Waialua, Honolulu County, Hawaii Property Taxes
Property Taxes in Waialua, Hawaii
Median Waialua, Hawaii effective property tax rate: 0.32%, significantly lower than the national median of 1.02%, and lower than the Hawaii state median of 0.31%.
Median Waialua, Hawaii home value: $900,600
Median annual Waialua, Hawaii tax bill: $2,969, $569 higher than the national median property tax bill of $2,400.
How are property taxes in Honolulu calculated?
Property taxes in Waialua, Hawaii are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Waialua's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Waialua, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Waialua, Honolulu County, Hawaii Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.32%
Estimate Property Tax Bill
$2,882
$2,674
How Does the Waialua Property Tax Calculator Work?
Use this Waialua property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Waialua's median effective tax rate of 0.32% — based on actual property records in Honolulu County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Waialua's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Waialua: rates range from 0.32% in 96791 to 0.32% in 96791, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Waialua.
About Waialua Property Taxes
About Property Taxes in Waialua, Honolulu, HI
Waialua's median effective property tax rate of 0.32% is lower than the Hawaii state median of 0.31% and lower than the national median of 1.02%. This rate reflects the Honolulu County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Waialua. Homeowners in the 96791 ZIP code carry a median effective rate of 0.32%, while those in the same ZIP code pay 0.32%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Honolulu County. Understanding which part of Waialua you live in can make a meaningful difference to your annual tax bill.
Waialua homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before January 15, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Waialua, Honolulu County, Hawaii
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Waialua's effective property tax rate to other cities in Hawaii and the median property tax rates in Hawaii and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Waialua Tax Rate
0.32%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Honolulu County Tax Rate
0.31%
Median Effective Hawaii Tax Rate
0.31%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Waialua, Honolulu County, Hawaii
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 96791 | 0.27% | 0.30% | 0.32% | 0.36% | 0.52% |
Source: Ownwell
Property Tax Assessment Values Across Waialua, Honolulu County, Hawaii
When examining property taxes in Waialua, Hawaii, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Honolulu County property tax system estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Honolulu County, assessment notices are sent in December each year. They'll typically reach your mailbox by the middle of December.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Waialua is $900,600, with tax bills ranging significantly across the county. 96791 has the highest median home price at $900,600.
Property Tax Assessment Values Across Waialua, Honolulu County, Hawaii
Source: Ownwell
$448,000
$1,057,750
$1,667,500
Median Waialua Market Value
$900,600
Median Honolulu County Market Value
$874,200
Median Hawaii Market Value
$836,100
Median United States Market Value
$235,294
Property Tax Assessment Values Across Waialua, Honolulu County, Hawaii
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 96791 | $416,060 | $769,175 | $900,600 | $1,103,725 | $1,495,500 |
Source: Ownwell
Property Tax Bills Across Waialua, Honolulu County, Hawaii
How are property tax bills calculated in Waialua?
Property tax bills in Waialua are based on the assessed value of a home, which is tied closely to its market value. Local tax rates are then applied to that assessed value to determine the final bill. For homeowners, this means a higher-valued property usually leads to a larger tax bill, while a lower assessed value can reduce what is owed.
What factors affect a homeowner’s property tax bill?
Several factors can influence the amount due, including the home’s market value, the assessment process, and the tax rate set for Honolulu County. In Waialua, the median home price is $900,600, and the median property tax bill is $2,969, which is above the national median property tax bill of $2,400 and slightly above the national median property tax rate of 1.02%.
How much can property tax bills vary?
Property tax bills can vary widely from one homeowner to another. In Waialua, the 25th percentile tax bill is $2,370, while the 75th percentile is $3,864 and the 90th percentile reaches $6,958.
Median Waialua Tax Bill
$2,969
Median Honolulu County Tax Bill
$2,646
Median Hawaii Tax Bill
$2,488
Median United States Tax Bill
$2,400
Property Tax Bills Across Waialua, Honolulu County, Hawaii
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 96791 | $1,372 | $2,370 | $2,969 | $3,864 | $6,958 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | January 15 |
Links | |
|---|---|
| Honolulu Tax Assessor | |
| Website | qpublic.schneidercorp.com |