Garden City, Horry County, South Carolina Property Taxes

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Property Taxes in Garden City, South Carolina

Median Garden City, South Carolina effective property tax rate: 0.73%, significantly higher than the national median of 1.02%, and higher than the South Carolina state median of 0.66%.
Median Garden City, South Carolina home value: $696,182
Median annual Garden City, South Carolina tax bill: $3,874, $1,474 higher than the national median property tax bill of $2,400.

How are property taxes in Horry calculated?

Property taxes in Garden City, South Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Garden City's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Garden City, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Garden City, Horry County, South Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.73%

Estimate Property Tax Bill

$5,082

$4,716

How Does the Garden City Property Tax Calculator Work?

Use this Garden City property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Garden City's median effective tax rate of 0.73% — based on actual property records in Horry County — to generate your estimate.

Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Garden City's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Garden City: rates can differ across local taxing districts, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Garden City.

About Garden City Property Taxes

About Property Taxes in Garden City, Horry, South Carolina

Garden City's median effective property tax rate of 0.73% is higher than the South Carolina state median of 0.66% and lower than the national median of 1.02%. This rate reflects the Horry County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Garden City. Homeowners in the highest ZIP code carry a median effective rate of 0.73%, while those in the lowest ZIP code pay 0.73%. This spread reflects how school district boundaries and local assessment districts are drawn across Horry County. Understanding which part of Garden City you live in can make a meaningful difference to your annual tax bill.

Garden City homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the January 15, 2027 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Garden City, Horry County, South Carolina

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Garden City’s effective property tax rate to other cities in South Carolina and the median property tax rates in South Carolina and the U.S.

Property Tax Rates Across Garden City, Horry County, South Carolina

Source: Ownwell

0.33%

0.60%

0.86%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Garden City Tax Rate

0.73%

Median Effective Horry County Tax Rate

0.43%

Median Effective South Carolina Tax Rate

0.66%

Median Effective United States Tax Rate

1.27%

Property Tax Rates Across Garden City, Horry County, South Carolina

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
29576	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Garden City, Horry County, South Carolina

When examining property taxes in Garden City, South Carolina, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Horry County assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Horry County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of spring.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Garden City.

For example, the median home price in Garden City is $696,182, with tax bills ranging significantly across the county. The median tax bill is $3,874, compared with the national median property tax bill of $2,400.

Property Tax Assessment Values Across Garden City, Horry County, South Carolina

Source: Ownwell

$184,370

$308,822

$433,274

Median Garden City Market Value

$696,182

Median Horry County Market Value

$284,846

Median South Carolina Market Value

$188,850

Median United States Market Value

$274,101

Property Tax Assessment Values Across Garden City, Horry County, South Carolina

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
29576	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Garden City, Horry County, South Carolina

How are property tax bills calculated in Garden City?

Property tax bills in Garden City are based on the assessed value of a home, not its market price. Local tax rates are applied to that assessed value to determine the annual bill, so two homes with similar market values can still have different taxes if their assessments differ. The calculation also reflects the taxing authorities that serve the property, which can affect the final amount homeowners owe.

What factors influence the bill? A home’s assessed value is the biggest factor, and changes in local tax rates can also raise or lower the total. Based on local data, the median home price is $696,182, while the 25th percentile tax bill is $2,025, the 75th percentile is $6,243, and the 90th percentile is $7,550.

How does this affect homeowners? Higher assessed values generally lead to higher tax bills, which can make ownership more expensive over time.

Property Tax Bills Across Garden City, Horry County, South Carolina

Source: Ownwell

$649

$1,715

$2,780

Median Garden City Tax Bill

$3,874

Median Horry County Tax Bill

$1,237

Median South Carolina Tax Bill

$1,227

Median United States Tax Bill

$3,209

Property Tax Bills Across Garden City, Horry County, South Carolina

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
29576	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	September 29

Links
Horry Tax Assessor
Website	www.horrycountysc.gov

Frequently Asked Property Tax Questions in Garden City, South Carolina

How are property taxes calculated in Garden City, South Carolina?

Property taxes in Garden City, South Carolina are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Garden City, South Carolina?

To appeal your property taxes in Garden City, South Carolina, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Garden City, South Carolina?

Common property tax exemptions in Garden City, South Carolina include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Garden City, South Carolina?

Property tax deadlines in Garden City, South Carolina vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Garden City, South Carolina?

Ownwell provides professional property tax appeal services in Garden City, South Carolina. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.