In tax year 2026, the median Minnesota homeowner paid $3,364 in property taxes, a median effective rate of 1.13% of market value, compared with 1.27% nationally. Rates range from 0.37% in Lake County to 1.42% in Clay County, because each county, city, and school district sets its own tax rate.
- Median Minnesota effective property tax rate: 1.13%
- Median Minnesota home value: $304,400
- Median Minnesota property tax bill: $3,364
- Highest median bill: Hennepin County $4,551
- Lowest median bill: Kittson County $399
Last Updated October 26, 2026
How Property Taxes Work in Minnesota
In Minnesota, your county or city assessor estimates your home's value, and property is taxed at 100% of estimated market value. Your bill is that assessed value, minus any exemptions, multiplied by the combined tax rate of every local government that covers your property, usually your county, city, school district, and any special districts.
The Minnesota Department of Revenue oversees property tax administration in Minnesota and publishes guidance on assessments, exemptions, and appeals.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Minnesota Effective Property Tax Rate
1.13%
Median Minnesota Home Value
$304,400
Median Minnesota Tax Bill
$3,364
Every property tax bill comes from three inputs:
Assessed Value
A local assessor or appraisal district estimates your home's market value. Many states then apply an assessment ratio. For example, Georgia taxes homes at 40% of market value, while Texas uses 100%. Some states, like California, cap how fast assessed values can rise for homestead properties.
Exemptions
Homestead, senior, veteran, and disability exemptions reduce the taxable value of qualifying homes, usually for a primary residence only.
Tax Rates
Each taxing authority that covers your property, typically a county, city, school district, and sometimes special districts, sets its own rate. Rates are usually expressed as millage (dollars per $1,000 of taxable value) or as a rate per $100 of value.
Your bill is your taxable value (assessed value minus exemptions) multiplied by the combined tax rate.
What is the Median Effective Property Tax Rate?
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments. Because states and counties assess property differently, the effective rate is the clearest way to compare bills across Minnesota.
Counties With the Highest and Lowest Property Taxes
Five Highest Median Property Tax Bills
| Rank | County | Median Tax Bill |
|---|---|---|
| 1. | Hennepin County | $4,551 |
| 2. | Washington County | $4,446 |
| 3. | Carver County | $4,376 |
| 4. | Ramsey County | $4,324 |
| 5. | Scott County | $4,196 |
Five Lowest Median Property Tax Bills
| Rank | County | Median Tax Bill |
|---|---|---|
| 83. | Lake County | $781 |
| 84. | Traverse County | $736 |
| 85. | Lake of the Woods County | $720 |
| 86. | McLeod County | $466 |
| 87. | Kittson County | $399 |
10 of 87 Minnesota counties have a median effective rate above the national 1.27%. Clay County has the highest median effective rate at 1.42%, and Lake County has the lowest at 0.37%.
Property Tax Rates and Bills by County
| Rank | County | Median Effective Tax Rate | Median Home Value | Median Tax Bill | 25th % Bill | 75th % Bill | 90th % Bill |
|---|---|---|---|---|---|---|---|
| 1 | Hennepin County | 1.26% | $355,200 | $4,551 | $3,414 | $6,246 | $9,163 |
| 2 | Washington County | 1.17% | $386,900 | $4,446 | $3,204 | $6,022 | $7,808 |
| 3 | Carver County | 1.09% | $422,800 | $4,376 | $3,216 | $6,198 | $8,342 |
| 4 | Ramsey County | 1.34% | $322,400 | $4,324 | $3,412 | $5,598 | $7,590 |
| 5 | Scott County | 1.01% | $414,500 | $4,196 | $3,142 | $5,490 | $7,172 |
| 6 | Dakota County | 1.09% | $356,900 | $3,930 | $2,852 | $5,162 | $6,570 |
| 7 | Sherburne County | 1.13% | $345,600 | $3,760 | $2,894 | $4,762 | $5,942 |
| 8 | Chisago County | 1.13% | $330,600 | $3,612 | $2,270 | $4,750 | $6,154 |
| 9 | Wright County | 1.07% | $347,900 | $3,598 | $2,752 | $4,680 | $5,816 |
| 10 | Anoka County | 1.04% | $339,700 | $3,580 | $2,836 | $4,502 | $5,747 |
| 11 | Olmsted County | 1.21% | $292,500 | $3,532 | $2,672 | $4,998 | $6,908 |
| 12 | Rice County | 1.09% | $322,300 | $3,428 | $2,204 | $4,950 | $6,738 |
| 13 | Clay County | 1.42% | $241,100 | $3,368 | $2,482 | $4,618 | $6,332 |
| 14 | Le Sueur County | 1.14% | $290,800 | $3,268 | $2,368 | $4,532 | $5,858 |
| 15 | Dodge County | 1.14% | $312,300 | $3,198 | $2,329 | $4,288 | $5,452 |
| 16 | Nicollet County | 1.19% | $277,600 | $3,182 | $2,278 | $4,304 | $5,913 |
| 17 | Goodhue County | 1.23% | $282,400 | $3,114 | $2,094 | $4,346 | $5,874 |
| 18 | Stearns County | 1.07% | $287,600 | $3,022 | $2,062 | $4,154 | $5,676 |
| 19 | Isanti County | 0.96% | $293,000 | $2,978 | $1,802 | $3,906 | $4,822 |
| 20 | Steele County | 1.28% | $260,100 | $2,970 | $1,992 | $4,128 | $5,420 |
| 21 | Blue Earth County | 1.05% | $266,600 | $2,792 | $1,896 | $3,858 | $5,334 |
| 22 | Kandiyohi County | 1.12% | $239,700 | $2,698 | $1,794 | $4,067 | $5,882 |
| 23 | Benton County | 1.03% | $264,250 | $2,693 | $1,534 | $3,696 | $4,804 |
| 24 | Carlton County | 1.10% | $225,600 | $2,682 | $1,602 | $3,818 | $5,150 |
| 25 | Mille Lacs County | 1.06% | $243,400 | $2,650 | $1,526 | $3,646 | $4,750 |
| 26 | Houston County | 1.08% | $252,400 | $2,646 | $1,780 | $3,722 | $5,078 |
| 27 | Wabasha County | 1.19% | $231,800 | $2,594 | $1,480 | $3,640 | $4,928 |
| 28 | Waseca County | 1.31% | $209,300 | $2,538 | $1,792 | $3,500 | $4,672 |
| 29 | Douglas County | 0.84% | $289,600 | $2,466 | $1,386 | $3,714 | $5,416 |
| 30 | Sibley County | 0.79% | $277,450 | $2,426 | $1,460 | $3,664 | $5,297 |
| 31 | Polk County | 1.23% | $212,900 | $2,412 | $1,516 | $3,564 | $5,058 |
| 32 | Cook County | 0.69% | $340,300 | $2,338 | $1,238 | $3,900 | $5,931 |
| 33 | Kanabec County | 1.11% | $209,200 | $2,266 | $1,028 | $3,350 | $4,288 |
| 34 | Pope County | 0.74% | $275,300 | $2,264 | $1,470 | $3,362 | $4,877 |
| 35 | Meeker County | 0.93% | $237,700 | $2,248 | $1,270 | $3,484 | $4,819 |
| 36 | Winona County | 1.00% | $217,300 | $2,174 | $1,496 | $3,156 | $4,532 |
| 37 | Pennington County | 1.20% | $177,700 | $2,123 | $993 | $3,211 | $4,550 |
| 38 | Brown County | 1.23% | $183,600 | $2,044 | $1,086 | $2,996 | $4,299 |
| 39 | Fillmore County | 1.07% | $193,600 | $2,034 | $1,188 | $3,092 | $4,400 |
| 40 | Beltrami County | 0.97% | $191,300 | $2,032 | $918 | $3,130 | $4,436 |
| 41 | Mower County | 1.16% | $162,000 | $1,918 | $1,164 | $3,044 | $4,574 |
| 42 | Becker County | 0.62% | $287,700 | $1,896 | $976 | $3,032 | $4,920 |
| 43 | Nobles County | 1.18% | $171,500 | $1,886 | $1,166 | $2,940 | $4,178 |
| 43 | Roseau County | 1.01% | $181,300 | $1,886 | $1,053 | $2,918 | $4,120 |
| 45 | Chippewa County | 1.38% | $138,850 | $1,862 | $1,115 | $2,980 | $4,344 |
| 46 | Morrison County | 0.80% | $233,800 | $1,856 | $756 | $2,954 | $4,064 |
| 46 | St. Louis County | 1.21% | $153,800 | $1,856 | $646 | $3,346 | $5,054 |
| 48 | Lyon County | 1.18% | $166,950 | $1,840 | $966 | $2,806 | $3,908 |
| 49 | Freeborn County | 1.05% | $168,300 | $1,774 | $996 | $2,886 | $4,446 |
| 49 | Otter Tail County | 0.67% | $246,100 | $1,774 | $806 | $2,898 | $4,295 |
| 51 | Martin County | 1.17% | $158,500 | $1,768 | $1,016 | $3,016 | $4,822 |
| 52 | Watonwan County | 1.09% | $169,500 | $1,762 | $1,032 | $2,788 | $4,172 |
| 53 | Lac qui Parle County | 0.91% | $161,000 | $1,746 | $963 | $2,928 | $4,376 |
| 54 | Hubbard County | 0.68% | $228,600 | $1,732 | $748 | $2,824 | $4,206 |
| 55 | Grant County | 0.90% | $170,100 | $1,718 | $936 | $2,744 | $3,902 |
| 56 | Todd County | 0.91% | $213,500 | $1,706 | $852 | $2,756 | $4,020 |
| 57 | Renville County | 1.32% | $154,800 | $1,692 | $998 | $2,780 | $4,188 |
| 58 | Crow Wing County | 0.61% | $276,950 | $1,666 | $580 | $3,324 | $5,910 |
| 59 | Wadena County | 0.93% | $168,200 | $1,626 | $824 | $2,522 | $3,496 |
| 60 | Jackson County | 0.99% | $175,150 | $1,623 | $918 | $2,600 | $4,021 |
| 61 | Yellow Medicine County | 1.18% | $150,700 | $1,594 | $924 | $2,660 | $4,064 |
| 62 | Rock County | 0.97% | $181,800 | $1,590 | $847 | $2,480 | $3,524 |
| 63 | Cottonwood County | 1.40% | $118,000 | $1,556 | $834 | $2,562 | $3,734 |
| 64 | Itasca County | 0.91% | $185,800 | $1,544 | $718 | $2,714 | $4,375 |
| 65 | Wilkin County | 0.93% | $173,900 | $1,536 | $852 | $2,426 | $3,633 |
| 66 | Cass County | 0.50% | $291,500 | $1,518 | $792 | $2,584 | $4,438 |
| 67 | Red Lake County | 1.20% | $140,050 | $1,501 | $765 | $2,727 | $3,924 |
| 68 | Pine County | 0.74% | $190,400 | $1,484 | $444 | $2,564 | $3,598 |
| 69 | Swift County | 1.17% | $131,000 | $1,470 | $760 | $2,432 | $3,960 |
| 70 | Stevens County | 1.18% | $129,350 | $1,466 | $882 | $2,518 | $3,756 |
| 71 | Redwood County | 1.27% | $125,800 | $1,428 | $776 | $2,390 | $3,592 |
| 72 | Lincoln County | 0.53% | $263,800 | $1,396 | $652 | $2,428 | $3,717 |
| 73 | Mahnomen County | 0.97% | $148,000 | $1,388 | $804 | $2,192 | $3,350 |
| 74 | Murray County | 0.83% | $190,700 | $1,376 | $682 | $2,424 | $3,684 |
| 75 | Faribault County | 1.37% | $103,000 | $1,356 | $724 | $2,226 | $3,324 |
| 76 | Big Stone County | 1.01% | $118,550 | $1,104 | $464 | $2,102 | $3,291 |
| 77 | Pipestone County | 1.17% | $86,200 | $1,076 | $636 | $1,785 | $3,627 |
| 78 | Norman County | 1.08% | $101,600 | $1,024 | $522 | $1,686 | $2,357 |
| 79 | Aitkin County | 0.53% | $205,000 | $980 | $372 | $1,828 | $2,754 |
| 80 | Marshall County | 0.88% | $120,600 | $954 | $364 | $1,716 | $2,662 |
| 81 | Clearwater County | 0.59% | $153,850 | $950 | $498 | $1,538 | $2,210 |
| 82 | Koochiching County | 0.91% | $106,800 | $948 | $464 | $1,764 | $2,918 |
| 83 | Lake County | 0.37% | $228,000 | $781 | $429 | $1,440 | $2,488 |
| 84 | Traverse County | 1.39% | $66,350 | $736 | $371 | $1,374 | $2,576 |
| 85 | Lake of the Woods County | 0.77% | $88,800 | $720 | $225 | $1,528 | $2,476 |
| 86 | McLeod County | 1.37% | $29,800 | $466 | $227 | $814 | $2,434 |
| 87 | Kittson County | 1.14% | $38,150 | $399 | $136 | $926 | $1,560 |
Source: Ownwell
How Ownwell Can Help in Minnesota
The below services are dependent on where you live in the United States. Not all products or services are available to every property owner or homeowner.
Appeal packet
Ownwell's appeal packet gives you the evidence and filing guidance you need to appeal your assessment yourself.
Exemption filing
Ownwell checks whether you're missing any property tax exemptions and helps you apply for the ones you qualify for.
Bill reduction
Ownwell can also help lower your other recurring household bills.