Gardner, Cass County, North Dakota Property Taxes

Name: Property Tax Bills Across Gardner, Cass County, North Dakota
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Gardner, ND effective property tax rate: 0.84%, significantly lower than the national median of 1.02%, but lower than the North Dakota state median of 1.30%.
Median Gardner, ND home value: $209,750
Median annual Gardner, ND tax bill: $1,917, $483 lower than the national median property tax bill of $2,400.

How are property taxes in Cass calculated?

Property taxes in Gardner, ND are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Gardner’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gardner, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Gardner, Cass County, North Dakota Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.84%

Estimate Property Tax Bill

$1,762

$1,635

Ownwell’s Gardner Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Gardner with just two data points. By entering your property's estimated assessed value, our calculator applies Gardner’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Cass County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Gardner, Cass County, North Dakota

Local government entities set property tax rates, which can vary widely within North Dakota. Each county annually estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

In Gardner, located in Cass County, the effective property tax rate is a key factor for homeowners to consider. Compared to other cities in North Dakota, Gardner's rate is competitive, with the state's median property tax rate standing at 0.84%. This is notably lower than the national median property tax rate of 1.02%. Such a difference can significantly impact the annual tax bill for property owners in Gardner, making it a more attractive option for those seeking lower property taxes. Understanding these differences in tax rates can be crucial for homeowners when planning their finances and evaluating the affordability of living in Gardner.

Property Tax Rates Across Gardner, Cass County, North Dakota

Source: Ownwell

0.76%

1.21%

1.67%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Gardner Tax Rate

0.84%

Median Effective Cass County Tax Rate

1.42%

Median Effective North Dakota Tax Rate

1.30%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Gardner, Cass County, North Dakota

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
58036	0.82%	0.82%	0.96%	0.97%	0.97%
58042	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Gardner, Cass County, North Dakota

When examining property taxes in Gardner, ND, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cass County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: In Cass County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gardner. For example, the median home price in Gardner is $209,750, with tax bills ranging significantly across the county. 58036 has the highest median home price at $214,150.

Property Tax Assessment Values Across Gardner, Cass County, North Dakota

Source: Ownwell

$79,400

$233,925

$388,450

Median Gardner Market Value

$209,750

Median Cass County Market Value

$223,400

Median North Dakota Market Value

$217,800

Median United States Market Value

$235,294

Property Tax Assessment Values Across Gardner, Cass County, North Dakota

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
58036	$10,010	$100,100	$214,150	$262,750	$388,880
58042	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Gardner, Cass County, North Dakota

In Gardner, located in Cass County, ND, property tax bills are determined by assessing the property's market value and applying the local tax rate. The median home price in this area is $209,750, and homeowners face a median tax bill of $1,970. This figure is notably lower than the national median property tax bill of $2,400, reflecting a more favorable tax climate for residents. Tax bills in Gardner can vary, with the 25th percentile at $1,358 and the 75th percentile reaching $2,360, while the 90th percentile can soar to $3,480. These variations are influenced by factors such as property location, improvements, and market conditions. For homeowners, high property taxes can strain finances, but there are opportunities to reduce this burden. Ownwell specializes in helping homeowners save on their property tax bills by identifying potential exemptions and appealing over-assessments. By leveraging expert insights and local knowledge, Ownwell can assist homeowners in Gardner in achieving significant savings on their annual tax obligations.

Property Tax Bills Across Gardner, Cass County, North Dakota

Source: Ownwell

$1,110

$3,074

$5,037

Median Gardner Tax Bill

$1,917

Median Cass County Tax Bill

$3,332

Median North Dakota Tax Bill

$2,659

Median United States Tax Bill

$2,400

Property Tax Bills Across Gardner, Cass County, North Dakota

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
58036	$407	$1,224	$1,970	$2,364	$3,407
58042	N/A	N/A	N/A	N/A	N/A

Source: Ownwell