Westbrook, Middlesex County, Connecticut Property Taxes
Median Westbrook, CT effective property tax rate: 2.13%, significantly higher than the national median of 1.02%, but lower than the Connecticut state median of 3.14%.
Median Westbrook, CT home value: $257,870
Median annual Westbrook, CT tax bill: $5,500, $3,100 higher than the national median property tax bill of $2,400.
How are property taxes in Middlesex calculated?
Property taxes in Westbrook, CT are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Westbrook’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Westbrook, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Westbrook, Middlesex County, Connecticut Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.13%
Estimate Property Tax Bill
$5,493
$5,097
Property Tax Rates Across Westbrook, Middlesex County, Connecticut
Local government entities determine tax rates, which can differ significantly within a state. This is because each county annually calculates its budget needs for services and divides this by the total value of all taxable property in its area, resulting in the property tax rate. Though votes and legislation play roles in setting tax rates and budgets, this is essentially the process each year.
In Westbrook, located in Middlesex County, the effective property tax rate is notably higher than both the state and national medians. With a median property tax rate of 2.13%, Westbrook's rate is more than double the national median of 1.02%. This places a considerable tax burden on property owners compared to the national average. In contrast, the median property tax bill across the U.S. is approximately $2,400, highlighting the disparity faced by residents in this Connecticut town. Understanding these differences is crucial for property owners considering tax appeal and exemption services, as navigating such high rates can significantly impact financial planning and property investment decisions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Westbrook Tax Rate
2.13%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Middlesex County Tax Rate
2.98%
Median Effective Connecticut Tax Rate
3.14%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Westbrook, Middlesex County, Connecticut
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 06498 | 2.13% | 2.13% | 2.13% | 2.13% | 2.13% |
Source: Ownwell
Property Tax Assessment Values Across Westbrook, Middlesex County, Connecticut
When examining property taxes in Westbrook, CT, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Middlesex County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Middlesex County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Westbrook.
For example, the median home price in Westbrook is $257,870, with tax bills ranging significantly across the county. Zip code 06498 has the highest median home price at $257,870.
Property Tax Assessment Values Across Westbrook, Middlesex County, Connecticut
Source: Ownwell
$168,345
$257,873
$347,400
Median Westbrook Market Value
$257,870
Median Middlesex County Market Value
$200,100
Median Connecticut Market Value
$189,900
Median United States Market Value
$235,294
Property Tax Assessment Values Across Westbrook, Middlesex County, Connecticut
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 06498 | $129,920 | $191,810 | $257,870 | $348,130 | $521,580 |
Source: Ownwell
Property Tax Bills Across Westbrook, Middlesex County, Connecticut
In Westbrook, CT, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The local tax rate is applied to this assessed value to determine the annual tax bill. Homeowners in Westbrook face a median property tax bill of $5,500, significantly higher than the national median of $2,400. Factors such as property size, location, and improvements can influence the assessed value, thus affecting the tax bill. With tax bills ranging from $4,102 at the 25th percentile to $11,219 at the 90th percentile, homeowners can experience substantial variations.
Ownwell assists homeowners by identifying potential savings on property tax bills through appeals and exemptions. By analyzing property assessments and market data, Ownwell can challenge over-assessments and ensure fair taxation. This service not only helps reduce the financial burden on homeowners but also ensures they are not overpaying on their property taxes, providing peace of mind and potential savings.
Property Tax Bills Across Westbrook, Middlesex County, Connecticut
Source: Ownwell
$4,353
$8,440
$12,527
Median Westbrook Tax Bill
$5,500
Median Middlesex County Tax Bill
$5,804
Median Connecticut Tax Bill
$6,162
Median United States Tax Bill
$2,400
Property Tax Bills Across Westbrook, Middlesex County, Connecticut
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 06498 | $2,825 | $4,102 | $5,500 | $7,440 | $11,219 |
Source: Ownwell