Loma, Mesa County, Colorado Property Taxes

Name: Property Tax Bills Across Loma, Mesa County, Colorado
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Loma, CO effective property tax rate: 0.49%, significantly lower than the national median of 1.02%, but lower than the Colorado state median of 0.55%.
Median Loma, CO home value: $246,500
Median annual Loma, CO tax bill: $1,154, $1,246 lower than the national median property tax bill of $2,400.

How are property taxes in Mesa County calculated?

Property taxes in Loma, CO are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Loma’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Loma, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Loma, Mesa County, Colorado Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.47%

Estimate Property Tax Bill

$1,296

$1,203

Ownwell’s Loma Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Loma with just two data points. By entering your property's estimated assessed value, our calculator applies Loma’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Mesa County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Loma, Mesa County, Colorado

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Loma’s effective property tax rate to other cities in Colorado and the median property tax rates in Colorado and the U.S.

Property Tax Rates Across Loma, Mesa County, Colorado

Source: Ownwell

0.25%

0.40%

0.55%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Loma Tax Rate

0.47%

Median Effective Mesa County Tax Rate

0.47%

Median Effective Colorado Tax Rate

0.50%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Loma, Mesa County, Colorado

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
81524	0.38%	0.46%	0.47%	0.47%	0.47%

Source: Ownwell

Property Tax Assessment Values Across Loma, Mesa County, Colorado

When examining property taxes in Loma, Colorado, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Mesa County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Mesa County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Loma. For example, the median home price in Loma is $246,500, with tax bills ranging significantly across the county. The 81524 zip code has the highest median home price at $246,500.

Property Tax Assessment Values Across Loma, Mesa County, Colorado

Source: Ownwell

$19,800

$245,393

$470,985

Median Loma Market Value

$275,810

Median Mesa County Market Value

$289,400

Median Colorado Market Value

$519,879

Median United States Market Value

$235,294

Property Tax Assessment Values Across Loma, Mesa County, Colorado

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
81524	$15,215	$119,150	$275,810	$532,380	$689,430

Source: Ownwell

Property Tax Bills Across Loma, Mesa County, Colorado

In Loma, Mesa County, Colorado, property tax bills are calculated based on the assessed value of a property, which is a percentage of its market value. Colorado employs a residential assessment rate, which is currently set at 7.15%. This rate is applied to the market value to determine the assessed value. The property tax rate is then applied to this assessed value to calculate the tax bill. Homeowners in Loma face a median tax bill of $1,154, which is below the national median property tax bill of $2,400. Factors such as property improvements and market fluctuations can affect a home's assessed value, impacting the overall tax bill. Ownwell provides expert property tax appeal and exemption services, helping homeowners potentially reduce their tax bills by ensuring their properties are not over-assessed. By leveraging local market data and understanding state-specific tax regulations, Ownwell can effectively advocate on behalf of homeowners, aiming to secure savings and ease the financial burden of property taxes.

Property Tax Bills Across Loma, Mesa County, Colorado

Source: Ownwell

$209

$1,170

$2,130

Median Loma Tax Bill

$1,392

Median Mesa County Tax Bill

$1,410

Median Colorado Tax Bill

$2,732

Median United States Tax Bill

$2,400

Property Tax Bills Across Loma, Mesa County, Colorado

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
81524	$94	$592	$1,392	$2,378	$3,136

Source: Ownwell