Chester, Hampden County, Massachusetts Property Taxes

Name: Property Tax Bills Across Chester, Hampden County, Massachusetts
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Chester, MA effective property tax rate: 1.78%, significantly higher than the national median of 1.02%, but lower than the Massachusetts state median of 1.23%.
Median Chester, MA home value: $198,000
Median annual Chester, MA tax bill: $3,530, $1,130 higher than the national median property tax bill of $2,400.

How are property taxes in Hampden County calculated?

Property taxes in Chester, MA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Chester’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Chester, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Chester, Hampden County, Massachusetts Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.78%

Estimate Property Tax Bill

$3,524

$3,271

Ownwell’s Chester Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Chester with just two data points. By entering your property's estimated assessed value, our calculator applies Chester’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Hampden County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Chester, Hampden County, Massachusetts

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Chester’s effective property tax rate to other cities in Massachusetts and the median property tax rates in Massachusetts and the U.S. Chester, located in Hampden County, has a property tax rate that stands out when compared to the national median of 1.02%. The median property tax rate in Massachusetts is higher, reflecting the state's approach to funding local services. Chester's tax rate aligns with the highest and lowest rates in its area, which is notable for residents and prospective property owners. Understanding these rates is crucial for homeowners looking to manage their tax liabilities effectively. By comparing these figures, property owners can make informed decisions about appeals and potential savings.

Property Tax Rates Across Chester, Hampden County, Massachusetts

Source: Ownwell

1.31%

1.80%

2.29%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Chester Tax Rate

1.78%

Median Effective Hampden County Tax Rate

1.70%

Median Effective Massachusetts Tax Rate

1.23%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Chester, Hampden County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
01011	1.78%	1.78%	1.78%	1.78%	1.78%

Source: Ownwell

Property Tax Assessment Values Across Chester, Hampden County, Massachusetts

When examining property taxes in Chester, MA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hampden County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Hampden County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Chester. For example, the median home price in Chester is $198,000, with tax bills ranging significantly across the county. Zip code 01011 has the highest median home price at $198,000.

Property Tax Assessment Values Across Chester, Hampden County, Massachusetts

Source: Ownwell

$59,100

$292,600

$526,100

Median Chester Market Value

$198,000

Median Hampden County Market Value

$245,200

Median Massachusetts Market Value

$492,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Chester, Hampden County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
01011	$109,020	$149,775	$198,000	$275,725	$365,590

Source: Ownwell

Property Tax Bills Across Chester, Hampden County, Massachusetts

In Chester, located in Hampden County, MA, property tax bills are calculated based on the assessed value of a home. The median home price in Chester is $198,000, and homeowners can expect to pay property taxes accordingly. The property tax rate in this area is significantly higher than the national median of 1.02%, which results in a substantial tax bill for homeowners. For instance, the median property tax bill in Chester is $3,530, which is considerably above the national median tax bill of $2,400. Factors such as home improvements or neighborhood changes can influence the assessed value, thus affecting the overall tax bill. Ownwell offers valuable services to help homeowners in Chester reduce their property tax bills. By providing expert guidance on property tax appeals and exemptions, Ownwell can assist homeowners in navigating the complexities of the property tax system, potentially leading to significant savings. This support ensures that homeowners are not overpaying and are taking advantage of all available tax relief opportunities.

Property Tax Bills Across Chester, Hampden County, Massachusetts

Source: Ownwell

$1,008

$5,015

$9,021

Median Chester Tax Bill

$3,530

Median Hampden County Tax Bill

$4,101

Median Massachusetts Tax Bill

$5,844

Median United States Tax Bill

$2,400

Property Tax Bills Across Chester, Hampden County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
01011	$1,943	$2,670	$3,530	$4,916	$6,519

Source: Ownwell