St. Clair County, Alabama Property Taxes

Name: Property Tax Bills Across St. Clair County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median St. Clair County effective property tax rate: 0.35%, significantly lower than the national median of 1.02%.
Median St. Clair County home value: $169,020
Median annual St. Clair County tax bill: $648, $1,752 lower than the national median property tax bill of $2,400.

How are property taxes in St. Clair County calculated?

Property taxes in St. Clair County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Pell City or another part of St. Clair County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

St. Clair County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.39%

Estimate Property Tax Bill

$793

$736

Ownwell’s St. Clair County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in St. Clair County with just two data points. By entering your property's estimated assessed value, our calculator applies St. Clair County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in St. Clair County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across St. Clair County, Alabama

Local government entities in St. Clair County set tax rates, which can vary widely within Alabama. Each year, the county estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare St. Clair County's effective property tax rate to other counties in Alabama or the U.S. median property tax rate.

Property Tax Rates Across St. Clair County, Alabama

Source: Ownwell

0.28%

0.39%

0.49%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective St. Clair County Tax Rate

0.39%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across St. Clair County, Alabama

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Ashville	0.18%	0.24%	0.29%	0.31%	0.55%
Cropwell	0.28%	0.32%	0.35%	0.36%	0.41%
Gallant	0.16%	0.23%	0.28%	0.30%	0.62%
Leeds	0.37%	0.41%	0.42%	0.49%	0.86%
Moody	0.43%	0.48%	0.49%	0.51%	1.02%
Odenville	0.27%	0.31%	0.34%	0.49%	0.72%
Oneonta	0.19%	0.26%	0.30%	0.42%	0.53%
Pell City	0.28%	0.34%	0.38%	0.41%	0.82%
Ragland	0.19%	0.25%	0.31%	0.36%	0.62%
Remlap	0.25%	0.38%	0.44%	0.46%	0.46%
Riverside	0.34%	0.38%	0.39%	0.41%	0.82%
Springville	0.30%	0.41%	0.47%	0.50%	0.62%
Steele	0.18%	0.23%	0.29%	0.33%	0.48%
Trussville	0.41%	0.42%	0.43%	0.49%	0.51%
Vincent	0.25%	0.29%	0.34%	0.36%	0.64%

Source: Ownwell

Property Tax Assessment Values Across St. Clair County, Alabama

When examining property taxes in St. Clair County, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Clair County Tax Assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

Assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in St. Clair County.

For example, the median tax bill in St. Clair County is $974, with tax bills ranging significantly across the county. Cropwell has the highest median home price at $249,340.

Property Tax Assessment Values Across St. Clair County, Alabama

Source: Ownwell

$97,090

$193,340

$289,590

Median St. Clair County Market Value

$203,325

Median Alabama Market Value

$169,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across St. Clair County, Alabama

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Ashville	$38,311	$71,882	$143,245	$249,015	$372,653
Cropwell	$83,904	$179,000	$289,590	$403,440	$573,542
Gallant	$53,600	$89,432	$174,210	$292,138	$467,875
Leeds	$72,594	$133,525	$193,890	$238,290	$286,012
Moody	$125,310	$170,920	$215,300	$262,580	$354,230
Odenville	$57,680	$109,400	$201,880	$260,920	$334,824
Oneonta	$69,370	$115,100	$214,020	$302,910	$478,800
Pell City	$58,000	$98,700	$184,850	$273,560	$402,320
Ragland	$32,310	$54,008	$97,090	$176,738	$280,812
Remlap	$100,340	$148,770	$242,880	$344,700	$485,840
Riverside	$67,900	$142,605	$223,350	$305,305	$397,750
Springville	$72,770	$163,835	$252,655	$339,035	$442,433
Steele	$41,735	$65,945	$120,460	$200,328	$330,815
Trussville	$79,870	$184,192	$287,615	$391,012	$503,715
Vincent	$58,000	$103,420	$191,860	$312,960	$474,010

Source: Ownwell

Property Tax Bills Across St. Clair County, Alabama

In St. Clair County, AL, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The median home price in the county is $169,020. Homeowners can expect tax bills that vary widely, with the 25th percentile at $326 and the 75th percentile at $978. For those in the 90th percentile, bills can reach up to $1,392. These figures highlight the variability in property tax obligations, influenced by factors such as property location and market conditions. For instance, Trussville has the highest median tax bill at $974, while Ragland has the lowest at $236. Compared to the national median property tax rate of 1.02% and a median tax bill of $2,400, St. Clair County's property taxes are relatively modest. This can provide a financial advantage for homeowners in the area, making it an attractive place to own property. Understanding these factors is crucial for homeowners to manage their financial obligations effectively.

Property Tax Bills Across St. Clair County, Alabama

Source: Ownwell

$322

$839

$1,356

Median St. Clair County Tax Bill

$828

Median Alabama Tax Bill

$813

Median United States Tax Bill

$2,400

Property Tax Bills Across St. Clair County, Alabama

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Ashville	$100	$207	$421	$724	$1,080
Cropwell	$290	$645	$1,023	$1,458	$2,123
Gallant	$139	$242	$459	$663	$1,065
Leeds	$314	$633	$872	$1,184	$1,513
Moody	$600	$849	$1,116	$1,544	$2,093
Odenville	$207	$431	$767	$1,096	$1,496
Oneonta	$230	$321	$602	$971	$1,538
Pell City	$206	$387	$738	$1,138	$1,690
Ragland	$80	$163	$322	$550	$830
Remlap	$372	$581	$914	$1,397	$1,983
Riverside	$307	$631	$943	$1,270	$1,677
Springville	$319	$689	$1,188	$1,668	$2,124
Steele	$89	$192	$359	$602	$986
Trussville	$430	$910	$1,356	$1,755	$2,291
Vincent	$174	$360	$664	$1,095	$1,718

Source: Ownwell

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