Sparta, White County, Tennessee Property Taxes

Name: Property Tax Bills Across Sparta, White County, Tennessee
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Sparta, TN effective property tax rate: 0.51%, significantly lower than the national median of 1.02%, but lower than the Tennessee state median of 0.64%.
Median Sparta, TN home value: $114,150
Median annual Sparta, TN tax bill: $630, $1,770 lower than the national median property tax bill of $2,400.

How are property taxes in White County calculated?

Property taxes in Sparta, TN are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Sparta’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Sparta, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Sparta, White County, Tennessee Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.51%

Estimate Property Tax Bill

$582

$540

Ownwell’s Sparta Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Sparta with just two data points. By entering your property's estimated assessed value, our calculator applies Sparta’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in White County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Sparta, White County, Tennessee

Local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Sparta’s effective property tax rate to other cities in Tennessee and the median property tax rates in Tennessee and the U.S.

Property Tax Rates Across Sparta, White County, Tennessee

Source: Ownwell

0.51%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Sparta Tax Rate

0.51%

Median Effective White County Tax Rate

0.51%

Median Effective Tennessee Tax Rate

0.64%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Sparta, White County, Tennessee

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
38583	0.51%	0.51%	0.51%	0.51%	0.74%

Source: Ownwell

Property Tax Assessment Values Across Sparta, White County, Tennessee

When examining property taxes in Sparta, TN, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The White County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In White County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Sparta. For example, the median home price in Sparta is $114,150, with tax bills ranging significantly across the county. The 38583 zip code has the highest median home price at $114,150.

Property Tax Assessment Values Across Sparta, White County, Tennessee

Source: Ownwell

$88,000

$107,350

$126,700

Median Sparta Market Value

$114,150

Median White County Market Value

$113,300

Median Tennessee Market Value

$173,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Sparta, White County, Tennessee

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
38583	$33,270	$69,700	$114,150	$173,000	$249,500

Source: Ownwell

Property Tax Bills Across Sparta, White County, Tennessee

In Sparta, White County, TN, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The local tax rate is then applied to this assessed value to determine the annual tax bill. Homeowners in Sparta experience a range of tax bills, with the 25th percentile at $390 and the 75th percentile at $946, indicating varied tax burdens across the community. Despite the highest median tax bill being $630, this figure is significantly lower than the national median property tax bill of $2400, reflecting a more affordable tax environment for Sparta residents. However, even with lower tax bills, homeowners can still benefit from potential savings. Ownwell specializes in property tax appeal services, helping homeowners ensure their property is accurately assessed and uncovering potential exemptions. By leveraging Ownwell's expertise, homeowners can potentially reduce their tax bills, ensuring they only pay what is fair and equitable.

Property Tax Bills Across Sparta, White County, Tennessee

Source: Ownwell

$444

$541

$638

Median Sparta Tax Bill

$630

Median White County Tax Bill

$619

Median Tennessee Tax Bill

$1,206

Median United States Tax Bill

$2,400

Property Tax Bills Across Sparta, White County, Tennessee

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
38583	$182	$390	$630	$946	$1,380

Source: Ownwell