Chelsea, Kennebec County, Maine Property Taxes

Name: Property Tax Bills Across Chelsea, Kennebec County, Maine
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Chelsea, ME effective property tax rate: 1.69%, significantly higher than the national median of 1.02%, but lower than the Maine state median of 1.57%.
Median Chelsea, ME home value: $136,192
Median annual Chelsea, ME tax bill: $2,303, $97 lower than the national median property tax bill of $2,400.

How are property taxes in Kennebec calculated?

Property taxes in Chelsea, ME are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Chelsea’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Chelsea, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Chelsea, Kennebec County, Maine Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.52%

Estimate Property Tax Bill

$2,624

$2,435

Ownwell’s Chelsea Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Chelsea with just two data points. By entering your property's estimated assessed value, our calculator applies Chelsea’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Kennebec. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Chelsea, Kennebec County, Maine

Local government entities set tax rates, which can vary widely within a state. This variation is primarily because each county estimates its required budget to provide services annually and divides that by the total value of all taxable property within its jurisdiction. This calculation determines the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is the annual process in a nutshell. In Chelsea, located in Kennebec County, the effective property tax rate is 1.69%, which is higher than the national median property tax rate of 1.02%. In comparison to other cities in Maine, Chelsea's tax rate is quite notable. The median property tax rate in Maine aligns with Chelsea's rate, indicating uniformity within the state. This rate is also the highest and lowest median tax rate within the zip code 04330. Understanding these rates can help property owners anticipate their tax obligations and explore potential savings through appeals or exemptions.

Property Tax Rates Across Chelsea, Kennebec County, Maine

Source: Ownwell

0.80%

1.68%

2.56%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Chelsea Tax Rate

1.52%

Median Effective Kennebec County Tax Rate

1.66%

Median Effective Maine Tax Rate

1.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Chelsea, Kennebec County, Maine

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
04330	1.52%	1.52%	1.52%	1.52%	1.52%

Source: Ownwell

Property Tax Assessment Values Across Chelsea, Kennebec County, Maine

When examining property taxes in Chelsea, ME, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Kennebec County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Kennebec County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Chelsea.

For example, the median home price in Chelsea is $136,192, with tax bills ranging significantly across the county. Zip code 04330 has the highest median home price at $136,192.

Property Tax Assessment Values Across Chelsea, Kennebec County, Maine

Source: Ownwell

$58,800

$221,350

$383,900

Median Chelsea Market Value

$172,626

Median Kennebec County Market Value

$174,800

Median Maine Market Value

$242,800

Median United States Market Value

$235,294

Property Tax Assessment Values Across Chelsea, Kennebec County, Maine

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
04330	$83,065	$125,389	$172,626	$228,629	$293,160

Source: Ownwell

Property Tax Bills Across Chelsea, Kennebec County, Maine

In Chelsea, located in Kennebec County, ME, property tax bills are determined by multiplying the assessed value of a home by the local tax rate. The median home price in Chelsea is $136,192, and the tax rate is applied to this assessed value to calculate the tax bill. Factors such as the home's location, size, and condition influence the assessed value, which in turn affects the property tax bill. Homeowners in Chelsea face a median property tax bill that is slightly below the national median of $2,400. However, tax bills can vary significantly, with the 25th percentile at $1,687 and the 90th percentile reaching $3,909. With such variability, homeowners can benefit from professional assistance to ensure they are not overpaying. Ownwell offers expert property tax consulting services, helping homeowners navigate the appeals process and secure exemptions where applicable. By leveraging Ownwell's expertise, homeowners can potentially reduce their property tax bills and achieve significant savings.

Property Tax Bills Across Chelsea, Kennebec County, Maine

Source: Ownwell

$1,235

$2,959

$4,682

Median Chelsea Tax Bill

$2,624

Median Kennebec County Tax Bill

$2,961

Median Maine Tax Bill

$3,569

Median United States Tax Bill

$2,400

Property Tax Bills Across Chelsea, Kennebec County, Maine

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
04330	$1,263	$1,906	$2,624	$3,475	$4,456

Source: Ownwell