Cottage Grove, Washington County, Minnesota Property Taxes
Median Cottage Grove, MN effective property tax rate: 1.22%, significantly higher than the national median of 1.02%, but lower than the Minnesota state median of 1.11%.
Median Cottage Grove, MN home value: $325,300
Median annual Cottage Grove, MN tax bill: $4,020, $1,620 higher than the national median property tax bill of $2,400.
How are property taxes in Washington County calculated?
Property taxes in Cottage Grove, MN are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cottage Grove’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cottage Grove, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Cottage Grove, Washington County, Minnesota Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.22%
Estimate Property Tax Bill
$3,969
$3,683
Property Tax Rates Across Cottage Grove, Washington County, Minnesota
Local government entities establish tax rates, which can significantly differ within a state. This variability arises because each county annually estimates its necessary budget to deliver services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is essentially the annual process.
Below, you can compare Cottage Grove's effective property tax rate to other cities in Minnesota and the median property tax rates in Minnesota and the U.S. Cottage Grove, located in Washington County, has a median property tax rate that aligns with the highest in the state at 1.22%, surpassing the national median rate of 1.02%. The property tax bill here also tends to be higher than the national median bill of $2,400. These figures highlight the importance of understanding local property tax rates and how they can impact homeowners. Whether considering an appeal or seeking exemptions, being informed about these rates can lead to substantial savings.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cottage Grove Tax Rate
1.22%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Washington County Tax Rate
1.12%
Median Effective Minnesota Tax Rate
1.11%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cottage Grove, Washington County, Minnesota
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 55016 | 1.18% | 1.20% | 1.22% | 1.24% | 1.28% |
Source: Ownwell
Property Tax Assessment Values Across Cottage Grove, Washington County, Minnesota
When examining property taxes in Cottage Grove, MN, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Washington County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Washington County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cottage Grove. For example, the median home price in Cottage Grove is $325,300, with tax bills ranging significantly across the county. Zip code 55016 has the highest median home price at $325,300.
Property Tax Assessment Values Across Cottage Grove, Washington County, Minnesota
Source: Ownwell
$12,550
$304,075
$595,600
Median Cottage Grove Market Value
$325,300
Median Washington County Market Value
$376,100
Median Minnesota Market Value
$290,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cottage Grove, Washington County, Minnesota
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 55016 | $238,100 | $282,700 | $325,300 | $409,400 | $500,310 |
Source: Ownwell
Property Tax Bills Across Cottage Grove, Washington County, Minnesota
Property Tax Bills Across Cottage Grove, Washington County, Minnesota
Source: Ownwell
$177
$2,914
$5,650
Median Cottage Grove Tax Bill
$4,020
Median Washington County Tax Bill
$4,148
Median Minnesota Tax Bill
$3,182
Median United States Tax Bill
$2,400
Property Tax Bills Across Cottage Grove, Washington County, Minnesota
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 55016 | $2,828 | $3,414 | $4,020 | $5,083 | $6,174 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates |
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Links | |
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| Washington Tax Assessor | |
| Website | mn-washington.manatron.com |