In tax year 2026, the median Hawaii homeowner paid $2,488 in property taxes, a median effective rate of 0.31% of market value, compared with 1.27% nationally.
- Median Hawaii effective property tax rate: 0.31%
- Median Hawaii home value: $836,100
- Median Hawaii property tax bill: $2,488
Last Updated October 26, 2026
How Property Taxes Work in Hawaii
In Hawaii, your county real property assessment division estimates your home's value, and property is taxed at 100% of market value. Your bill is that assessed value, minus any exemptions, multiplied by the combined tax rate of every local government that covers your property, usually your county, city, school district, and any special districts.
The state's department of revenue oversees property tax administration in Hawaii and publishes guidance on assessments, exemptions, and appeals.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Hawaii Effective Property Tax Rate
0.31%
Median Hawaii Home Value
$836,100
Median Hawaii Tax Bill
$2,488
Every property tax bill comes from three inputs:
Assessed Value
A local assessor or appraisal district estimates your home's market value. Many states then apply an assessment ratio. For example, Georgia taxes homes at 40% of market value, while Texas uses 100%. Some states, like California, cap how fast assessed values can rise for homestead properties.
Exemptions
Homestead, senior, veteran, and disability exemptions reduce the taxable value of qualifying homes, usually for a primary residence only.
Tax Rates
Each taxing authority that covers your property, typically a county, city, school district, and sometimes special districts, sets its own rate. Rates are usually expressed as millage (dollars per $1,000 of taxable value) or as a rate per $100 of value.
Your bill is your taxable value (assessed value minus exemptions) multiplied by the combined tax rate.
What is the Median Effective Property Tax Rate?
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments. Because states and counties assess property differently, the effective rate is the clearest way to compare bills across Hawaii.
Property Tax Rates and Bills in Hawaii
| Rank | County | Median Effective Tax Rate | Median Home Value | Median Tax Bill | 25th % Bill | 75th % Bill | 90th % Bill |
|---|---|---|---|---|---|---|---|
| 1 | Honolulu County | 0.31% | $874,200 | $2,646 | $1,573 | $3,898 | $6,286 |
| — | Hawaii County | N/A | N/A | N/A | N/A | N/A | N/A |
| — | Kauai County | N/A | N/A | N/A | N/A | N/A | N/A |
| — | Maui County | N/A | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
How Ownwell Can Help in Hawaii
The below services are dependent on where you live in the United States. Not all products or services are available to every property owner or homeowner.
Appeal packet
Ownwell's appeal packet gives you the evidence and filing guidance you need to appeal your assessment yourself.
Exemption filing
Ownwell checks whether you're missing any property tax exemptions and helps you apply for the ones you qualify for.
Bill reduction
Ownwell can also help lower your other recurring household bills.