Montgomery County, Alabama Property Taxes
Property Taxes in Montgomery County, Alabama
Median Montgomery County effective property tax rate: 0.48%, significantly lower than the national median of 1.02%.
Median Montgomery County home value: $143,900
Median annual Montgomery County tax bill: $848, lower than the national median property tax bill of $2,400.
How are property taxes in Montgomery County calculated?
Property taxes in Montgomery County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Montgomery County’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Montgomery or another part of Montgomery County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Montgomery County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.48%
Estimate Property Tax Bill
$691
$641
How Does the Montgomery County Property Tax Calculator Work?
Use this Montgomery County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Montgomery County's median effective tax rate of 0.48% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Montgomery County's median tax rate is lower than the national median property tax rate of 1.02%, and the county's median property tax bill of $848 is below the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Montgomery County.
Property Tax Rates Across Montgomery County, Alabama
What Are Effective Property Tax Rates Across Montgomery County?
Local government entities set tax rates, which vary widely across Montgomery County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Montgomery County's effective property tax rate to other counties in Alabama or the U.S. median of 1.02%.
Montgomery County's median effective rate stands at 0.48%, which is lower than the national median of 1.02%. Within Montgomery County, the highest rate is found in Pike Road at 0.68%, while Fitzpatrick has the lowest at 0.40%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montgomery County Tax Rate
0.48%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Montgomery County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cecil | 0.34% | 0.42% | 0.68% | 0.68% | 1.13% |
| Fitzpatrick | 0.20% | 0.34% | 0.40% | 0.68% | 0.77% |
| Grady | 0.22% | 0.33% | 0.38% | 0.41% | 0.82% |
| Hope Hull | 0.26% | 0.34% | 0.39% | 0.82% | 0.82% |
| Lapine | 0.25% | 0.33% | 0.39% | 0.82% | 0.82% |
| Letohatchee | 0.21% | 0.33% | 0.38% | 0.41% | 0.82% |
| Mathews | 0.19% | 0.33% | 0.40% | 0.41% | 0.82% |
| Montgomery | 0.42% | 0.46% | 0.48% | 0.98% | 0.99% |
| Pike Road | 0.48% | 0.67% | 0.68% | 0.68% | 1.38% |
| Ramer | 0.19% | 0.32% | 0.39% | 0.82% | 0.82% |
| Highland Home | N/A | N/A | N/A | N/A | N/A |
| Millbrook | N/A | N/A | N/A | N/A | N/A |
| Mount Meigs | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Montgomery County, Alabama
When examining property taxes in Montgomery County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Montgomery County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median tax bill in Montgomery County is $848, well below the national median property tax bill of $2400 and below the national median property tax rate of 1.02%. Tax bills vary widely across the county, with Pike Road posting the highest median tax bill at $2606 and Fitzpatrick showing the highest median home price at $470200.
Property Tax Assessment Values Across Montgomery County, Alabama
Source: Ownwell
$30,400
$250,300
$470,200
Median Montgomery County Market Value
$143,900
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Montgomery County, Alabama
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cecil | $84,480 | $243,900 | $377,900 | $511,850 | $651,160 |
| Fitzpatrick | $92,340 | $220,100 | $470,200 | $549,200 | $637,320 |
| Grady | $43,790 | $75,750 | $122,900 | $232,950 | $366,930 |
| Hope Hull | $28,860 | $66,450 | $168,350 | $282,000 | $413,550 |
| Lapine | $25,900 | $51,200 | $100,500 | $187,000 | $312,240 |
| Letohatchee | $52,120 | $94,475 | $188,100 | $277,375 | $373,580 |
| Mathews | $105,560 | $270,300 | $411,600 | $568,400 | $800,620 |
| Montgomery | $29,200 | $69,400 | $135,200 | $220,400 | $338,900 |
| Pike Road | $187,780 | $286,500 | $370,200 | $483,750 | $597,240 |
| Ramer | $42,120 | $72,200 | $134,900 | $259,550 | $445,250 |
| Highland Home | N/A | N/A | N/A | N/A | N/A |
| Millbrook | N/A | N/A | N/A | N/A | N/A |
| Mount Meigs | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Montgomery County, Alabama
Property tax bills in Montgomery County are calculated from a home’s assessed value, which is then multiplied by the local tax rate. That means the bill is shaped by both the market value of the property and the taxing jurisdictions that apply to it, including county and local levies. For homeowners, a higher assessed value usually means a higher tax bill, while a lower assessed value can reduce what is owed.
In Montgomery County, the median home price is $143,900, and tax bills vary widely across the area. The 25th percentile tax bill is $468, while the 75th percentile reaches $1,432. At the high end, the 90th percentile tax bill is $2,304. Some places see even higher typical bills, with Pike Road posting the highest median tax bill at $2,606, while Lapine has the lowest median tax bill at $463. These differences show how location can strongly affect what homeowners pay each year.
Median Montgomery County Tax Bill
$848
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Montgomery County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cecil | $502 | $1,141 | $2,226 | $3,340 | $4,886 |
| Fitzpatrick | $346 | $577 | $1,681 | $3,319 | $4,511 |
| Grady | $181 | $312 | $512 | $881 | $1,355 |
| Hope Hull | $109 | $282 | $756 | $1,125 | $1,701 |
| Lapine | $107 | $238 | $463 | $705 | $1,335 |
| Letohatchee | $227 | $368 | $666 | $982 | $1,687 |
| Mathews | $375 | $852 | $1,492 | $2,259 | $3,558 |
| Montgomery | $223 | $457 | $813 | $1,299 | $1,944 |
| Pike Road | $1,164 | $1,943 | $2,606 | $3,502 | $4,616 |
| Ramer | $151 | $301 | $571 | $1,077 | $1,615 |
| Highland Home | N/A | N/A | N/A | N/A | N/A |
| Millbrook | N/A | N/A | N/A | N/A | N/A |
| Mount Meigs | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Montgomery Tax Assessor | |
| Website | montgomery.capturecama.com |
Frequently Asked Property Tax Questions in Montgomery County, Alabama
How are property taxes calculated in Montgomery County, Alabama?
How do I appeal my property taxes in Montgomery County, Alabama?
What property tax exemptions are available in Montgomery County, Alabama?
When are property taxes due in Montgomery County, Alabama?
How can Ownwell help reduce my property taxes in Montgomery County, Alabama?
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