Marblehead, Essex County, Massachusetts Property Taxes
Property Taxes in Marblehead, Massachusetts
Median Marblehead, Massachusetts effective property tax rate: 0.91%, significantly lower than the national median of 1.02%, and lower than the Massachusetts state median of 1.15%.
Median Marblehead, Massachusetts home value: $902,400
Median annual Marblehead, Massachusetts tax bill: $8,179, $5,779 higher than the national median property tax bill of $2,400.
How are property taxes in Essex calculated?
Property taxes in Marblehead, Massachusetts are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why do Marblehead property taxes matter? Because understanding the local property tax system, exemptions, and reduction opportunities can lead to significant savings. What is the assessed value used for? It is the basis for calculating property taxes, and knowing how it differs from market value can help homeowners and investors better understand their tax bill.
Last Updated April 13, 2026
Marblehead, Essex County, Massachusetts Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.91%
Estimate Property Tax Bill
$8,212
$7,620
How Does the Marblehead Property Tax Calculator Work?
Use this Marblehead property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Marblehead's median effective tax rate of 0.91% — based on actual property records in Essex County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Marblehead's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Marblehead: rates range from 0.91% in 01945 to 0.91% in 01945, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Marblehead.
About Marblehead Property Taxes
About Property Taxes in Marblehead, Essex, Massachusetts
Marblehead’s median effective property tax rate of 0.91% is lower than the Essex County median of 1.15% and higher than the national median of 1.02%. This rate reflects the county levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Marblehead. Homeowners in ZIP code 01945 carry a median effective rate of 0.91%, and the same ZIP also has the median home price of $902,400 and median tax bill of $8,179. Understanding where you live can make a meaningful difference to your annual tax bill.
Marblehead homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the February 1, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Marblehead, Essex County, Massachusetts
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Marblehead's effective property tax rate to other cities in Massachusetts and the median property tax rates in Massachusetts and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Marblehead Tax Rate
0.91%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Essex County Tax Rate
1.07%
Median Effective Massachusetts Tax Rate
1.15%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Marblehead, Essex County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01945 | 0.90% | 0.90% | 0.91% | 0.91% | 0.91% |
Source: Ownwell
Property Tax Assessment Values Across Marblehead, Essex County, Massachusetts
When examining property taxes in Marblehead, Massachusetts, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Essex County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Essex County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Marblehead.
For example, the median home price in Marblehead is $902,400, with tax bills ranging significantly across the county. 01945 has the highest median home price at $902,400.
Property Tax Assessment Values Across Marblehead, Essex County, Massachusetts
Source: Ownwell
$317,300
$693,825
$1,070,350
Median Marblehead Market Value
$902,400
Median Essex County Market Value
$622,800
Median Massachusetts Market Value
$561,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Marblehead, Essex County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01945 | $589,640 | $756,500 | $902,400 | $1,188,850 | $1,782,240 |
Source: Ownwell
Property Tax Bills Across Marblehead, Essex County, Massachusetts
Property tax bills in Marblehead are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value to determine the annual bill, so homes with higher assessments generally face larger tax bills. Factors such as location, lot size, home features, and recent changes to the property can all influence the assessment.
With a median home price of $902,400, Marblehead homeowners often see tax bills that are well above the national median property tax bill of $2,400. The 25th percentile tax bill is $6,848, while the 75th percentile is $10,760 and the 90th percentile reaches $16,129. The highest and lowest median tax bill in the city is $8,179 in ZIP code 01945.
For homeowners, this means property taxes can be a major part of housing costs and may rise when assessments increase.
Median Marblehead Tax Bill
$8,179
Median Essex County Tax Bill
$6,608
Median Massachusetts Tax Bill
$6,068
Median United States Tax Bill
$2,400
Property Tax Bills Across Marblehead, Essex County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01945 | $5,339 | $6,848 | $8,179 | $10,760 | $16,129 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 1 |
Links | |
|---|---|
| Essex Tax Assessor | |
| Website | www.mass.gov |