Property Taxes in Rock Hall, Maryland
Median Rock Hall, Maryland effective property tax rate: 1.20%, slightly lower than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median Rock Hall, Maryland home value: $195,300
Median annual Rock Hall, Maryland tax bill: $2,740, higher than the national median property tax bill of $2,400.
How are property taxes in Kent calculated?
Property taxes in Rock Hall, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Rock Hall's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Rock Hall, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Rock Hall Property Tax Calculator Work?
Use this Rock Hall property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Rock Hall's median effective tax rate of 1.20% — based on actual property records in Kent County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Rock Hall's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Rock Hall: rates range from 1.20% in 21661 to 1.20% in 21661, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Rock Hall.
About Rock Hall Property Taxes
About Property Taxes in Rock Hall, Kent, Maryland
Rock Hall's median effective property tax rate of 1.20% is higher than the Maryland state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Kent County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Rock Hall. Homeowners in the 21661 ZIP code carry a median effective rate of 1.20%, while those in 21661 pay 1.20%. This spread reflects how school district boundaries and local assessment districts are drawn across Kent County. Understanding which part of Rock Hall you live in can make a meaningful difference to your annual tax bill.
Rock Hall homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the February 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Rock Hall, Kent County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Rock Hall's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Rock Hall Tax Rate
1.20%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kent County Tax Rate
1.13%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Rock Hall, Kent County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21661 | 1.13% | 1.13% | 1.20% | 1.52% | 1.52% |
Source: Ownwell
Property Tax Assessment Values Across Rock Hall, Kent County, Maryland
When examining property taxes in Rock Hall, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Kent County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Kent County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the season.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By understanding how assessed and market values are determined, property owners can better navigate their tax responsibilities and the valuation process affecting their property taxes in Rock Hall.
For example, the median home price in Rock Hall is $195,300, with tax bills ranging significantly across the county. ZIP code 21661 has the highest median home price at $195,300.
Property Tax Assessment Values Across Rock Hall, Kent County, Maryland
Source: Ownwell
$195,300
$279,100
$362,900
Median Rock Hall Market Value
$195,300
Median Kent County Market Value
$246,400
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Rock Hall, Kent County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21661 | $123,100 | $145,950 | $195,300 | $340,000 | $643,600 |
Source: Ownwell
Property Tax Bills Across Rock Hall, Kent County, Maryland
Property tax bills in Rock Hall are calculated based on the assessed value of a home and the local tax rate set by Kent County and other taxing authorities. When a property’s assessed value rises, the tax bill can increase as well, even if the homeowner’s income does not change. For Rock Hall homeowners, the median home price is $195,300, and the median property tax bill is $2,740, which is above the national median property tax bill of $2,400.
Several factors affect the final bill, including the home’s assessed market value, local levies, and any exemptions or adjustments that may apply. Bills can vary widely across the area, with the 25th percentile at $2,024 and the 75th percentile at $4,648, while the 90th percentile reaches $8,097. That means two homes in the same city can face very different tax burdens depending on how they are assessed.
For homeowners, this can have a direct impact on monthly housing costs and long-term affordability.
Median Rock Hall Tax Bill
$2,740
Median Kent County Tax Bill
$2,965
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Rock Hall, Kent County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21661 | $1,450 | $2,024 | $2,740 | $4,648 | $8,097 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 15 |
Links | |
|---|---|
| Kent Tax Assessor | |
| Website | sdat.dat.maryland.gov |