Property Taxes in Gallant, Alabama
Median Gallant, Alabama effective property tax rate: 0.28%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Gallant, Alabama home value: $174,210
Median annual Gallant, Alabama tax bill: $459, $1,941 lower than the national median property tax bill of $2,400.
How are property taxes in St. Clair calculated?
Property taxes in Gallant, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Gallant's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gallant, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Gallant Property Tax Calculator Work?
Use this Gallant property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Gallant's median effective tax rate of 0.28% — based on actual property records in St. Clair County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Gallant's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Gallant: rates range from 0.28% in 35972 to 0.28% in 35972, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Gallant.
About Gallant Property Taxes
About Property Taxes in Gallant, St. Clair, Alabama
Gallant’s median effective property tax rate of 0.28% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the St. Clair County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Gallant. Homeowners in the 35972 ZIP code carry a median effective rate of 0.28%, while those in the lowest ZIP also pay 0.28%. This spread reflects how school district boundaries and local assessment districts are drawn across St. Clair County. Understanding which part of Gallant you live in can make a meaningful difference to your annual tax bill.
Gallant homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Gallant, St. Clair County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within Alabama.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Gallant's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gallant Tax Rate
0.28%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Clair County Tax Rate
0.39%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Gallant, St. Clair County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35972 | 0.16% | 0.23% | 0.28% | 0.30% | 0.62% |
Source: Ownwell
Property Tax Assessment Values Across Gallant, St. Clair County, Alabama
When examining property taxes in Gallant, Alabama, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Clair County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In St. Clair County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gallant.
For example, the median home price in Gallant is $174,210, with tax bills ranging significantly across the county. Zip code 35972 has the highest median home price at $174,210.
Property Tax Assessment Values Across Gallant, St. Clair County, Alabama
Source: Ownwell
$97,090
$193,340
$289,590
Median Gallant Market Value
$174,210
Median St. Clair County Market Value
$203,325
Median Alabama Market Value
$169,700
Median United States Market Value
$274,101
Property Tax Assessment Values Across Gallant, St. Clair County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35972 | $53,600 | $89,432 | $174,210 | $292,138 | $467,875 |
Source: Ownwell
Property Tax Bills Across Gallant, St. Clair County, Alabama
Property tax bills in Gallant are based on the assessed value of a home, which is then multiplied by the local tax rate set by taxing authorities. For a home with a median market value of $174,210, the final bill can vary depending on exemptions, local levies, and how the property is classified. In St. Clair County, the median tax bill in Gallant is $459, which is well below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Homeowners typically see bills ranging from $242 at the 25th percentile to $663 at the 75th percentile, with the 90th percentile reaching $1,065. That spread shows how much property tax costs can differ even within the same city. Because the bill is tied to assessed value and local rates, changes in market value or tax policy can directly affect what homeowners owe each year.
Median Gallant Tax Bill
$459
Median St. Clair County Tax Bill
$828
Median Alabama Tax Bill
$813
Median United States Tax Bill
$3,209
Property Tax Bills Across Gallant, St. Clair County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35972 | $139 | $242 | $459 | $663 | $1,065 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| St. Clair Tax Assessor | |
| Website | www.stclairtax.com |