Hot Springs, Garland County, Arkansas Property Taxes
Property Taxes in Hot Springs, Arkansas
Median Hot Springs, Arkansas effective property tax rate: 0.90%, significantly lower than the national median of 1.02%, and higher than the Arkansas state median of 0.81%.
Median Hot Springs, Arkansas home value: $72,450
Median annual Hot Springs, Arkansas tax bill: $623, $1,777 lower than the national median property tax bill of $2,400.
How are property taxes in Garland calculated?
Property taxes in Hot Springs, Arkansas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Hot Springs's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hot Springs, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Hot Springs, Garland County, Arkansas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.9%
Estimate Property Tax Bill
$652
$605
How Does the Hot Springs Property Tax Calculator Work?
Use this Hot Springs property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Hot Springs' median effective tax rate of 0.90% — based on actual property records in Garland County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Hot Springs' median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Hot Springs: rates range from 0.90% in 71913 to 0.90% in 71913, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Hot Springs.
About Hot Springs Property Taxes
About Property Taxes in Hot Springs, Garland, Arkansas
Hot Springs' median effective property tax rate of 0.90% is lower than the Arkansas state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Garland County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Hot Springs. Homeowners in the 71913 ZIP code carry a median effective rate of 0.90%, while those in the same ZIP code pay 0.90%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Garland County. Understanding which part of Hot Springs you live in can make a meaningful difference to your annual tax bill.
Hot Springs homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the August 17, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Hot Springs, Garland County, Arkansas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Hot Springs's effective property tax rate to other cities in Arkansas and the median property tax rates in Arkansas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hot Springs Tax Rate
0.90%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Garland County Tax Rate
0.63%
Median Effective Arkansas Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Hot Springs, Garland County, Arkansas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 71913 | 0.74% | 0.90% | 0.90% | 0.90% | 0.90% |
| 71901 | N/A | N/A | N/A | N/A | N/A |
| 71909 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Hot Springs, Garland County, Arkansas
When examining property taxes in Hot Springs, Arkansas, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Garland County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Garland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of spring.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hot Springs.
For example, the median home price in Hot Springs is $72,450, with tax bills ranging significantly across the county. 71913 has the highest median home price at $129,300.
Property Tax Assessment Values Across Hot Springs, Garland County, Arkansas
Source: Ownwell
$43,575
$114,388
$185,200
Median Hot Springs Market Value
$72,450
Median Garland County Market Value
$163,450
Median Arkansas Market Value
$118,750
Median United States Market Value
$235,294
Property Tax Assessment Values Across Hot Springs, Garland County, Arkansas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 71913 | $6,650 | $21,525 | $129,300 | $154,575 | $210,265 |
| 71901 | N/A | N/A | N/A | N/A | N/A |
| 71909 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Hot Springs, Garland County, Arkansas
Property tax bills in Hot Springs are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the property tax rate to that assessed value, which is influenced by the home’s characteristics, location, and any applicable exemptions. For homeowners, this means the tax bill can change when a property’s assessed value changes or when local tax rates are adjusted.
In Hot Springs, the median home price is $72,450, and the median tax bill is $1,123 in ZIP code 71913. That amount sits below the national median property tax bill of $2,400, showing that many homeowners in the area pay less than the typical U.S. homeowner. Still, bills can vary widely, with the 25th percentile at $87 and the 75th percentile at $1,395. For homeowners, understanding how assessed value and local rates work is key to anticipating property tax costs and spotting potential savings.
Median Hot Springs Tax Bill
$623
Median Garland County Tax Bill
$905
Median Arkansas Tax Bill
$870
Median United States Tax Bill
$2,400
Property Tax Bills Across Hot Springs, Garland County, Arkansas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 71913 | $64 | $157 | $1,123 | $1,397 | $1,893 |
| 71901 | N/A | N/A | N/A | N/A | N/A |
| 71909 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 17 |
Links | |
|---|---|
| Garland Tax Assessor | |
| Website | www.actdatascout.com |