Tilghman, Talbot County, Maryland Property Taxes
Property Taxes in Tilghman, Maryland
Median Tilghman, Maryland effective property tax rate: 0.84%, significantly lower than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median Tilghman, Maryland home value: $313,200
Median annual Tilghman, Maryland tax bill: $2,386, $14 lower than the national median property tax bill of $2,400.
How are property taxes in Talbot calculated?
Property taxes in Tilghman, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Tilghman's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Tilghman, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Tilghman, Talbot County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.84%
Estimate Property Tax Bill
$2,631
$2,441
How Does the Tilghman Property Tax Calculator Work?
Use this Tilghman property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Tilghman's median effective tax rate of 0.84% — based on actual property records in Talbot County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Tilghman's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Tilghman: rates range from 0.84% in 21671 to 0.84% in 21671, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Tilghman.
About Tilghman Property Taxes
About Property Taxes in Tilghman, Talbot, Maryland
Tilghman’s median effective property tax rate of 0.84% is lower than the Maryland state median of 1.21% and lower than the national median of 1.02%. This rate reflects the Talbot County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Tilghman. Homeowners in the 21671 ZIP code carry a median effective rate of 0.84%, while those in the same ZIP code also pay 0.84%. This spread reflects how school district boundaries and local assessment districts are drawn across Talbot County. Understanding which part of Tilghman you live in can make a meaningful difference to your annual tax bill.
Tilghman homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Tilghman, Talbot County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Tilghman's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tilghman Tax Rate
0.84%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Talbot County Tax Rate
0.76%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Tilghman, Talbot County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21671 | 0.44% | 0.73% | 0.84% | 0.86% | 0.88% |
Source: Ownwell
Property Tax Assessment Values Across Tilghman, Talbot County, Maryland
When examining property taxes in Tilghman, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Talbot County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Talbot County, assessment notices are sent in December each year. They'll typically reach your mailbox by the middle of December.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Tilghman is $313,200, with tax bills ranging significantly across the county. Zip code 21671 has the highest median home price at $313,200.
Property Tax Assessment Values Across Tilghman, Talbot County, Maryland
Source: Ownwell
$239,500
$493,150
$746,800
Median Tilghman Market Value
$313,200
Median Talbot County Market Value
$338,300
Median Maryland Market Value
$338,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Tilghman, Talbot County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21671 | $132,920 | $186,200 | $313,200 | $501,900 | $682,100 |
Source: Ownwell
Property Tax Bills Across Tilghman, Talbot County, Maryland
Property tax bills in Tilghman are based on the assessed value of a home and the local tax rate set by Talbot County. For a property with a median home price of $313,200, the tax bill reflects how local assessors value the property and how much revenue local governments need to fund services.
The amount a homeowner pays can vary widely. In Tilghman, the median tax bill is $2,386, which is close to the national median property tax bill of $2,400. Bills in the area range from $1,317 at the 25th percentile to $5,593 at the 90th percentile, showing that home value and assessment differences can have a major impact.
For homeowners, this means property taxes can be a significant part of annual housing costs. A higher assessed value usually leads to a higher bill, while a lower assessment can reduce what is owed.
Median Tilghman Tax Bill
$2,386
Median Talbot County Tax Bill
$2,311
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$2,400
Property Tax Bills Across Tilghman, Talbot County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21671 | $881 | $1,317 | $2,386 | $4,046 | $5,593 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Talbot Tax Assessor | |
| Website | sdat.dat.maryland.gov |