Kerr County, Texas Property Taxes

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Property Taxes in Kerr County, Texas

Median Kerr County effective property tax rate: 0.92%, significantly lower than the national median of 1.02%.
Median Kerr County home value: $253,266
Median annual Kerr County tax bill: $1,919, lower than the national median property tax bill of $2,400.

How are property taxes in Kerr County calculated?

Property taxes in Kerr County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Kerr County’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Kerrville or another part of Kerr County, knowing local tax details benefits homeowners and investors. Kerr County’s median tax rate is 0.92%, compared with the Texas median rate of 1.48%, and the median tax bill is $481 lower than the state median.

Last Updated April 13, 2026

Kerr County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.92%

Estimate Property Tax Bill

$2,330

$2,162

How Does the Kerr County Property Tax Calculator Work?

Use this Kerr County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Kerr County's median effective tax rate of 0.92% to generate your estimate.

Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.

Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Kerr County's median tax rate is lower than the 1.48% state median, and the county's median property tax bill of $1,919 is $481 lower than the state median.

For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Kerr County.

Property Tax Rates Across Kerr County, Texas

What Are Effective Property Tax Rates Across Kerr County?

Local government entities set tax rates, which vary widely across Kerr County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.

Below, compare Kerr County's effective property tax rate to other counties in Texas or the U.S. median of 1.02%.

Kerr County's median effective rate stands at 0.92%, which is lower than the national median of 1.02%. Within Kerr County, the highest rate is found in Kerrville at 1.02%, while Mountain Home has the lowest at 0.47%.

These variations reflect differences in local school district levies, Municipal Utility Districts (MUDs) assessments, and special district bonds — which compound the base county rate.

Property Tax Rates Across Kerr County, Texas

Source: Ownwell

0.34%

0.68%

1.02%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Kerr County Tax Rate

0.92%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Kerr County, Texas

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Center Point	0.27%	0.45%	0.82%	1.21%	1.21%
Comfort	0.11%	0.23%	0.35%	0.45%	0.85%
Hunt	0.21%	0.46%	0.94%	1.21%	1.21%
Ingram	0.28%	0.43%	0.94%	1.42%	1.82%
Junction	0.26%	0.44%	0.57%	0.80%	0.90%
Kerrville	0.31%	0.52%	1.02%	1.42%	1.86%
Mountain Home	0.11%	0.28%	0.47%	0.89%	1.43%
Pipe Creek	0.15%	0.21%	0.34%	0.45%	0.45%
Bandera	N/A	N/A	N/A	N/A	N/A
Camp Verde	N/A	N/A	N/A	N/A	N/A
Fredericksburg	N/A	N/A	N/A	N/A	N/A
Harper	N/A	N/A	N/A	N/A	N/A
Medina	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Kerr County, Texas

When examining property taxes in Kerr County, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Kerr County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Kerr County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Kerr County.

For example, the median tax bill in Kerr County is $1,919, compared with the national median property tax bill of $2,400. Junction has the highest median home price at $635,167.

Property Tax Assessment Values Across Kerr County, Texas

Source: Ownwell

$149,368

$392,268

$635,167

Median Kerr County Market Value

$253,266

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Kerr County, Texas

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Center Point	$30,000	$78,246	$186,846	$369,286	$596,899
Comfort	$47,721	$125,098	$353,389	$719,739	$1,093,577
Hunt	$116,101	$285,261	$481,383	$797,967	$1,501,279
Ingram	$35,000	$78,019	$149,368	$344,263	$667,009
Junction	$314,990	$455,621	$635,167	$846,726	$977,970
Kerrville	$45,191	$133,297	$256,468	$401,757	$628,499
Mountain Home	$59,356	$132,184	$287,276	$573,791	$1,141,741
Pipe Creek	$113,277	$164,526	$370,018	$721,699	$991,832
Bandera	N/A	N/A	N/A	N/A	N/A
Camp Verde	N/A	N/A	N/A	N/A	N/A
Fredericksburg	N/A	N/A	N/A	N/A	N/A
Harper	N/A	N/A	N/A	N/A	N/A
Medina	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Kerr County, Texas

Property tax bills in Kerr County are based on the assessed value of a home and the local tax rates set by taxing authorities. The assessed value is determined by the county and is intended to reflect the market value of the property, not what a homeowner originally paid for it. That means two homes with similar market values can still have different tax bills if they are in different taxing districts or qualify for different exemptions.

Several factors affect the final bill, including the home’s assessed value, local tax rates, and any exemptions that reduce taxable value. With a median home price of $253,266, property taxes can vary widely across the county. The 25th percentile tax bill is $689, while the 75th percentile is $4,005 and the 90th percentile reaches $6,562.

For homeowners, this can make a meaningful difference in annual housing costs. In places like Junction, the highest median tax bill is $3,684, while Comfort has the lowest median tax bill at $894.

Property Tax Bills Across Kerr County, Texas

Source: Ownwell

$894

$2,289

$3,684

Median Kerr County Tax Bill

$1,919

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Kerr County, Texas

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Center Point	$189	$448	$1,229	$2,607	$4,537
Comfort	$164	$357	$894	$2,070	$3,672
Hunt	$639	$1,551	$3,459	$6,440	$11,668
Ingram	$225	$464	$1,241	$3,180	$5,946
Junction	$985	$2,193	$3,684	$5,567	$8,032
Kerrville	$308	$835	$2,218	$4,266	$6,691
Mountain Home	$257	$533	$1,249	$2,426	$5,141
Pipe Creek	$296	$554	$917	$1,956	$2,784
Bandera	N/A	N/A	N/A	N/A	N/A
Camp Verde	N/A	N/A	N/A	N/A	N/A
Fredericksburg	N/A	N/A	N/A	N/A	N/A
Harper	N/A	N/A	N/A	N/A	N/A
Medina	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	May 15
Tax Bill
Issued	October 1
Due Date #1	November 30
Due Date #2	June 30

Links
Kerr Appraisal District
Website	esearch.kerrcad.org

Frequently Asked Property Tax Questions in Kerr County, Texas

How are property taxes calculated in Kerr County, Texas?

Property taxes in Kerr County, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Kerr County, Texas?

To appeal your property taxes in Kerr County, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Kerr County, Texas?

Common property tax exemptions in Kerr County, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Kerr County, Texas?

Property tax deadlines in Kerr County, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Kerr County, Texas?

Ownwell provides professional property tax appeal services in Kerr County, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.

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