Spelter, Harrison County, West Virginia Property Taxes

Name: Property Tax Bills Across Spelter, Harrison County, West Virginia
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Spelter, WV effective property tax rate: 0.70%, significantly lower than the national median of 1.02%, but slightly lower than the West Virginia state median of 0.72%.
Median Spelter, WV home value: $37,950
Median annual Spelter, WV tax bill: $268, $2,132 lower than the national median property tax bill of $2,400.

How are property taxes in Harrison County calculated?

Property taxes in Spelter, WV are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Spelter’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Spelter, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Spelter, Harrison County, West Virginia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.7%

Estimate Property Tax Bill

$266

$247

Ownwell’s Spelter Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Spelter with just two data points. By entering your property's estimated assessed value, our calculator applies Spelter’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Harrison County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Spelter, Harrison County, West Virginia

Local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Spelter’s effective property tax rate to other cities in West Virginia and the median property tax rates in West Virginia and the U.S.

Spelter, located in Harrison County, offers a property tax rate that aligns with the county's median of 0.70%. This rate is notably lower than the national median property tax rate of 1.02%. Homeowners in Spelter benefit from a property tax bill that is lower than the national median bill of $2,400. This makes Spelter a particularly attractive location for property owners looking to minimize their tax burden. By understanding these local and national comparisons, property owners in Spelter can make informed decisions about their investments and potential savings.

Property Tax Rates Across Spelter, Harrison County, West Virginia

Source: Ownwell

0.70%

0.99%

1.28%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Spelter Tax Rate

0.70%

Median Effective Harrison County Tax Rate

0.74%

Median Effective West Virginia Tax Rate

0.72%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Spelter, Harrison County, West Virginia

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
26438	0.14%	0.36%	0.70%	1.40%	1.40%

Source: Ownwell

Property Tax Assessment Values Across Spelter, Harrison County, West Virginia

When examining property taxes in Spelter, WV, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Harrison County Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Harrison County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Spelter.

For example, the median home price in Spelter is $37,950, with tax bills ranging significantly across the county. Zip code 26438 has the highest median home price at $37,950.

Property Tax Assessment Values Across Spelter, Harrison County, West Virginia

Source: Ownwell

$10,500

$101,925

$193,350

Median Spelter Market Value

$37,950

Median Harrison County Market Value

$76,800

Median West Virginia Market Value

$80,900

Median United States Market Value

$235,294

Property Tax Assessment Values Across Spelter, Harrison County, West Virginia

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
26438	$13,900	$29,125	$37,950	$45,675	$58,600

Source: Ownwell

Property Tax Bills Across Spelter, Harrison County, West Virginia

In the city of Spelter, located in Harrison County, WV, property tax bills are calculated based on the assessed value of a home. The median home price here is $37,950. The local property tax rate is applied to this assessed value to determine the annual tax bill. For homeowners in Spelter, the median property tax bill is notably lower than the national average, with the highest and lowest median tax bills both recorded at $268, significantly below the national median of $2,400. Factors such as changes in property value and local tax rates can impact the tax bill each year. Homeowners may find these fluctuations challenging, but Ownwell offers a solution. By providing property tax appeal and exemption services, Ownwell helps homeowners potentially reduce their tax burdens. Our experts analyze your property's assessed value and ensure it's fair, helping you save money and alleviate the financial strain of property taxes.

Property Tax Bills Across Spelter, Harrison County, West Virginia

Source: Ownwell

$192

$947

$1,701

Median Spelter Tax Bill

$268

Median Harrison County Tax Bill

$688

Median West Virginia Tax Bill

$607

Median United States Tax Bill

$2,400

Property Tax Bills Across Spelter, Harrison County, West Virginia

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
26438	$37	$117	$268	$409	$566

Source: Ownwell