Celina, Mercer County, Ohio Property Taxes
Median Celina, OH effective property tax rate: 1.62%, significantly higher than the national median of 1.02%, but lower than the Ohio state median of 1.80%.
Median Celina, OH home value: $111,100
Median annual Celina, OH tax bill: $1,813, $587 lower than the national median property tax bill of $2,400.
How are property taxes in Mercer calculated?
Property taxes in Celina, OH are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Celina’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Celina, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Celina, Mercer County, Ohio Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.62%
Estimate Property Tax Bill
$1,800
$1,670
Property Tax Rates Across Celina, Mercer County, Ohio
Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Celina’s effective property tax rate to other cities in Ohio and the median property tax rates in Ohio and the U.S.
Celina, located in Mercer County, exhibits a property tax rate of 1.62%, which is higher than the national median property tax rate of 1.02%. This indicates that homeowners in Celina may face a higher property tax burden compared to many other areas across the country. When considering property taxes, understanding these rates is crucial for budgeting and financial planning. Celina’s rate aligns with the highest and lowest median tax rates within its region, reflecting a consistent approach across Mercer County. This consistency can provide a level of predictability for residents and potential property buyers in the area.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Celina Tax Rate
1.62%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mercer County Tax Rate
1.53%
Median Effective Ohio Tax Rate
1.80%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Celina, Mercer County, Ohio
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
45822 | 1.35% | 1.58% | 1.62% | 1.65% | 1.68% |
Source: Ownwell
Property Tax Assessment Values Across Celina, Mercer County, Ohio
When examining property taxes in Celina, Ohio, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Mercer County Auditor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Mercer County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Celina. For example, the median home price in Celina is $111,100, with tax bills ranging significantly across the county. 45822 has the highest median home price at $111,100.
Property Tax Assessment Values Across Celina, Mercer County, Ohio
Source: Ownwell

$75,700
$158,050
$240,400
Median Celina Market Value
$111,100
Median Mercer County Market Value
$129,600
Median Ohio Market Value
$133,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Celina, Mercer County, Ohio
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
45822 | $2,100 | $55,900 | $111,100 | $170,800 | $236,110 |
Source: Ownwell
Property Tax Bills Across Celina, Mercer County, Ohio
Median Celina Tax Bill
$1,813
Median Mercer County Tax Bill
$1,932
Median Ohio Tax Bill
$2,396
Median United States Tax Bill
$2,400
Property Tax Bills Across Celina, Mercer County, Ohio
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
45822 | $204 | $1,098 | $1,813 | $2,759 | $3,824 |
Source: Ownwell