Property Taxes in Arizona
Property Taxes in Arizona
Median Arizona effective property tax rate: 0.51%, significantly lower than the national median of 1.02%.
Median Arizona home value: $327,500
Median annual Arizona tax bill: $1,695, $705 lower than the national median property tax bill of $2,400.
How are property taxes in Arizona calculated?
Property taxes in Arizona are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you are in Arizona, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Arizona Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.51%
Estimate Property Tax Bill
$1,670
$1,550
$774
Average Annual Tax Savings
How Does the Arizona Property Tax Calculator Work?
Use this Arizona property tax calculator to estimate your annual tax bill with just your property's assessed value. Our calculator applies Arizona's median effective tax rate of 0.51% to generate a realistic estimate of what you'll owe — or what you could save.
Enter your property's estimated assessed value — the value your county assessor uses to calculate your bill, which is typically lower than market value after exemptions. Our calculator applies Arizona's median effective tax rate (actual tax bills divided by assessor's market value), which accounts for exemptions and provides a more accurate estimate than the statutory millage rate alone.
Note: your assessed value is determined by your county and reflects any exemptions you already have. Arizona's median property tax bill is $1,695, compared with the national median property tax bill of $2,400. For a more localized estimate, scroll down to explore county and city-level trends, where Pima County has the highest median tax bill at $2,206 and Greenlee County has the lowest at $332, a difference of $705.
If your estimate is higher than expected, Ownwell can review your assessment and protest on your behalf. Arizona homeowners who protested with Ownwell saved an average of $774 per year.
Property Tax Rates Across Arizona
What Are Effective Property Tax Rates in Arizona?
Local government entities set tax rates, which can vary widely across Arizona. Each county estimates its required budget to fund public services and divides that by the total assessed value of all taxable property in its jurisdiction. This calculation produces the effective tax rate.
Below, compare any Arizona county's effective rate to other counties in the state or the national median of 1.02%.
For instance, Cochise County has the highest effective property tax rate in Arizona at 0.87%, while Apache County has the lowest at 0.45%.
Our median effective rate (your actual tax bill divided by the assessor's market value) accounts for all exemptions and deductions, making it more accurate than the general statutory millage rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Arizona Tax Rate
0.51%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Arizona
| County | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apache | 0.24% | 0.32% | 0.45% | 0.63% | 0.82% |
| Cochise | 0.64% | 0.69% | 0.87% | 1.06% | 1.26% |
| Coconino | 0.36% | 0.41% | 0.48% | 0.57% | 0.70% |
| Gila | 0.41% | 0.52% | 0.63% | 0.76% | 0.95% |
| Graham | 0.37% | 0.46% | 0.52% | 0.60% | 0.69% |
| Greenlee | 0.20% | 0.35% | 0.52% | 0.73% | 0.83% |
| La Paz | 0.46% | 0.60% | 0.79% | 1.02% | 1.18% |
| Maricopa | 0.28% | 0.37% | 0.46% | 0.56% | 0.67% |
| Mohave | 0.15% | 0.19% | 0.25% | 0.34% | 0.47% |
| Navajo | 0.27% | 0.41% | 0.51% | 0.60% | 0.66% |
| Pima | 0.60% | 0.73% | 0.85% | 0.98% | 1.10% |
| Pinal | 0.37% | 0.45% | 0.58% | 0.74% | 0.90% |
| Santa Cruz | 0.59% | 0.69% | 0.81% | 0.96% | 1.10% |
| Yavapai | 0.29% | 0.35% | 0.46% | 0.55% | 0.66% |
| Yuma | 0.47% | 0.60% | 0.70% | 0.83% | 0.95% |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Arizona
Understanding the distinction between "market value" and "assessed value" is crucial when examining property taxes in Arizona.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market. Location, property condition, and economic market trends often influence it. Each Arizona county assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Arizona, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the end of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. Arizona’s median property tax bill is $1,695, below the national median property tax bill of $2,400. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Arizona.
For example, Coconino has the highest median home price at $423,156.
Median Arizona Market Value
$327,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Arizona
| County | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apache | $13,587 | $43,001 | $114,855 | $227,223 | $368,765 |
| Cochise | $34,820 | $72,140 | $135,808 | $218,009 | $306,204 |
| Coconino | $43,267 | $184,049 | $423,156 | $623,936 | $887,321 |
| Gila | $61,907 | $118,844 | $246,900 | $405,248 | $628,917 |
| Graham | $32,462 | $81,226 | $164,520 | $242,044 | $332,236 |
| Greenlee | $16,495 | $39,140 | $58,638 | $102,945 | $167,956 |
| La Paz | $12,024 | $30,859 | $80,506 | $187,140 | $381,021 |
| Maricopa | $229,600 | $292,000 | $369,000 | $505,600 | $719,800 |
| Mohave | $42,151 | $93,678 | $231,208 | $371,334 | $536,217 |
| Navajo | $51,595 | $119,496 | $241,886 | $401,298 | $609,971 |
| Pima | $95,035 | $193,311 | $261,407 | $361,526 | $511,202 |
| Pinal | $72,983 | $194,128 | $273,961 | $356,422 | $458,896 |
| Santa Cruz | $86,486 | $129,201 | $175,032 | $270,537 | $409,082 |
| Yavapai | $85,304 | $219,611 | $363,523 | $532,282 | $797,866 |
| Yuma | $18,391 | $76,895 | $178,318 | $257,226 | $352,428 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Arizona
How much are property tax bills across Arizona?
Property tax bills in Arizona are calculated by multiplying the property's assessed value by the local effective tax rate. The assessed value is determined by the county assessor and reflects the market value of the property minus any applicable exemptions. Arizona homeowners face varying tax obligations depending on their location. The median tax bill in Pima County is $2,206.00, while homeowners in Greenlee County pay a median of $332.00.
Factors including property size, recent improvements, and neighborhood comparables all influence the final assessed value, and therefore the tax bill. Understanding these factors helps property owners evaluate their assessment accuracy and identify whether an appeal may be warranted. Ownwell can help homeowners save on their property tax bills.
Median Arizona Tax Bill
$1,695
Median United States Tax Bill
$2,400
Property Tax Bills Across Arizona
| County | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apache | $78 | $219 | $450 | $858 | $1,602 |
| Cochise | $151 | $498 | $1,018 | $1,618 | $2,452 |
| Coconino | $263 | $965 | $1,958 | $2,910 | $4,259 |
| Gila | $383 | $755 | $1,468 | $2,511 | $3,965 |
| Graham | $168 | $410 | $815 | $1,222 | $1,690 |
| Greenlee | $70 | $163 | $332 | $495 | $751 |
| La Paz | $107 | $258 | $583 | $1,173 | $2,305 |
| Maricopa | $711 | $1,155 | $1,779 | $2,647 | $3,861 |
| Mohave | $197 | $345 | $598 | $917 | $1,373 |
| Navajo | $220 | $508 | $1,066 | $2,042 | $3,278 |
| Pima | $787 | $1,376 | $2,206 | $3,306 | $4,642 |
| Pinal | $375 | $921 | $1,507 | $2,235 | $3,061 |
| Santa Cruz | $554 | $912 | $1,364 | $2,346 | $3,760 |
| Yavapai | $407 | $845 | $1,568 | $2,391 | $3,497 |
| Yuma | $150 | $486 | $1,094 | $1,762 | $2,575 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Want to lower your Arizona property taxes?
How Can I Lower My Property Taxes in Arizona?
Looking to reduce your Arizona property taxes? Ownwell is the leading property tax appeal company in Arizona. We specialize in helping Arizona property owners lower their taxes by working directly with county appraisal districts across the state each year.
Through our tax monitoring service and proprietary software, we collect everything needed to maximize your tax reductions. We navigate the complexities of Arizona property tax appeals and identify the primary exemptions so you don't have to.
Whether you're a homeowner, a real estate investor, or an asset manager, our local Arizona team at Ownwell has the expertise to assess your current situation and identify strategic opportunities to reduce your tax burden.
By handling the appeal process from start to finish, we simplify the procedure and enhance your chances of a favorable outcome.
Property Tax Appeals in Arizona
How Do I Appeal My Property Tax Assessment in Arizona?
Homeowners in Arizona who believe their property tax assessment is too high can appeal the decision through an informal and formal appeal process. Arizona’s median property tax rate is 0.51%, well below the national median property tax rate of 1.02%, and the state’s median bill is also lower than the national median property tax bill of $2400.
Step 1 — Review your assessment notice: Each year, the county assessor mails a Notice of Assessed Value. Review this carefully for accuracy in square footage, property characteristics, and comparable sales used.
Step 2 — File an appeal: Submit a formal appeal to the county assessor by the deadline — typically in the spring. Include evidence such as recent comparable sales, a recent appraisal, or documentation of property condition issues.
Step 3 — Informal review: Most counties offer an informal meeting with an appraiser before the formal hearing. This is often where reductions are secured.
Step 4 — Formal hearing: If no agreement is reached, your case proceeds to the State Board of Equalization, an independent panel that hears evidence from both the homeowner and the county.
How does Ownwell help?
Ownwell handles every step of this process, from filing to the formal hearing, so you don't overpay.
Exemptions in Arizona
What property tax exemption programs are available in Arizona?
Arizona homeowners may qualify for several property tax exemption programs, with the most important being the primary residence exemption for a homeowner’s main home. This exemption is designed to reduce the taxable value of an owner-occupied residence, and it is especially valuable for people who live in the property as their permanent home. Arizona also offers exemptions for certain disabled veterans, widows and widowers, and persons with disabilities, each with its own eligibility rules. These programs are separate from one another, so homeowners should review each one carefully to see which applies.
Who is eligible for Arizona property tax exemptions?
Eligibility depends on the exemption type. Primary residence exemptions are generally tied to owner-occupied homes, while veteran, disability, and survivor exemptions require proof of qualifying status.
How do homeowners apply for exemptions in Arizona?
Homeowners usually apply through their county assessor and must submit the required documentation by the deadline. Because exemption rules can vary by county and by program, it helps to confirm what records are needed before filing.
How can Ownwell help?
Ownwell can help homeowners identify which Arizona property tax exemptions they may qualify for, gather the right documents, and file accurately so they do not miss out on savings.
Available Exemptions
Disabled
Non-Profit