Whites Creek, Davidson County, Tennessee Property Taxes

Name: Property Tax Bills Across Whites Creek, Davidson County, Tennessee
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Whites Creek, TN effective property tax rate: 0.95%, significantly lower than the national median of 1.02%, but higher than the Tennessee state median of 0.64%.
Median Whites Creek, TN home value: $253,950
Median annual Whites Creek, TN tax bill: $2,405, $5 higher than the national median property tax bill of $2,400.

How are property taxes in Davidson calculated?

Property taxes in Whites Creek, TN are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Whites Creek’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Whites Creek, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Whites Creek, Davidson County, Tennessee Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.95%

Estimate Property Tax Bill

$2,413

$2,239

Ownwell’s Whites Creek Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Whites Creek with just two data points. By entering your property's estimated assessed value, our calculator applies Whites Creek’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Davidson County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Whites Creek, Davidson County, Tennessee

Local government entities are responsible for setting property tax rates, leading to variations within a state. Each year, counties estimate their budgets for public services and divide this by the total value of all taxable property in their area, determining the property tax rate. This process, though influenced by votes and laws, essentially sets the annual tax rate. Whites Creek in Davidson County, TN, has an effective property tax rate that can be compared to other cities in Tennessee and the national median. Tennessee's median property tax rate is slightly below the national median of 1.02%, offering a relatively favorable tax environment. This makes Whites Creek an attractive location for property owners looking to optimize their tax liabilities. Understanding these rates is crucial for property owners aiming to manage their expenses effectively. The rates in Whites Creek reflect the broader trends in Davidson County, providing insight into the local government's approach to funding services through property taxation.

Property Tax Rates Across Whites Creek, Davidson County, Tennessee

Source: Ownwell

0.95%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Whites Creek Tax Rate

0.95%

Median Effective Davidson County Tax Rate

0.95%

Median Effective Tennessee Tax Rate

0.64%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Whites Creek, Davidson County, Tennessee

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
37189	0.95%	0.95%	0.95%	0.95%	0.95%

Source: Ownwell

Property Tax Assessment Values Across Whites Creek, Davidson County, Tennessee

When examining property taxes in Whites Creek, TN, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Davidson County Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Davidson County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Whites Creek.

For example, the median home price in Whites Creek is $253,950, with tax bills ranging significantly across the county. The zip code 37189 has the highest median home price at $253,950.

Property Tax Assessment Values Across Whites Creek, Davidson County, Tennessee

Source: Ownwell

$191,850

$462,575

$733,300

Median Whites Creek Market Value

$253,950

Median Davidson County Market Value

$291,900

Median Tennessee Market Value

$173,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Whites Creek, Davidson County, Tennessee

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
37189	$114,980	$185,200	$253,950	$350,050	$466,230

Source: Ownwell

Property Tax Bills Across Whites Creek, Davidson County, Tennessee

In Whites Creek, Davidson County, TN, property tax bills are determined by the assessed value of a home, which is a percentage of its market value. The local tax rate is then applied to this assessed value to calculate the tax bill. Factors such as property improvements and changes in market conditions can affect the assessed value, potentially increasing a homeowner's tax burden. The median home price in the area is $253,950, with property tax bills ranging significantly from the 25th percentile at $1,754 to the 90th percentile at $4,415. The highest and lowest median tax bills in the area are both $2,405, aligning closely with the national median property tax bill of $2,400. This variability can present a challenge to homeowners trying to manage their expenses. Ownwell can assist homeowners by identifying potential savings through property tax appeals and exemptions. By analyzing market trends and property assessments, Ownwell ensures homeowners are not overpaying, potentially lowering their tax bills and providing financial relief.

Property Tax Bills Across Whites Creek, Davidson County, Tennessee

Source: Ownwell

$1,817

$4,381

$6,944

Median Whites Creek Tax Bill

$2,405

Median Davidson County Tax Bill

$2,764

Median Tennessee Tax Bill

$1,206

Median United States Tax Bill

$2,400

Property Tax Bills Across Whites Creek, Davidson County, Tennessee

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
37189	$1,089	$1,754	$2,405	$3,315	$4,415

Source: Ownwell