Essex County, Massachusetts Property Taxes
Property Taxes in Essex County, Massachusetts
Median Essex County effective property tax rate: 1.07%, significantly higher than the national median of 1.02%.
Median Essex County home value: $622,800
Median annual Essex County tax bill: $6,608, higher than the national median property tax bill of $2,400.
How are property taxes in Essex County calculated?
Property taxes in Essex County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Essex County’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Essex County or another part of Essex County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Essex County, Massachusetts Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.07%
Estimate Property Tax Bill
$6,664
$6,184
How Does the Essex County Property Tax Calculator Work?
Use this Essex County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Essex County's median effective tax rate of 1.07% to generate your estimate.
Enter your property's estimated assessed value — the figure the assessor assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone. Essex County's median effective tax rate is lower than the Massachusetts median tax rate of 1.15%, but the county's median tax bill of $6,608 is still higher than the national median property tax bill of $2,400.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Bills also vary widely across the county, from $13,946 in Wenham to $4,474 in Lawrence.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Essex County.
Property Tax Rates Across Essex County, Massachusetts
What Are Effective Property Tax Rates Across Essex County?
Local government entities set tax rates, which vary widely across Essex County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Essex County's effective property tax rate to other counties in Massachusetts or the U.S. median of 1.02%.
Essex County's median effective rate stands at 1.07%, which is higher than the national median of 1.02%. Within Essex County, the highest rate is found in SOUTH HAMILTON at 1.57%, while NEWBURY has the lowest at 0.75%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Essex County Tax Rate
1.07%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Massachusetts Tax Rate
1.15%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Essex County, Massachusetts
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Amesbury | 1.53% | 1.53% | 1.53% | 1.53% | 1.53% |
| Andover | 1.29% | 1.29% | 1.29% | 1.29% | 1.29% |
| Beverly | 1.10% | 1.10% | 1.10% | 1.10% | 1.10% |
| Boxford | 1.34% | 1.34% | 1.34% | 1.35% | 1.35% |
| Byfield | 0.74% | 0.74% | 0.75% | 0.75% | 0.75% |
| Danvers | 1.10% | 1.10% | 1.10% | 1.10% | 1.10% |
| Essex | 1.30% | 1.30% | 1.30% | 1.30% | 1.30% |
| Georgetown | 1.11% | 1.11% | 1.11% | 1.11% | 1.11% |
| Gloucester | 0.97% | 0.97% | 0.97% | 0.97% | 0.97% |
| Groveland | 1.27% | 1.27% | 1.27% | 1.27% | 1.27% |
| Haverhill | 1.07% | 1.07% | 1.07% | 1.07% | 1.07% |
| Ipswich | 1.11% | 1.11% | 1.12% | 1.12% | 1.12% |
| Lawrence | 0.88% | 0.88% | 0.88% | 0.88% | 0.88% |
| Lynn | 1.04% | 1.04% | 1.04% | 1.04% | 1.04% |
| Lynnfield | 1.06% | 1.06% | 1.06% | 1.06% | 1.06% |
| Manchester | 0.91% | 0.91% | 0.92% | 0.92% | 0.92% |
| Marblehead | 0.90% | 0.90% | 0.91% | 0.91% | 0.91% |
| Melrose | 1.07% | 1.07% | 1.07% | 1.07% | 1.07% |
| Merrimac | 1.32% | 1.32% | 1.32% | 1.33% | 1.33% |
| Methuen | 1.06% | 1.06% | 1.06% | 1.06% | 1.06% |
| Middleton | 1.19% | 1.19% | 1.19% | 1.19% | 1.19% |
| Nahant | 0.91% | 0.91% | 0.91% | 0.92% | 0.92% |
| Newbury | 0.74% | 0.74% | 0.75% | 0.75% | 0.75% |
| Newburyport | 0.96% | 0.96% | 0.96% | 0.96% | 0.96% |
| North Andover | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% |
| Peabody | 0.93% | 0.93% | 0.93% | 0.93% | 0.93% |
| Rockport | 0.88% | 0.88% | 0.88% | 0.88% | 0.88% |
| Rowley | 1.18% | 1.18% | 1.18% | 1.18% | 1.18% |
| Salem | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% |
| Salisbury | 1.01% | 1.01% | 1.01% | 1.01% | 1.01% |
| Saugus | 1.07% | 1.07% | 1.07% | 1.07% | 1.07% |
| South Hamilton | 1.56% | 1.56% | 1.57% | 1.57% | 1.57% |
| Swampscott | 1.15% | 1.15% | 1.15% | 1.15% | 1.15% |
| Topsfield | 1.50% | 1.50% | 1.50% | 1.50% | 1.50% |
| Wenham | 1.55% | 1.55% | 1.55% | 1.55% | 1.55% |
| West Newbury | 1.08% | 1.08% | 1.08% | 1.08% | 1.08% |
| Hathorne | N/A | N/A | N/A | N/A | N/A |
| Prides Crossing | N/A | N/A | N/A | N/A | N/A |
| Tewksbury | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Essex County, Massachusetts
When examining property taxes in Essex County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Essex County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Essex County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Essex County.
For example, the median tax bill in Essex County is $6,608, with tax bills ranging significantly across the county. Manchester has the highest median home price at $1,070,350.
Property Tax Assessment Values Across Essex County, Massachusetts
Source: Ownwell
$317,300
$693,825
$1,070,350
Median Essex County Market Value
$622,800
Median Massachusetts Market Value
$561,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Essex County, Massachusetts
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Amesbury | $292,400 | $428,300 | $533,100 | $681,000 | $825,480 |
| Andover | $383,400 | $649,875 | $820,900 | $1,029,325 | $1,303,190 |
| Beverly | $465,000 | $565,475 | $646,700 | $766,425 | $983,250 |
| Boxford | $619,400 | $745,900 | $879,300 | $1,097,300 | $1,360,100 |
| Byfield | $586,160 | $647,800 | $745,900 | $901,800 | $1,106,760 |
| Danvers | $437,700 | $531,500 | $618,300 | $739,500 | $896,560 |
| Essex | $486,520 | $584,000 | $732,100 | $1,020,400 | $1,423,974 |
| Georgetown | $516,940 | $596,400 | $707,400 | $861,600 | $992,740 |
| Gloucester | $390,920 | $486,000 | $622,500 | $903,325 | $1,477,970 |
| Groveland | $458,090 | $536,275 | $622,900 | $742,400 | $880,540 |
| Haverhill | $316,940 | $391,200 | $474,700 | $572,800 | $679,700 |
| Ipswich | $463,880 | $570,400 | $719,000 | $956,700 | $1,235,780 |
| Lawrence | $280,410 | $406,600 | $508,250 | $651,275 | $736,780 |
| Lynn | $352,600 | $476,500 | $552,000 | $686,100 | $822,200 |
| Lynnfield | $675,400 | $800,450 | $932,800 | $1,165,650 | $1,408,160 |
| Manchester | $624,190 | $822,200 | $1,070,350 | $1,635,450 | $3,110,670 |
| Marblehead | $589,640 | $756,500 | $902,400 | $1,188,850 | $1,782,240 |
| Melrose | $539,900 | $652,900 | $677,800 | $730,250 | $749,000 |
| Merrimac | $412,080 | $492,850 | $584,750 | $706,025 | $864,510 |
| Methuen | $363,000 | $439,800 | $515,400 | $625,050 | $736,140 |
| Middleton | $455,120 | $591,600 | $751,900 | $1,027,500 | $1,324,160 |
| Nahant | $549,810 | $688,700 | $846,250 | $1,101,475 | $1,572,950 |
| Newbury | $609,620 | $723,500 | $874,100 | $1,109,800 | $1,490,820 |
| Newburyport | $455,080 | $641,475 | $811,850 | $1,067,000 | $1,398,610 |
| North Andover | $322,600 | $506,475 | $692,850 | $895,300 | $1,084,110 |
| Peabody | $421,900 | $510,100 | $600,900 | $707,600 | $829,400 |
| Rockport | $446,900 | $598,900 | $744,200 | $955,200 | $1,451,080 |
| Rowley | $466,670 | $569,825 | $689,700 | $844,075 | $969,250 |
| Salem | $361,980 | $454,100 | $546,100 | $651,250 | $784,860 |
| Salisbury | $320,340 | $413,450 | $503,700 | $638,150 | $821,520 |
| Saugus | $476,790 | $527,575 | $589,600 | $694,200 | $850,110 |
| South Hamilton | $483,320 | $588,150 | $737,500 | $962,600 | $1,342,852 |
| Swampscott | $397,780 | $558,100 | $717,400 | $927,800 | $1,327,060 |
| Topsfield | $595,190 | $693,025 | $813,150 | $957,050 | $1,223,150 |
| Wenham | $640,040 | $739,000 | $897,400 | $1,213,500 | $1,523,700 |
| West Newbury | $598,860 | $695,850 | $834,100 | $995,850 | $1,186,500 |
| Hathorne | N/A | N/A | N/A | N/A | N/A |
| Prides Crossing | N/A | N/A | N/A | N/A | N/A |
| Tewksbury | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Essex County, Massachusetts
Property tax bills in Essex County, Massachusetts are based on the assessed value of a home and the local tax rate set by the municipality. When a property’s assessed value rises, the tax bill can increase even if the homeowner has not made any changes to the home. Local budgets, school funding, and other public services also influence the rate that determines what homeowners owe.
With a median home price of $622,800, property taxes can be a major part of housing costs for Essex County homeowners. The median tax bill varies widely across the county, from $4,474.00 in Lawrence to $13,946.00 in Wenham. That spread shows how much location can affect a homeowner’s annual bill.
For many homeowners, the tax bill is one of the largest ongoing expenses tied to owning a home. Compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400, Essex County homeowners often face significantly higher costs.
Median Essex County Tax Bill
$6,608
Median Massachusetts Tax Bill
$6,068
Median United States Tax Bill
$2,400
Property Tax Bills Across Essex County, Massachusetts
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Amesbury | $4,474 | $6,553 | $8,156 | $10,420 | $12,627 |
| Andover | $4,938 | $8,368 | $10,573 | $13,258 | $16,784 |
| Beverly | $5,110 | $6,214 | $7,106 | $8,416 | $10,788 |
| Boxford | $8,331 | $10,032 | $11,824 | $14,759 | $18,293 |
| Byfield | $4,367 | $4,826 | $5,558 | $6,718 | $8,248 |
| Danvers | $4,810 | $5,841 | $6,794 | $8,125 | $9,865 |
| Essex | $6,320 | $7,586 | $9,510 | $13,264 | $18,497 |
| Georgetown | $5,717 | $6,596 | $7,824 | $9,529 | $10,979 |
| Gloucester | $3,803 | $4,729 | $6,056 | $8,782 | $14,383 |
| Groveland | $5,813 | $6,804 | $7,901 | $9,421 | $11,174 |
| Haverhill | $3,393 | $4,185 | $5,082 | $6,128 | $7,271 |
| Ipswich | $5,172 | $6,361 | $8,017 | $10,672 | $13,779 |
| Lawrence | $2,468 | $3,578 | $4,474 | $5,732 | $6,484 |
| Lynn | $3,653 | $4,938 | $5,719 | $7,107 | $8,517 |
| Lynnfield | $7,132 | $8,452 | $9,850 | $12,310 | $14,870 |
| Manchester | $5,712 | $7,523 | $9,794 | $14,964 | $28,462 |
| Marblehead | $5,339 | $6,848 | $8,179 | $10,760 | $16,129 |
| Melrose | $5,766 | $6,973 | $7,239 | $7,799 | $7,999 |
| Merrimac | $5,460 | $6,539 | $7,750 | $9,371 | $11,454 |
| Methuen | $3,838 | $4,652 | $5,452 | $6,610 | $7,785 |
| Middleton | $5,412 | $7,034 | $8,940 | $12,217 | $15,745 |
| Nahant | $5,031 | $6,301 | $7,743 | $10,078 | $14,393 |
| Newbury | $4,550 | $5,395 | $6,519 | $8,268 | $11,107 |
| Newburyport | $4,360 | $6,146 | $7,778 | $10,222 | $13,399 |
| North Andover | $3,634 | $5,703 | $7,802 | $10,081 | $12,209 |
| Peabody | $3,910 | $4,724 | $5,565 | $6,552 | $7,684 |
| Rockport | $3,915 | $5,246 | $6,519 | $8,368 | $12,712 |
| Rowley | $5,493 | $6,707 | $8,118 | $9,934 | $11,408 |
| Salem | $4,106 | $5,149 | $6,193 | $7,385 | $8,900 |
| Salisbury | $3,237 | $4,168 | $5,077 | $6,432 | $8,281 |
| Saugus | $5,092 | $5,634 | $6,297 | $7,414 | $9,079 |
| South Hamilton | $7,564 | $9,185 | $11,523 | $15,033 | $20,993 |
| Swampscott | $4,562 | $6,401 | $8,229 | $10,642 | $15,222 |
| Topsfield | $8,922 | $10,386 | $12,189 | $14,346 | $18,335 |
| Wenham | $9,946 | $11,484 | $13,946 | $18,858 | $23,678 |
| West Newbury | $6,468 | $7,515 | $9,008 | $10,755 | $12,794 |
| Hathorne | N/A | N/A | N/A | N/A | N/A |
| Prides Crossing | N/A | N/A | N/A | N/A | N/A |
| Tewksbury | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 1 |
Links | |
|---|---|
| Essex Tax Assessor | |
| Website | www.mass.gov |