Bandera, Kerr County, Texas Property Taxes

Name: Property Tax Bills Across Bandera, Kerr County, Texas
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Bandera, TX effective property tax rate: 1.19%, significantly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%. Median Bandera, TX home value: $634,372. Median annual Bandera, TX tax bill: $7,753, $5,353 higher than the national median property tax bill of $2,400.

How are property taxes in Kerr calculated?

Property taxes in Bandera, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Bandera’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bandera, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Bandera, Kerr County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.19%

Estimate Property Tax Bill

$7,549

$7,005

Ownwell’s Bandera Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Bandera with just two data points. By entering your property's estimated assessed value, our calculator applies Bandera’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Kerr County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Bandera, Kerr County, Texas

Local government entities are responsible for setting tax rates, leading to significant variations within a state. This is because each county annually estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is essentially the annual process.

In Bandera, located in Kerr County, Texas, the property tax rate reflects this local budgeting process. When comparing Bandera's effective property tax rate to other cities in Texas, it becomes evident that rates can differ significantly across the state. For instance, Texas has a median property tax rate of 1.19%, which is above the national median of 1.02%. This difference highlights the variability in tax rates due to local fiscal needs and property values. Understanding these dynamics can help property owners make informed decisions about their investments and potential tax liabilities. By staying informed about local tax rates, property owners can better navigate the complexities of property taxation and potentially benefit from appealing their property taxes or seeking exemptions.

Property Tax Rates Across Bandera, Kerr County, Texas

Source: Ownwell

0.60%

1.24%

1.88%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Bandera Tax Rate

1.19%

Median Effective Kerr County Tax Rate

1.22%

Median Effective Texas Tax Rate

1.67%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Bandera, Kerr County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
78003	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Bandera, Kerr County, Texas

When examining property taxes in Bandera, TX, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Kerr County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Kerr County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Bandera. For example, the median home price in Bandera is $634,372, with tax bills ranging significantly across the county. 78003 has the highest median home price at $634,372.

Property Tax Assessment Values Across Bandera, Kerr County, Texas

Source: Ownwell

$48,460

$463,628

$878,796

Median Bandera Market Value

$634,372

Median Kerr County Market Value

$241,957

Median Texas Market Value

$247,950

Median United States Market Value

$235,294

Property Tax Assessment Values Across Bandera, Kerr County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
78003	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Bandera, Kerr County, Texas

Property tax bills in Bandera, located in Kerr County, Texas, are calculated based on the assessed value of a property and the local tax rate. The assessed value is determined by the county appraisal district and reflects the market value of the property. Tax rates are set by local taxing authorities and can vary depending on the services provided in the area. Homeowners in Bandera face a median property tax rate that is higher than the national median of 1.02%, leading to a tax bill that can significantly impact household finances. For instance, the tax bill at the 25th percentile is $4,872, while at the 75th percentile, it reaches $10,193, highlighting the substantial financial burden on property owners. Ownwell assists homeowners in Bandera by offering property tax appeal and exemption services, aiming to reduce the assessed value and, consequently, the tax bill. By leveraging expert knowledge and experience, Ownwell can help homeowners navigate the complexities of property tax regulations, potentially resulting in significant savings.

Property Tax Bills Across Bandera, Kerr County, Texas

Source: Ownwell

$910

$4,332

$7,753

Median Bandera Tax Bill

$7,753

Median Kerr County Tax Bill

$2,815

Median Texas Tax Bill

$3,971

Median United States Tax Bill

$2,400

Property Tax Bills Across Bandera, Kerr County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
78003	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	May 15
Tax Bill
Issued	October 1
Due Date #1	November 30
Due Date #2	June 30

Links
Kerr Appraisal District
Website	esearch.kerrcad.org