Flat Rock, Dekalb County, Alabama Property Taxes
Property Taxes in Flat Rock, Alabama
Median Flat Rock, Alabama effective property tax rate: 0.33%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Flat Rock, Alabama home value: $117,640
Median annual Flat Rock, Alabama tax bill: $407, $1,993 lower than the national median property tax bill of $2,400.
How are property taxes in DeKalb calculated?
Property taxes in Flat Rock, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Flat Rock's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Flat Rock, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Flat Rock, Dekalb County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.33%
Estimate Property Tax Bill
$388
$360
How Does the Flat Rock Property Tax Calculator Work?
Use this Flat Rock property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Flat Rock's median effective tax rate of 0.33% — based on actual property records in DeKalb County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Flat Rock's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Flat Rock: rates range from 0.33% in 35966 to 0.33% in 35966, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Flat Rock.
About Flat Rock Property Taxes
About Property Taxes in Flat Rock, DeKalb, Alabama
Flat Rock's median effective property tax rate of 0.33% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the DeKalb County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Flat Rock. Homeowners in the 35966 ZIP code carry a median effective rate of 0.33%, while those in the same ZIP code pay 0.33%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across DeKalb County. Understanding which part of Flat Rock you live in can make a meaningful difference to your annual tax bill.
Flat Rock homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before May 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Flat Rock, Dekalb County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Flat Rock's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Flat Rock Tax Rate
0.33%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Dekalb County Tax Rate
0.37%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Flat Rock, Dekalb County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35966 | 0.19% | 0.28% | 0.33% | 0.56% | 0.71% |
Source: Ownwell
Property Tax Assessment Values Across Flat Rock, Dekalb County, Alabama
When examining property taxes in Flat Rock, Alabama, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The DeKalb County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In DeKalb County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By understanding how assessed and market values are determined, property owners can better navigate their tax responsibilities in Flat Rock.
For example, the median home price in Flat Rock is $117,640, with tax bills ranging significantly across the county. The highest median home price is in 35966 at $117,640.
Property Tax Assessment Values Across Flat Rock, Dekalb County, Alabama
Source: Ownwell
$44,120
$111,250
$178,380
Median Flat Rock Market Value
$117,640
Median Dekalb County Market Value
$120,660
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Flat Rock, Dekalb County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35966 | $26,968 | $58,130 | $117,640 | $182,600 | $264,812 |
Source: Ownwell
Property Tax Bills Across Flat Rock, Dekalb County, Alabama
Property tax bills in Flat Rock are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value to determine the annual bill, so changes in value can directly affect what homeowners owe. For homeowners in DeKalb County, the median home price is $117,640, and the typical tax burden is relatively modest compared with the national median property tax bill of $2,400.
Several factors influence the final amount, including the home’s assessed value, the local tax rate, and any exemptions that may apply. In Flat Rock, tax bills vary across homeowners, with the 25th percentile at $190, the 75th percentile at $654, and the 90th percentile at $976. That spread shows how much a property’s characteristics and assessment can shape the bill.
For homeowners, this means a higher assessed value can lead to a higher tax bill, even if the home has not been sold.
Median Flat Rock Tax Bill
$407
Median Dekalb County Tax Bill
$470
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Flat Rock, Dekalb County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35966 | $78 | $190 | $407 | $654 | $976 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| DeKalb Tax Assessor | |
| Website | dekalbproperty.assurancegov.com |