Elgin, Dupage County, Illinois Property Taxes
Property Taxes in Elgin, Illinois
Median Elgin, Illinois effective property tax rate: 2.15%, significantly lower than the national median of 1.02%, and lower than the Illinois state median of 2.33%.
Median Elgin, Illinois home value: $319,260
Median annual Elgin, Illinois tax bill: $6,849, higher than the national median property tax bill of $2,400.
How are property taxes in DuPage calculated?
Property taxes in Elgin, Illinois are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Elgin's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Elgin, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Elgin, Dupage County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.15%
Estimate Property Tax Bill
$6,864
$6,370
How Does the Elgin Property Tax Calculator Work?
Use this Elgin property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Elgin's median effective tax rate of 2.15% — based on actual property records in DuPage County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Elgin's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Elgin: rates range from local differences in school district levies and assessment districts, which can affect the final amount you owe.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Elgin.
About Elgin Property Taxes
About Property Taxes in Elgin, DuPage, Illinois
Elgin's median effective property tax rate of 2.15% is lower than the Illinois state median of 2.33% and higher than the national median of 1.02%. This rate reflects the DuPage County base levy combined with local school district levies and special service areas that vary by subdivision throughout the city.
Property tax rates are not uniform across Elgin. Homeowners in the highest ZIP code carry a median effective rate of 2.15%, while those in the lowest pay 2.15%. This spread reflects how school district boundaries and local assessment districts are drawn across DuPage County. Understanding which part of Elgin you live in can make a meaningful difference to your annual tax bill.
Elgin homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Elgin, Dupage County, Illinois
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Elgin's effective property tax rate to other cities in Illinois and the median property tax rates in Illinois and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Elgin Tax Rate
2.15%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Dupage County Tax Rate
2.16%
Median Effective Illinois Tax Rate
2.33%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Elgin, Dupage County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 60120 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Elgin, Dupage County, Illinois
When examining property taxes in Elgin, Illinois, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The DuPage County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In DuPage County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Elgin.
For example, the median home price in Elgin is $319,260, with tax bills ranging significantly across the county. The median property tax bill is $6,849, compared with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Property Tax Assessment Values Across Elgin, Dupage County, Illinois
Source: Ownwell
$70,860
$450,405
$829,950
Median Elgin Market Value
$319,260
Median Dupage County Market Value
$340,350
Median Illinois Market Value
$227,888
Median United States Market Value
$235,294
Property Tax Assessment Values Across Elgin, Dupage County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 60120 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Elgin, Dupage County, Illinois
How Are Property Tax Bills Calculated in Elgin?
Property tax bills in Elgin are based on the assessed value of a home and the local tax rates set by taxing authorities. The assessed value is a key factor because it determines how much of the property’s market value is subject to taxation. In DuPage County, the property tax bill is influenced by the home’s value, local levies, and the overall tax rate applied to that assessment.
For a home with a median value of $319,260, the property tax bill is $6,849, which is well above the national median property tax bill of $2,400. That means homeowners in Elgin often face a heavier tax burden than many homeowners nationwide.
Because property taxes are tied to value and local budgets, changes in home value or tax rates can affect what homeowners owe each year. For many homeowners, understanding how the bill is calculated is important for budgeting and for knowing whether the assessed value reflects the home’s market value.
Median Elgin Tax Bill
$6,849
Median Dupage County Tax Bill
$7,578
Median Illinois Tax Bill
$5,277
Median United States Tax Bill
$2,400
Property Tax Bills Across Elgin, Dupage County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 60120 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | September 12 |
Links | |
|---|---|
| DuPage Tax Assessor | |
| Website | propertylookup.dupagecounty.gov |