Sergeant Bluff, Woodbury County, Iowa Property Taxes
Property Taxes in Sergeant Bluff, Iowa
Median Sergeant Bluff, Iowa effective property tax rate: 1.42%, significantly higher than the national median of 1.02%, and lower than the Iowa state median of 1.55%.
Median Sergeant Bluff, Iowa home value: $292,255
Median annual Sergeant Bluff, Iowa tax bill: $3,814, higher than the national median property tax bill of $2,400.
How are property taxes in Woodbury calculated?
Property taxes in Sergeant Bluff, Iowa are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Sergeant Bluff's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Sergeant Bluff, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Sergeant Bluff, Woodbury County, Iowa Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.42%
Estimate Property Tax Bill
$4,150
$3,851
How Does the Sergeant Bluff Property Tax Calculator Work?
Use this Sergeant Bluff property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Sergeant Bluff's median effective tax rate of 1.42% — based on actual property records in Woodbury County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Sergeant Bluff's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Sergeant Bluff: rates range from 1.42% in 51054 to 1.42% in 51054, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Sergeant Bluff.
About Sergeant Bluff Property Taxes
About Property Taxes in Sergeant Bluff, Woodbury, Iowa
Sergeant Bluff’s median effective property tax rate of 1.42% is lower than the Iowa state median of 1.55% and higher than the national median of 1.02%. This rate reflects the Woodbury County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Sergeant Bluff. Homeowners in the 51054 ZIP code carry a median effective rate of 1.42%, while those in the lowest ZIP code pay 1.42%. This spread reflects how school district boundaries and local assessment districts are drawn across Woodbury County. Understanding which part of Sergeant Bluff you live in can make a meaningful difference to your annual tax bill.
Sergeant Bluff homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before April 30, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Sergeant Bluff, Woodbury County, Iowa
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Sergeant Bluff's effective property tax rate to other cities in Iowa and the median property tax rates in Iowa and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sergeant Bluff Tax Rate
1.42%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Woodbury County Tax Rate
1.62%
Median Effective Iowa Tax Rate
1.55%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Sergeant Bluff, Woodbury County, Iowa
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 51054 | 0.98% | 1.22% | 1.42% | 1.47% | 1.50% |
Source: Ownwell
Property Tax Assessment Values Across Sergeant Bluff, Woodbury County, Iowa
When examining property taxes in Sergeant Bluff, Iowa, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Woodbury County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Woodbury County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Sergeant Bluff.
For example, the median home price in Sergeant Bluff is $292,255, with tax bills ranging significantly across the county. 51054 has the highest median home price at $292,255.
Property Tax Assessment Values Across Sergeant Bluff, Woodbury County, Iowa
Source: Ownwell
$60,670
$176,463
$292,255
Median Sergeant Bluff Market Value
$292,255
Median Woodbury County Market Value
$159,500
Median Iowa Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Sergeant Bluff, Woodbury County, Iowa
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 51054 | $94,364 | $195,850 | $292,255 | $370,468 | $469,361 |
Source: Ownwell
Property Tax Bills Across Sergeant Bluff, Woodbury County, Iowa
Property tax bills in Sergeant Bluff are based on the assessed value of a home and the local tax rate set by taxing authorities in Woodbury County. The bill is calculated by applying the tax rate to the property’s assessed market value, so homes with higher values generally face higher tax bills. Factors such as local school funding, county services, and other municipal needs can also influence the final amount homeowners owe.
For a home with a median value of $292,255, the property tax bill can vary widely. The 25th percentile tax bill is $2,354, while the 75th percentile is $5,012 and the 90th percentile reaches $6,028. The median tax bill in the 51054 ZIP code is $3,814. Compared with the national median property tax bill of $2,400, many homeowners in Sergeant Bluff pay more, which can make annual housing costs significantly higher.
Median Sergeant Bluff Tax Bill
$3,814
Median Woodbury County Tax Bill
$2,500
Median Iowa Tax Bill
$2,542
Median United States Tax Bill
$2,400
Property Tax Bills Across Sergeant Bluff, Woodbury County, Iowa
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 51054 | $1,126 | $2,354 | $3,814 | $5,012 | $6,028 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 30 |
Links | |
|---|---|
| Woodbury Tax Assessor | |
| Website | beacon.schneidercorp.com |