Property Taxes in Mc Henry, Maryland
Median Mc Henry, Maryland effective property tax rate: 0.96%, significantly lower than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median Mc Henry, Maryland home value: $537,800
Median annual Mc Henry, Maryland tax bill: $5,009, $2,609 higher than the national median property tax bill of $2,400.
How are property taxes in Garrett County calculated?
Property taxes in Mc Henry, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Mc Henry's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Mc Henry, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Mc Henry Property Tax Calculator Work?
Use this Mc Henry property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Mc Henry's median effective tax rate of 0.96% — based on actual property records in Garrett County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Mc Henry's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Mc Henry: rates range from 0.96% in 21541 to 0.96% in 21541, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Mc Henry.
About Mc Henry Property Taxes
About Property Taxes in Mc Henry, Garrett, Maryland
Mc Henry's median effective property tax rate of 0.96% is lower than the Maryland state median of 1.21% and lower than the national median of 1.02%. This rate reflects the Garrett County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Mc Henry. Homeowners in the 21541 ZIP code carry a median effective rate of 0.96%, while those in the same ZIP code pay 0.96%. This spread reflects how school district boundaries and local assessment districts are drawn across Garrett County. Understanding which part of Mc Henry you live in can make a meaningful difference to your annual tax bill.
Mc Henry homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Mc Henry, Garrett County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Mc Henry's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mc Henry Tax Rate
0.96%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Garrett County Tax Rate
1.09%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Mc Henry, Garrett County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21541 | 0.85% | 0.92% | 0.96% | 1.02% | 1.07% |
Source: Ownwell
Property Tax Assessment Values Across Mc Henry, Garrett County, Maryland
When examining property taxes in Mc Henry, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Garrett County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Garrett County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of December.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Mc Henry is $537,800, with tax bills ranging significantly across the county. 21541 has the highest median home price at $537,800.
Property Tax Assessment Values Across Mc Henry, Garrett County, Maryland
Source: Ownwell
$41,000
$289,400
$537,800
Median Mc Henry Market Value
$537,800
Median Garrett County Market Value
$186,500
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Mc Henry, Garrett County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21541 | $197,290 | $345,000 | $537,800 | $859,150 | $1,203,360 |
Source: Ownwell
Property Tax Bills Across Mc Henry, Garrett County, Maryland
Property tax bills in Mc Henry are based on the assessed value of a home and the local tax rate set for Garrett County. When a property’s market value rises, the assessed value can increase too, which may lead to a higher tax bill. Homeowners in Mc Henry should also consider that the final bill can vary by neighborhood and ZIP code, even within the same city.
For a home with a median price of $537,800, property taxes can be a major part of annual housing costs. The median tax bill in the area is $5,009, which is above the national median property tax bill of $2,400 and reflects a higher-than-average tax burden for many homeowners. Bills can range widely, with the 25th percentile at $3,106 and the 75th percentile at $8,495, while the 90th percentile reaches $11,879. This means homeowners may face very different tax obligations depending on their home’s assessed value and location.
Median Mc Henry Tax Bill
$5,009
Median Garrett County Tax Bill
$2,092
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Mc Henry, Garrett County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21541 | $1,724 | $3,106 | $5,009 | $8,495 | $11,879 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Garrett Tax Assessor | |
| Website | sdat.dat.maryland.gov |