomery County. Understanding which part of Cecil you live in can make a meaningful difference to your annual tax bill.
Cecil homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the May 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cecil, Montgomery County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cecil's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cecil Tax Rate
0.68%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montgomery County Tax Rate
0.48%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cecil, Montgomery County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36013 | 0.34% | 0.42% | 0.68% | 0.68% | 1.13% |
Source: Ownwell
Property Tax Assessment Values Across Cecil, Montgomery County, Alabama
When examining property taxes in Cecil, Alabama, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montgomery County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Montgomery County, assessment notices are sent in April each year.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cecil.
For example, the median home price in Cecil is $377,900, with tax bills ranging significantly across the county. 36013 has the highest median home price at $377,900.
Property Tax Assessment Values Across Cecil, Montgomery County, Alabama
Source: Ownwell
$30,400
$250,300
$470,200
Median Cecil Market Value
$377,900
Median Montgomery County Market Value
$143,900
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cecil, Montgomery County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36013 | $84,480 | $243,900 | $377,900 | $511,850 | $651,160 |
Source: Ownwell
Property Tax Bills Across Cecil, Montgomery County, Alabama
Cecil property tax bills are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value determined by the county. The assessed value is the starting point for the bill, and the final amount can also reflect exemptions or other local adjustments.
With a median home price of $377,900, homeowners in Cecil can see very different tax bills depending on how their property is assessed and whether they qualify for relief. The tax bill is not the same for every home, since location, property characteristics, and assessment outcomes all matter.
In Montgomery County, the median property tax bill is $2,226 in ZIP code 36013. Across the area, tax bills range from $1,141 at the 25th percentile to $3,340 at the 75th percentile, with the 90th percentile reaching $4,886. That means a higher assessment can lead to a much larger annual bill, making property taxes a major cost for homeowners.
Median Cecil Tax Bill
$2,226
Median Montgomery County Tax Bill
$848
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Cecil, Montgomery County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36013 | $502 | $1,141 | $2,226 | $3,340 | $4,886 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Montgomery Tax Assessor | |
| Website | montgomery.capturecama.com |