Baldwin, Harford County, Maryland Property Taxes
Median Baldwin, MD effective property tax rate: 1.05%, slightly higher than the national median of 1.02%, but lower than the Maryland state median of 1.06%.
Median Baldwin, MD home value: $406,300
Median annual Baldwin, MD tax bill: $4,213, $1,813 higher than the national median property tax bill of $2,400.
How are property taxes in Harford calculated?
Property taxes in Baldwin, MD are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Baldwin’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Baldwin, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Baldwin, Harford County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.05%
Estimate Property Tax Bill
$4,266
$3,959
Ownwell’s Baldwin Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Baldwin with just two data points.
By entering your property's estimated assessed value, our calculator applies Baldwin’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.
This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Harford County.
For those interested in more localized information, please scroll down to explore city-level trends!
Property Tax Rates Across Baldwin, Harford County, Maryland
Local government entities set tax rates, which can vary widely within a state. This is because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Baldwin’s effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Baldwin in Harford County has an effective property tax rate of 1.05%, which aligns with the median rate for Maryland. This rate is slightly above the national median property tax rate of 1.02%. Homeowners in Baldwin might find their property tax bills slightly higher than the national median of $2,400, reflecting the area's rate. Compared to other regions in Maryland, Baldwin's rate is consistent, providing a stable expectation for property owners. Understanding these rates can help homeowners in Baldwin anticipate their tax obligations and potentially explore appeal options if they believe their property is over-assessed.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Baldwin Tax Rate
1.05%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Harford County Tax Rate
0.99%
Median Effective Maryland Tax Rate
1.06%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Baldwin, Harford County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21013 | 0.88% | 1.03% | 1.05% | 1.06% | 1.07% |
Source: Ownwell
Property Tax Assessment Values Across Baldwin, Harford County, Maryland
When examining property taxes in Baldwin, Maryland, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Harford County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices: In Harford County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Baldwin. For example, the median home price in Baldwin is $406,300, with tax bills ranging significantly across the county. 21013 has the highest median home price at $406,300.
Property Tax Assessment Values Across Baldwin, Harford County, Maryland
Source: Ownwell
$164,500
$289,000
$413,500
Median Baldwin Market Value
$406,300
Median Harford County Market Value
$279,650
Median Maryland Market Value
$317,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Baldwin, Harford County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21013 | $276,500 | $346,050 | $406,300 | $478,000 | $564,480 |
Source: Ownwell
Property Tax Bills Across Baldwin, Harford County, Maryland
In Baldwin, located in Harford County, MD, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. The median home price in Baldwin is $406,300, and the property tax rate is applied to this assessed value to determine the tax bill. Factors such as property size, location, and improvements can influence the assessed value, directly impacting the tax bill. Homeowners in Baldwin face a median property tax bill of $4,213, significantly higher than the national median of $2,400, reflecting the area's higher property values and tax rates.
Ownwell assists homeowners by providing expert property tax appeal services. By reviewing assessments and identifying discrepancies, Ownwell can help ensure homeowners are not overpaying on their tax bills. This service can lead to significant savings, especially for those in Baldwin where tax bills can reach as high as $5,812 for the 90th percentile. With Ownwell's support, homeowners can potentially lower their property tax burden, ensuring fair and accurate assessments.
Median Baldwin Tax Bill
$4,213
Median Harford County Tax Bill
$2,716
Median Maryland Tax Bill
$3,419
Median United States Tax Bill
$2,400
Property Tax Bills Across Baldwin, Harford County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21013 | $2,715 | $3,408 | $4,213 | $4,944 | $5,812 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates |
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Links | |
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| Harford Tax Assessor | |
| Website | sdat.dat.maryland.gov |