Joppa, Morgan County, Alabama Property Taxes
Property Taxes in Joppa, Alabama
Median Joppa, Alabama effective property tax rate: 0.34%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Joppa, Alabama home value: $138,300
Median annual Joppa, Alabama tax bill: $531, $1,869 lower than the national median property tax bill of $2,400.
How are property taxes in Morgan calculated?
Property taxes in Joppa, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Joppa's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Joppa, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Joppa, Morgan County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.34%
Estimate Property Tax Bill
$470
$436
How Does the Joppa Property Tax Calculator Work?
Use this Joppa property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Joppa's median effective tax rate of 0.34% — based on actual property records in Morgan County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Joppa's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Joppa: rates are 0.34% in 35087, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Joppa.
About Joppa Property Taxes
About Property Taxes in Joppa, Morgan, Alabama
Joppa’s median effective property tax rate of 0.34% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Morgan County levy combined with local school district levies and special assessment districts that can vary by subdivision throughout the city.
Property tax rates are not uniform across Joppa. Homeowners in the 35087 ZIP code carry the same median effective rate of 0.34%, and the median property tax bill is $531. Understanding how your home is assessed can make a meaningful difference to your annual tax bill, especially when the 75th percentile tax bill reaches $827.
Joppa homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the May 15, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Joppa, Morgan County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Joppa's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Joppa Tax Rate
0.34%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Morgan County Tax Rate
0.39%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Joppa, Morgan County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35087 | 0.25% | 0.30% | 0.34% | 0.36% | 0.75% |
Source: Ownwell
Property Tax Assessment Values Across Joppa, Morgan County, Alabama
When examining property taxes in Joppa, Alabama, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Morgan County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Morgan County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Joppa.
For example, the median home price in Joppa is $138,300, with tax bills ranging significantly across the county. 35087 has the highest median home price at $138,300.
Property Tax Assessment Values Across Joppa, Morgan County, Alabama
Source: Ownwell
$101,200
$212,325
$323,450
Median Joppa Market Value
$138,300
Median Morgan County Market Value
$157,900
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Joppa, Morgan County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35087 | $38,150 | $75,250 | $138,300 | $228,550 | $315,560 |
Source: Ownwell
Property Tax Bills Across Joppa, Morgan County, Alabama
Property tax bills in Joppa are based on the assessed value of a home, not its market price. Local tax rates are applied to that assessed value to determine the amount a homeowner owes each year. For a home with a median value of $138,300, the bill can vary depending on how the property is classified and what exemptions or local adjustments apply.
What a homeowner pays also depends on the taxing authorities serving the area, since county and local levies can affect the final bill. In Joppa, the median property tax bill is $531, which is below the national median property tax bill of $2,400 and well under the national median property tax rate of 1.02%.
For homeowners, this means property taxes can be a meaningful part of annual housing costs, even when the bill is lower than the national average. Bills in Joppa range from $301 at the 25th percentile to $1,145 at the 90th percentile, showing how much taxes can differ from one property to another.
Median Joppa Tax Bill
$531
Median Morgan County Tax Bill
$716
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Joppa, Morgan County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35087 | $130 | $301 | $531 | $827 | $1,145 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Morgan Tax Assessor | |
| Website | morgan.capturecama.com |