Harford County, Maryland Property Taxes
Property Taxes in Harford County, Maryland
Median Harford County effective property tax rate: 0.96%, significantly lower than the national median of 1.02%.
Median Harford County home value: $305,000
Median annual Harford County tax bill: $2,948, $548 higher than the national median property tax bill of $2,400.
How are property taxes in Harford County calculated?
Property taxes in Harford County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Harford County or another part of Harford County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Harford County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.96%
Estimate Property Tax Bill
$2,928
$2,717
How Does the Harford County Property Tax Calculator Work?
Use this Harford County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Harford County's median effective tax rate of 0.96% to generate your estimate.
Enter your property's estimated assessed value — the figure used for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Harford County's median effective tax rate is lower than the Maryland median tax rate of 1.21% and lower than the national median property tax rate of 1.02%.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Harford County.
Property Tax Rates Across Harford County, Maryland
What Are Effective Property Tax Rates Across Harford County?
Local government entities set tax rates, which vary widely across Harford County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Harford County's effective property tax rate to other counties in Maryland or the U.S. median of 1.02%.
Harford County's median effective rate stands at 0.96%, which is lower than the national median of 1.02%. Within Harford County, the highest rate is found in PYLESVILLE at 1.10%, while ABERDEEN has the lowest at 0.85%.
These variations reflect differences in local school district levies, special taxing districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Harford County Tax Rate
0.96%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Harford County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Aberdeen | 0.74% | 0.81% | 0.85% | 0.94% | 0.97% |
| Abingdon | 0.86% | 0.91% | 0.94% | 0.96% | 0.97% |
| Baldwin | 0.91% | 1.06% | 1.10% | 1.11% | 1.11% |
| Bel Air | 0.85% | 0.91% | 1.01% | 1.04% | 1.05% |
| Belcamp | 0.84% | 0.89% | 0.92% | 0.94% | 0.95% |
| Churchville | 0.83% | 0.95% | 1.03% | 1.06% | 1.07% |
| Darlington | 0.88% | 1.05% | 1.10% | 1.12% | 1.12% |
| Edgewood | 0.73% | 0.86% | 0.94% | 0.96% | 1.09% |
| Fallston | 0.88% | 1.02% | 1.05% | 1.08% | 1.10% |
| Forest Hill | 0.92% | 1.01% | 1.04% | 1.06% | 1.10% |
| Havre De Grace | 0.85% | 0.95% | 0.95% | 0.95% | 0.99% |
| Hydes | 1.02% | 1.04% | 1.07% | 1.09% | 1.10% |
| Jarrettsville | 0.91% | 1.06% | 1.10% | 1.11% | 1.11% |
| Joppa | 0.88% | 0.94% | 1.05% | 1.09% | 1.09% |
| Kingsville | 0.87% | 0.98% | 1.05% | 1.07% | 1.08% |
| Monkton | 0.88% | 1.05% | 1.10% | 1.11% | 1.11% |
| Perryman | 0.76% | 0.92% | 0.96% | 0.98% | 0.99% |
| Pylesville | 0.89% | 1.09% | 1.10% | 1.11% | 1.12% |
| Street | 0.89% | 1.08% | 1.10% | 1.11% | 1.12% |
| Whiteford | 0.91% | 1.07% | 1.10% | 1.11% | 1.12% |
| White Hall | 0.84% | 1.06% | 1.10% | 1.11% | 1.11% |
Source: Ownwell
Property Tax Assessment Values Across Harford County, Maryland
When examining property taxes in Harford County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Harford County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Harford County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of December.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Harford County.
For example, the median tax bill in Harford County is $2,948, compared with the national median property tax bill of $2,400. Tax bills range significantly across the county, from $1,838 in Edgewood to $4,370 in Baldwin. Fallston has the highest median home price at $414,800.
Property Tax Assessment Values Across Harford County, Maryland
Source: Ownwell
$191,700
$303,250
$414,800
Median Harford County Market Value
$305,000
Median Maryland Market Value
$338,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Harford County, Maryland
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Aberdeen | $132,700 | $185,200 | $260,700 | $347,400 | $469,400 |
| Abingdon | $196,200 | $237,400 | $298,900 | $376,200 | $466,850 |
| Baldwin | $276,400 | $345,975 | $406,750 | $478,200 | $564,800 |
| Bel Air | $185,620 | $254,800 | $346,700 | $459,500 | $578,660 |
| Belcamp | $150,000 | $191,300 | $223,000 | $288,800 | $365,200 |
| Churchville | $226,590 | $285,675 | $382,650 | $520,775 | $699,180 |
| Darlington | $156,630 | $192,675 | $253,300 | $366,300 | $525,020 |
| Edgewood | $98,000 | $156,900 | $191,700 | $245,900 | $314,300 |
| Fallston | $293,290 | $343,100 | $414,800 | $524,825 | $676,420 |
| Forest Hill | $205,000 | $271,400 | $355,500 | $473,650 | $625,900 |
| Havre De Grace | $142,100 | $190,950 | $282,400 | $377,100 | $481,040 |
| Hydes | $212,200 | $242,000 | $272,150 | $367,900 | $555,530 |
| Jarrettsville | $248,010 | $292,625 | $355,500 | $452,875 | $568,000 |
| Joppa | $172,100 | $215,400 | $257,700 | $339,700 | $422,800 |
| Kingsville | $283,540 | $328,700 | $380,700 | $438,500 | $498,760 |
| Monkton | $266,400 | $331,700 | $388,650 | $490,525 | $662,990 |
| Perryman | $139,720 | $178,800 | $207,000 | $233,800 | $288,780 |
| Pylesville | $188,500 | $256,600 | $326,300 | $429,200 | $529,440 |
| Street | $177,320 | $241,700 | $327,600 | $448,400 | $570,680 |
| Whiteford | $160,100 | $201,500 | $275,600 | $375,150 | $499,100 |
| White Hall | $210,940 | $277,500 | $346,750 | $437,025 | $550,580 |
Source: Ownwell
Property Tax Bills Across Harford County, Maryland
Property tax bills in Harford County are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s market value changes, the assessed value can change too, which affects the final bill. For a home with a median price of $305,000, the tax amount can vary widely depending on location and assessment details.
In Harford County, the 25th percentile tax bill is $2,161, while the 75th percentile reaches $4,102. At the high end, the 90th percentile tax bill is $5,331, showing how much bills can rise for higher-valued or more heavily taxed properties. Baldwin has the highest median tax bill at $4,370, while Edgewood has the lowest median tax bill at $1,838. Compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400, homeowners here may see bills that are either close to or well above the national norm, depending on where they live and how their home is assessed.
Median Harford County Tax Bill
$2,948
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$2,400
Property Tax Bills Across Harford County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Aberdeen | $1,135 | $1,566 | $2,244 | $3,100 | $4,122 |
| Abingdon | $1,920 | $2,256 | $2,784 | $3,492 | $4,294 |
| Baldwin | $2,840 | $3,450 | $4,370 | $5,206 | $6,132 |
| Bel Air | $1,867 | $2,489 | $3,389 | $4,593 | $5,794 |
| Belcamp | $1,357 | $1,756 | $2,041 | $2,606 | $3,353 |
| Churchville | $2,064 | $2,707 | $3,741 | $5,136 | $6,648 |
| Darlington | $1,517 | $1,952 | $2,590 | $3,704 | $5,376 |
| Edgewood | $723 | $1,441 | $1,838 | $2,314 | $2,905 |
| Fallston | $2,873 | $3,468 | $4,283 | $5,459 | $7,033 |
| Forest Hill | $2,107 | $2,754 | $3,684 | $4,939 | $6,546 |
| Havre De Grace | $1,373 | $1,827 | $2,682 | $3,482 | $4,431 |
| Hydes | $2,309 | $2,602 | $2,928 | $3,915 | $5,848 |
| Jarrettsville | $2,492 | $3,046 | $3,786 | $4,855 | $6,149 |
| Joppa | $1,794 | $2,185 | $2,620 | $3,378 | $4,313 |
| Kingsville | $2,734 | $3,302 | $3,889 | $4,478 | $5,146 |
| Monkton | $2,645 | $3,381 | $4,120 | $5,115 | $7,011 |
| Perryman | $1,355 | $1,618 | $1,978 | $2,242 | $2,595 |
| Pylesville | $1,628 | $2,520 | $3,420 | $4,558 | $5,661 |
| Street | $1,594 | $2,379 | $3,398 | $4,730 | $6,064 |
| Whiteford | $1,575 | $2,044 | $2,833 | $3,990 | $5,284 |
| White Hall | $1,655 | $2,730 | $3,669 | $4,646 | $5,782 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Harford Tax Assessor | |
| Website | sdat.dat.maryland.gov |