Mechanicsville, St. Mary's County, Maryland Property Taxes

Name: Property Tax Bills Across Mechanicsville, St. Mary's County, Maryland
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Mechanicsville, MD effective property tax rate: 1.03%, slightly higher than the national median of 1.02%, but lower than the Maryland state median of 1.06%. Median Mechanicsville, MD home value: $312,100. Median annual Mechanicsville, MD tax bill: $3,135, $735 higher than the national median property tax bill of $2,400.

How are property taxes in St. Mary's calculated?

Property taxes in Mechanicsville, MD are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption. Understanding Mechanicsville’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Mechanicsville, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Mechanicsville, St. Mary's County, Maryland Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.08%

Estimate Property Tax Bill

$3,375

$3,132

Ownwell’s Mechanicsville Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Mechanicsville with just two data points. By entering your property's estimated assessed value, our calculator applies Mechanicsville’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in St. Mary's County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Mechanicsville, St. Mary's County, Maryland

Local government entities set tax rates, which can vary widely within a state. This occurs because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Mechanicsville’s effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S. Maryland's median property tax rate stands at 1.03%, slightly above the national median of 1.02%. In Mechanicsville, located in St. Mary's County, the property tax rate is consistent with the state's median. This rate is reflective of the county's approach to budgeting and service provision, ensuring that local needs are met while maintaining a competitive tax environment. When compared nationally, Mechanicsville's rate is just above average, highlighting the balanced fiscal strategy employed by the county.

Property Tax Rates Across Mechanicsville, St. Mary's County, Maryland

Source: Ownwell

0.91%

1.02%

1.13%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Mechanicsville Tax Rate

1.08%

Median Effective St. Mary's County Tax Rate

1.00%

Median Effective Maryland Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Mechanicsville, St. Mary's County, Maryland

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
20659	0.96%	1.02%	1.08%	1.10%	1.12%

Source: Ownwell

Property Tax Assessment Values Across Mechanicsville, St. Mary's County, Maryland

When examining property taxes in Mechanicsville, MD, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Mary's County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In St. Mary's County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Mechanicsville. For example, the median home price in Mechanicsville is $312,100, with tax bills ranging significantly across the county. Zip code 20659 has the highest median home price at $312,100.

Property Tax Assessment Values Across Mechanicsville, St. Mary's County, Maryland

Source: Ownwell

$243,700

$385,275

$526,850

Median Mechanicsville Market Value

$312,500

Median St. Mary's County Market Value

$332,600

Median Maryland Market Value

$338,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Mechanicsville, St. Mary's County, Maryland

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
20659	$218,010	$261,400	$312,500	$395,975	$503,500

Source: Ownwell

Property Tax Bills Across Mechanicsville, St. Mary's County, Maryland

In Mechanicsville, located in St. Mary's County, MD, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. The property tax rate is then applied to this assessed value to calculate the annual tax bill. Homeowners in Mechanicsville often face tax bills that vary significantly, with the 25th percentile at $2,661 and the 75th percentile at $3,910. The median tax bill in the area is $3,135, which is higher than the national median of $2,400. This can be a significant financial burden for homeowners, especially when compared to the national median property tax rate of 1.02%.

Ownwell offers a solution by providing property tax appeal and exemption services. By reviewing your property's assessed value and ensuring it reflects the true market value, Ownwell can potentially lower your tax bill. Our expertise in navigating the appeals process allows homeowners to achieve substantial savings, making property ownership in Mechanicsville more affordable.

Property Tax Bills Across Mechanicsville, St. Mary's County, Maryland

Source: Ownwell

$2,626

$3,873

$5,119

Median Mechanicsville Tax Bill

$3,290

Median St. Mary's County Tax Bill

$3,276

Median Maryland Tax Bill

$4,092

Median United States Tax Bill

$2,400

Property Tax Bills Across Mechanicsville, St. Mary's County, Maryland

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
20659	$2,254	$2,777	$3,290	$4,100	$5,188

Source: Ownwell

Don't miss the deadline to appeal!

Dates

Links
St. Mary's Tax Assessor
Website	sdat.dat.maryland.gov