Joppa, Morgan County, Alabama Property Taxes
Median Joppa, AL effective property tax rate: 0.34%, significantly lower than the national median of 1.02%, but lower than the Alabama state median of 0.47%.
Median Joppa, AL home value: $135,750
Median annual Joppa, AL tax bill: $530, $1,870 lower than the national median property tax bill of $2,400.
How are property taxes in Morgan calculated?
Property taxes in Joppa, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Joppa’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Joppa, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Joppa, Morgan County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.34%
Estimate Property Tax Bill
$462
$428
Property Tax Rates Across Joppa, Morgan County, Alabama
Local government entities are responsible for setting tax rates, which can vary widely within a state. This variation is due to each county estimating its required budget annually to provide services, then dividing that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While voting and legislation play roles in determining tax rates and budgets, this is the essence of the annual process.
In Joppa, located in Morgan County, Alabama, the effective property tax rate is significantly lower than the national median of 1.02%. Morgan County's median tax rate stands at 0.34%, which is notably below both the Alabama state median and the national median. This makes Joppa an attractive place for property owners seeking lower tax liabilities. When compared to other cities in Alabama, Joppa's property tax rate highlights the benefits of living in an area with a more favorable tax environment. With the national median property tax bill at $2,400, Joppa residents enjoy the advantage of lower property tax bills, making it a financially appealing location for homeowners.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Joppa Tax Rate
0.34%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Morgan County Tax Rate
0.40%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Joppa, Morgan County, Alabama
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
35087 | 0.24% | 0.29% | 0.34% | 0.36% | 0.75% |
Source: Ownwell
Property Tax Assessment Values Across Joppa, Morgan County, Alabama
When examining property taxes in Joppa, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Morgan County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Morgan County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Joppa.
For example, the median home price in Joppa is $135,750, with tax bills ranging significantly across the county. The zip code 35087 has the highest median home price at $135,750.
Property Tax Assessment Values Across Joppa, Morgan County, Alabama
Source: Ownwell

$87,150
$206,800
$326,450
Median Joppa Market Value
$135,750
Median Morgan County Market Value
$149,900
Median Alabama Market Value
$149,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Joppa, Morgan County, Alabama
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
35087 | $38,980 | $70,925 | $135,750 | $224,400 | $313,870 |
Source: Ownwell
Property Tax Bills Across Joppa, Morgan County, Alabama
In Joppa, Morgan County, AL, property tax bills are determined by assessing the property's market value and applying the local tax rate. Homeowners in this area face a median property tax bill significantly lower than the national median of $2,400, with bills ranging from $287 at the 25th percentile to $1,096 at the 90th percentile. The highest and lowest median tax bills, both at $530, are found in the zip code 35087. These variations highlight the influence of property value and local tax rates on the final bill. For homeowners, these taxes can impact financial planning and home affordability.
Ownwell offers a solution for homeowners seeking to reduce their property tax burdens. By providing expert property tax appeal and exemption services, Ownwell helps ensure that homeowners are not overpaying on their property taxes. Our team analyzes each case to identify opportunities for savings, potentially lowering the tax bill and easing the financial pressure on homeowners. With Ownwell's assistance, homeowners can achieve more manageable property tax obligations.
Median Joppa Tax Bill
$530
Median Morgan County Tax Bill
$697
Median Alabama Tax Bill
$717
Median United States Tax Bill
$2,400
Property Tax Bills Across Joppa, Morgan County, Alabama
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
35087 | $130 | $287 | $530 | $826 | $1,096 |
Source: Ownwell