Saint Joseph, Andrew County, Missouri Property Taxes

Name: Property Tax Bills Across Saint Joseph, Andrew County, Missouri
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Saint Joseph, MO effective property tax rate: 1.14%, significantly higher than the national median of 1.02%, but lower than the Missouri state median of 1.20%.
Median Saint Joseph, MO home value: $171,735
Median annual Saint Joseph, MO tax bill: $2,017, $383 lower than the national median property tax bill of $2,400.

How are property taxes in Andrew County calculated?

Property taxes in Saint Joseph, MO are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Saint Joseph’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saint Joseph, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Saint Joseph, Andrew County, Missouri Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.14%

Estimate Property Tax Bill

$1,958

$1,817

Ownwell’s Saint Joseph Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Saint Joseph with just two data points. By entering your property's estimated assessed value, our calculator applies Saint Joseph’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Andrew County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Saint Joseph, Andrew County, Missouri

Local government entities set tax rates that can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Saint Joseph’s effective property tax rate to other cities in Missouri and the median property tax rates in Missouri and the U.S.

Saint Joseph in Andrew County has a median property tax rate of 1.14%, which is above the national median of 1.02%. The highest median tax rate in the area is 1.22% in the 64506 zip code, while the lowest is 1.08% in the 64507 zip code. These figures highlight the variance within the region compared to the national landscape. For property owners in Saint Joseph, understanding these rates is crucial for financial planning and potential tax appeals. By comparing these rates, property owners can make informed decisions about their property investments and tax obligations.

Property Tax Rates Across Saint Joseph, Andrew County, Missouri

Source: Ownwell

0.97%

1.12%

1.27%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Saint Joseph Tax Rate

1.14%

Median Effective Andrew County Tax Rate

1.22%

Median Effective Missouri Tax Rate

1.20%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Saint Joseph, Andrew County, Missouri

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
64505	1.08%	1.14%	1.14%	1.23%	1.23%
64506	1.19%	1.22%	1.22%	1.22%	1.22%
64507	0.99%	1.03%	1.08%	1.11%	1.17%

Source: Ownwell

Property Tax Assessment Values Across Saint Joseph, Andrew County, Missouri

When examining property taxes in Saint Joseph, MO, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Andrew County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Andrew County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saint Joseph. For example, the median home price in Saint Joseph is $171,735, with tax bills ranging significantly across the county. Zip code 64506 has the highest median home price at $300,360.

Property Tax Assessment Values Across Saint Joseph, Andrew County, Missouri

Source: Ownwell

$48,030

$174,195

$300,360

Median Saint Joseph Market Value

$171,735

Median Andrew County Market Value

$108,235

Median Missouri Market Value

$129,505

Median United States Market Value

$235,294

Property Tax Assessment Values Across Saint Joseph, Andrew County, Missouri

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
64505	$54,780	$105,985	$170,520	$233,190	$303,498
64506	$48,272	$240,360	$300,360	$426,845	$520,480
64507	$89,259	$114,738	$162,985	$198,225	$220,409

Source: Ownwell

Property Tax Bills Across Saint Joseph, Andrew County, Missouri

In Saint Joseph, Andrew County, MO, property tax bills are calculated based on the assessed value of a property, which is determined by a percentage of its market value. Various factors, including the property's location and any improvements or changes, influence this assessed value. Homeowners in this region typically face a median property tax bill of $2,400, aligning with the national median. However, tax bills can vary significantly; for instance, the 25th percentile tax bill is $1,253, while the 90th percentile reaches $3,711. The highest median tax bill is found in the 64506 zip code at $3,653, whereas the lowest is in the 64507 zip code at $1,747. Such disparities highlight the potential financial burden on homeowners, making it crucial to manage property tax expenses effectively. Ownwell offers property tax appeal services, helping homeowners reduce their tax bills by ensuring their property's assessed value is fair and accurate. By leveraging local expertise, Ownwell can identify opportunities for savings, potentially easing the financial strain on homeowners.

Property Tax Bills Across Saint Joseph, Andrew County, Missouri

Source: Ownwell

$565

$2,109

$3,653

Median Saint Joseph Tax Bill

$2,017

Median Andrew County Tax Bill

$1,278

Median Missouri Tax Bill

$1,606

Median United States Tax Bill

$2,400

Property Tax Bills Across Saint Joseph, Andrew County, Missouri

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
64505	$627	$1,253	$2,011	$2,845	$3,645
64506	$556	$2,923	$3,653	$5,191	$6,330
64507	$948	$1,350	$1,747	$2,074	$2,293

Source: Ownwell