Springboro, Montgomery County, Ohio Property Taxes

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Property Taxes in Springboro, Ohio

Median Springboro, Ohio effective property tax rate: 1.82%, significantly higher than the national median of 1.02%, and higher than the Ohio state median of 1.60%.
Median Springboro, Ohio home value: $293,050
Median annual Springboro, Ohio tax bill: $5,345, $2,945 higher than the national median property tax bill of $2,400.

How are property taxes in Montgomery calculated?

Property taxes in Springboro, Ohio are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Springboro's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Springboro, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Springboro, Montgomery County, Ohio Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.82%

Estimate Property Tax Bill

$5,334

$4,949

How Does the Springboro Property Tax Calculator Work?

Use this Springboro property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Springboro's median effective tax rate of 1.82% — based on actual property records in Montgomery County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Springboro's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Springboro: rates range from 1.82% in 45066 to 1.82% in 45066, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Springboro.

About Springboro Property Taxes

About Property Taxes in Springboro, Montgomery, Ohio

Springboro’s median effective property tax rate of 1.82% is higher than the Ohio state median of 1.60% and higher than the national median of 1.02%. This rate reflects the Montgomery County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Springboro. Homeowners in the 45066 ZIP code carry a median effective rate of 1.82%, while those in the same ZIP also pay 1.82%. This reflects how school district boundaries and local assessment districts are drawn across Montgomery County. Understanding where you live in Springboro can make a meaningful difference to your annual tax bill.

Springboro homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 31, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Springboro, Montgomery County, Ohio

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Springboro's effective property tax rate to other cities in Ohio and the median property tax rates in Ohio and the U.S.

Property Tax Rates Across Springboro, Montgomery County, Ohio

Source: Ownwell

1.66%

2.14%

2.62%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Springboro Tax Rate

1.82%

Median Effective Montgomery County Tax Rate

2.04%

Median Effective Ohio Tax Rate

1.60%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Springboro, Montgomery County, Ohio

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
45066	1.82%	1.82%	1.82%	1.82%	1.86%

Source: Ownwell

Property Tax Assessment Values Across Springboro, Montgomery County, Ohio

When examining property taxes in Springboro, Ohio, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montgomery County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Montgomery County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of spring.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Springboro.

For example, the median home price in Springboro is $293,050, with tax bills ranging significantly across the county. 45066 has the highest median home price at $293,050.

Property Tax Assessment Values Across Springboro, Montgomery County, Ohio

Source: Ownwell

$7,515

$166,663

$325,810

Median Springboro Market Value

$293,050

Median Montgomery County Market Value

$139,400

Median Ohio Market Value

$168,370

Median United States Market Value

$235,294

Property Tax Assessment Values Across Springboro, Montgomery County, Ohio

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
45066	$232,500	$264,400	$293,050	$326,640	$359,636

Source: Ownwell

Property Tax Bills Across Springboro, Montgomery County, Ohio

Property tax bills in Springboro are based on the assessed value of a home, which is used to calculate how much a homeowner owes each year. For a home with a median market value of $293,050, the tax bill can vary depending on the local tax rate and any applicable exemptions or levies. In Montgomery County, the median property tax bill is $5,345, which is well above the national median property tax bill of $2,400 and reflects a higher-than-average local burden.

Homeowners in Springboro should expect their bill to rise or fall as assessed values and tax rates change. The 25th percentile tax bill is $4,772, the 75th percentile is $5,937, and the 90th percentile is $6,511, showing that many residents pay significantly more than the national median. These bills can affect monthly budgets and long-term housing costs, making it important for homeowners to understand how their property is valued and taxed.

Property Tax Bills Across Springboro, Montgomery County, Ohio

Source: Ownwell

$146

$4,015

$7,883

Median Springboro Tax Bill

$5,345

Median Montgomery County Tax Bill

$2,796

Median Ohio Tax Bill

$2,789

Median United States Tax Bill

$2,400

Property Tax Bills Across Springboro, Montgomery County, Ohio

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
45066	$4,131	$4,772	$5,345	$5,937	$6,511

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	March 31

Links
Montgomery Tax Assessor
Website	www.mcrealestate.org

Frequently Asked Property Tax Questions in Springboro, Ohio

How are property taxes calculated in Springboro, Ohio?

Property taxes in Springboro, Ohio are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Springboro, Ohio?

To appeal your property taxes in Springboro, Ohio, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Springboro, Ohio?

Common property tax exemptions in Springboro, Ohio include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Springboro, Ohio?

Property tax deadlines in Springboro, Ohio vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Springboro, Ohio?

Ownwell provides professional property tax appeal services in Springboro, Ohio. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.