Hampden County, Massachusetts Property Taxes
Property Taxes in Hampden County, Massachusetts
Median Hampden County effective property tax rate: 1.57%, significantly higher than the national median of 1.02%.
Median Hampden County home value: $287,400
Median annual Hampden County tax bill: $4,506, $2,106 higher than the national median property tax bill of $2,400.
How are property taxes in Hampden County calculated?
Property taxes in Hampden County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Springfield or another part of Hampden County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Hampden County, Massachusetts Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.57%
Estimate Property Tax Bill
$4,512
$4,187
How Does the Hampden County Property Tax Calculator Work?
Use this Hampden County property tax calculator to estimate your annual property tax bill. Enter your property’s assessed value and our calculator applies Hampden County’s median effective tax rate of 1.57% to generate your estimate.
Enter your property’s estimated assessed value — the figure the assessment office assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Hampden County’s median tax rate is higher than the Massachusetts median tax rate of 1.15%, and the median tax bill of $4,506 is $2,106 higher than the state median tax bill. That is also above the national median property tax rate of 1.02% and national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Hampden County.
Property Tax Rates Across Hampden County, Massachusetts
What Are Effective Property Tax Rates Across Hampden County?
Local government entities set tax rates, which vary widely across Hampden County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Hampden County's effective property tax rate to other counties in Massachusetts or the U.S. median of 1.02%.
Hampden County's median effective rate stands at 1.57%, which is higher than the national median of 1.02%. Within Hampden County, the highest rate is found in LONGMEADOW at 2.11%, while MONTGOMERY has the lowest at 1.13%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hampden County Tax Rate
1.57%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Massachusetts Tax Rate
1.15%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Hampden County, Massachusetts
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Agawam | 1.46% | 1.46% | 1.46% | 1.46% | 1.46% |
| Blandford | 1.17% | 1.17% | 1.17% | 1.17% | 1.17% |
| Bondsville | 1.90% | 1.90% | 1.90% | 1.90% | 1.90% |
| Brimfield | 1.41% | 1.41% | 1.41% | 1.41% | 1.41% |
| Chester | 1.81% | 1.81% | 1.81% | 1.81% | 1.81% |
| Chicopee | 1.52% | 1.52% | 1.52% | 1.52% | 1.52% |
| East Longmeadow | 1.85% | 1.85% | 1.85% | 1.85% | 1.85% |
| Feeding Hills | 1.46% | 1.46% | 1.46% | 1.46% | 1.46% |
| Granville | 0.75% | 0.75% | 1.36% | 1.36% | 1.36% |
| Hampden | 1.51% | 1.51% | 1.51% | 1.51% | 1.51% |
| Holland | 1.30% | 1.30% | 1.30% | 1.30% | 1.30% |
| Holyoke | 1.75% | 1.75% | 1.75% | 1.75% | 1.75% |
| Huntington | 1.13% | 1.13% | 1.13% | 1.81% | 1.81% |
| Indian Orchard | 1.57% | 1.57% | 1.57% | 1.57% | 1.57% |
| Longmeadow | 2.11% | 2.11% | 2.11% | 2.11% | 2.11% |
| Ludlow | 1.73% | 1.73% | 1.74% | 1.74% | 1.74% |
| Monson | 1.49% | 1.49% | 1.49% | 1.49% | 1.49% |
| Montgomery | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% |
| Palmer | 1.81% | 1.81% | 1.82% | 1.83% | 1.90% |
| Russell | 1.83% | 1.83% | 1.83% | 1.83% | 1.83% |
| Southampton | 1.52% | 1.52% | 1.52% | 1.52% | 1.52% |
| Southwick | 1.56% | 1.56% | 1.56% | 1.56% | 1.56% |
| Springfield | 1.57% | 1.57% | 1.57% | 1.57% | 1.57% |
| Thorndike | 1.83% | 1.83% | 1.83% | 1.83% | 1.83% |
| Three Rivers | 1.82% | 1.82% | 1.82% | 1.82% | 1.82% |
| Wales | 1.44% | 1.44% | 1.44% | 1.44% | 1.44% |
| Westfield | 1.52% | 1.52% | 1.52% | 1.52% | 1.52% |
| West Springfield | 1.49% | 1.49% | 1.49% | 1.49% | 1.49% |
| Wilbraham | 1.79% | 1.79% | 1.79% | 1.79% | 1.79% |
| Woronoco | 1.83% | 1.83% | 1.83% | 1.83% | 1.83% |
| Easthampton | N/A | N/A | N/A | N/A | N/A |
| South Hadley | N/A | N/A | N/A | N/A | N/A |
| Tolland | N/A | N/A | N/A | N/A | N/A |
| Worthington | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Hampden County, Massachusetts
When examining property taxes in Hampden County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hampden County assessors estimate the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Hampden County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of January.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hampden County.
For example, the median tax bill in Hampden County is $4,506, with tax bills ranging significantly across the county. Longmeadow has the highest median home price at $453,100.
Property Tax Assessment Values Across Hampden County, Massachusetts
Source: Ownwell
$78,600
$329,350
$580,100
Median Hampden County Market Value
$287,400
Median Massachusetts Market Value
$561,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Hampden County, Massachusetts
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Agawam | $189,680 | $243,000 | $285,700 | $342,800 | $430,180 |
| Blandford | $196,600 | $259,700 | $329,400 | $421,850 | $546,600 |
| Bondsville | $159,900 | $193,600 | $232,500 | $284,700 | $351,040 |
| Brimfield | $227,140 | $288,000 | $354,400 | $440,800 | $547,046 |
| Chester | $111,760 | $165,900 | $217,700 | $304,700 | $400,980 |
| Chicopee | $201,000 | $232,700 | $267,200 | $308,300 | $365,290 |
| East Longmeadow | $254,290 | $289,925 | $350,050 | $476,550 | $617,930 |
| Feeding Hills | $255,960 | $287,000 | $332,800 | $399,700 | $491,870 |
| Granville | $204,530 | $258,725 | $335,700 | $421,125 | $557,230 |
| Hampden | $281,000 | $330,750 | $391,000 | $482,050 | $600,900 |
| Holland | $197,560 | $246,074 | $331,400 | $419,700 | $534,180 |
| Holyoke | $169,420 | $216,575 | $262,300 | $318,525 | $390,690 |
| Huntington | $174,680 | $251,350 | $332,100 | $439,400 | $506,760 |
| Indian Orchard | $181,910 | $218,100 | $253,200 | $290,575 | $334,560 |
| Longmeadow | $315,280 | $366,800 | $453,100 | $579,400 | $731,040 |
| Ludlow | $217,950 | $248,500 | $298,400 | $379,700 | $483,550 |
| Monson | $216,380 | $259,400 | $322,900 | $401,500 | $496,640 |
| Montgomery | $244,140 | $302,850 | $384,200 | $484,750 | $597,560 |
| Palmer | $184,440 | $224,550 | $271,800 | $349,800 | $442,720 |
| Russell | $198,770 | $231,725 | $288,900 | $381,150 | $494,350 |
| Southampton | $240,100 | $248,700 | $268,900 | $295,300 | $303,820 |
| Southwick | $211,200 | $261,600 | $329,600 | $460,700 | $610,800 |
| Springfield | $180,900 | $216,500 | $251,300 | $294,000 | $337,600 |
| Thorndike | $186,500 | $215,525 | $264,750 | $301,475 | $335,910 |
| Three Rivers | $188,140 | $213,800 | $246,300 | $290,900 | $332,260 |
| Wales | $168,650 | $217,975 | $290,750 | $374,125 | $458,700 |
| Westfield | $237,400 | $268,700 | $310,300 | $384,200 | $498,400 |
| West Springfield | $220,520 | $253,150 | $293,700 | $356,150 | $440,180 |
| Wilbraham | $272,080 | $329,350 | $405,400 | $509,300 | $633,100 |
| Woronoco | $202,200 | $228,600 | $245,900 | $268,300 | $279,980 |
| Easthampton | N/A | N/A | N/A | N/A | N/A |
| South Hadley | N/A | N/A | N/A | N/A | N/A |
| Tolland | N/A | N/A | N/A | N/A | N/A |
| Worthington | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Hampden County, Massachusetts
Property tax bills in Hampden County are based on the assessed value of a home and the local tax rate set by the municipality. When a property’s market value rises, the assessed value can increase as well, which may lead to a higher bill. Homeowners in the county should also expect differences based on where they live, since local tax rates and budgets vary by city and town.
For context, the median home price in Hampden County is $287,400, and the median property tax bill can differ widely across the county. The 25th percentile bill is $3,742, while the 75th percentile is $5,793. At the high end, the 90th percentile reaches $7,944. Longmeadow has the highest median tax bill at $9,565, while Granville has the lowest at $3,652.
Compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400, many homeowners in Hampden County pay more, making property taxes a major part of housing costs.
Median Hampden County Tax Bill
$4,506
Median Massachusetts Tax Bill
$6,068
Median United States Tax Bill
$2,400
Property Tax Bills Across Hampden County, Massachusetts
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Agawam | $2,776 | $3,558 | $4,181 | $5,014 | $6,295 |
| Blandford | $2,302 | $3,041 | $3,857 | $4,950 | $6,459 |
| Bondsville | $3,037 | $3,676 | $4,415 | $5,406 | $6,666 |
| Brimfield | $3,212 | $4,072 | $5,011 | $6,233 | $7,735 |
| Chester | $2,019 | $2,996 | $3,932 | $5,503 | $7,242 |
| Chicopee | $3,047 | $3,528 | $4,051 | $4,674 | $5,535 |
| East Longmeadow | $4,699 | $5,358 | $6,465 | $8,804 | $11,420 |
| Feeding Hills | $3,743 | $4,199 | $4,872 | $5,852 | $7,200 |
| Granville | $1,678 | $2,530 | $3,652 | $4,937 | $6,184 |
| Hampden | $4,250 | $4,994 | $5,900 | $7,274 | $9,068 |
| Holland | $2,564 | $3,194 | $4,302 | $5,448 | $6,933 |
| Holyoke | $2,956 | $3,780 | $4,580 | $5,560 | $6,817 |
| Huntington | $2,581 | $3,552 | $4,723 | $5,701 | $7,338 |
| Indian Orchard | $2,852 | $3,420 | $3,970 | $4,556 | $5,246 |
| Longmeadow | $6,648 | $7,745 | $9,565 | $12,237 | $15,439 |
| Ludlow | $3,782 | $4,311 | $5,177 | $6,588 | $8,390 |
| Monson | $3,217 | $3,856 | $4,799 | $5,969 | $7,380 |
| Montgomery | $2,778 | $3,440 | $4,357 | $5,497 | $6,776 |
| Palmer | $3,340 | $4,095 | $4,971 | $6,389 | $8,100 |
| Russell | $3,637 | $4,240 | $5,287 | $6,975 | $9,047 |
| Southampton | $3,644 | $3,775 | $4,082 | $4,483 | $4,612 |
| Southwick | $3,288 | $4,073 | $5,132 | $7,173 | $9,510 |
| Springfield | $2,837 | $3,396 | $3,940 | $4,611 | $5,294 |
| Thorndike | $3,409 | $3,940 | $4,840 | $5,511 | $6,141 |
| Three Rivers | $3,430 | $3,898 | $4,490 | $5,303 | $6,057 |
| Wales | $2,432 | $3,143 | $4,190 | $5,391 | $6,614 |
| Westfield | $3,599 | $4,074 | $4,702 | $5,811 | $7,557 |
| West Springfield | $3,278 | $3,765 | $4,367 | $5,295 | $6,546 |
| Wilbraham | $4,868 | $5,889 | $7,249 | $9,106 | $11,320 |
| Woronoco | $3,701 | $4,183 | $4,500 | $4,910 | $5,124 |
| Easthampton | N/A | N/A | N/A | N/A | N/A |
| South Hadley | N/A | N/A | N/A | N/A | N/A |
| Tolland | N/A | N/A | N/A | N/A | N/A |
| Worthington | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 1 |
Links | |
|---|---|
| Hampden Tax Assessor | |
| Website | www.springfield-ma.gov |