Howard County, Maryland Property Taxes
Median Howard County effective property tax rate: 1.04%, slightly higher than the national median of 1.02%.
Median Howard County home value: $465,650
Median annual Howard County tax bill: $4,834, $2,434 higher than the national median property tax bill of $2,400.
How are property taxes in Howard County calculated?
Property taxes in Howard County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Columbia or another part of Howard County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Howard County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.4%
Estimate Property Tax Bill
$7,106
$6,595
$1,102
Average Tax Savings
Property Tax Rates Across Howard County, Maryland
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Howard County Tax Rate
1.40%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Howard County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Brookeville | 1.07% | 1.14% | 1.20% | 1.30% | 1.36% |
| Clarksville | 1.23% | 1.31% | 1.38% | 1.49% | 1.53% |
| Columbia | 1.24% | 1.32% | 1.42% | 1.51% | 1.56% |
| Cooksville | 1.13% | 1.20% | 1.30% | 1.35% | 1.40% |
| Dayton | 1.07% | 1.19% | 1.29% | 1.35% | 1.41% |
| Elkridge | 1.17% | 1.24% | 1.31% | 1.36% | 1.40% |
| Ellicott City | 1.25% | 1.32% | 1.43% | 1.53% | 1.56% |
| Fulton | 1.23% | 1.28% | 1.36% | 1.42% | 1.44% |
| Glenelg | 1.16% | 1.22% | 1.30% | 1.40% | 1.44% |
| Glenwood | 1.07% | 1.16% | 1.24% | 1.33% | 1.38% |
| Hanover | 1.21% | 1.25% | 1.28% | 1.32% | 1.43% |
| Highland | 1.18% | 1.27% | 1.33% | 1.37% | 1.41% |
| Jessup | 1.32% | 1.39% | 1.45% | 1.50% | 1.54% |
| Laurel | 1.31% | 1.40% | 1.45% | 1.49% | 1.52% |
| Lisbon | 1.14% | 1.16% | 1.34% | 1.37% | 1.39% |
| Marriottsville | 1.39% | 1.44% | 1.45% | 1.51% | 1.57% |
| Mount Airy | 1.16% | 1.27% | 1.35% | 1.43% | 1.48% |
| Savage | 1.35% | 1.44% | 1.49% | 1.51% | 1.53% |
| Sykesville | 1.25% | 1.36% | 1.44% | 1.48% | 1.51% |
| West Friendship | 1.17% | 1.39% | 1.43% | 1.45% | 1.47% |
| Woodbine | 1.02% | 1.17% | 1.24% | 1.33% | 1.37% |
| Woodstock | 1.43% | 1.44% | 1.53% | 1.54% | 1.57% |
| Annapolis Junction | N/A | N/A | N/A | N/A | N/A |
| Simpsonville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average Howard County Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Howard County, Maryland
Property Tax Assessment Values Across Howard County, Maryland
Source: Ownwell
$378,400
$646,350
$914,300
Median Howard County Market Value
$507,600
Median Maryland Market Value
$338,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Howard County, Maryland
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Brookeville | $533,330 | $600,600 | $819,800 | $900,825 | $1,046,740 |
| Clarksville | $457,480 | $628,100 | $815,800 | $988,100 | $1,333,000 |
| Columbia | $201,000 | $316,800 | $410,800 | $537,200 | $650,100 |
| Cooksville | $398,410 | $507,250 | $729,850 | $963,900 | $1,175,720 |
| Dayton | $494,620 | $606,650 | $800,000 | $1,091,850 | $1,294,860 |
| Elkridge | $267,900 | $350,000 | $428,900 | $532,625 | $728,600 |
| Ellicott City | $332,100 | $441,600 | $575,400 | $713,650 | $873,720 |
| Fulton | $469,900 | $634,000 | $789,500 | $1,127,500 | $1,300,700 |
| Glenelg | $466,800 | $617,000 | $914,300 | $1,199,200 | $1,417,880 |
| Glenwood | $500,640 | $600,750 | $801,400 | $1,018,550 | $1,235,380 |
| Hanover | $328,860 | $450,550 | $501,400 | $560,950 | $696,860 |
| Highland | $512,310 | $597,200 | $753,350 | $1,007,925 | $1,363,030 |
| Jessup | $282,560 | $311,800 | $378,400 | $472,100 | $569,300 |
| Laurel | $223,900 | $336,400 | $470,400 | $616,700 | $746,060 |
| Lisbon | $468,220 | $507,300 | $557,100 | $666,000 | $791,980 |
| Marriottsville | $310,800 | $472,775 | $598,900 | $736,750 | $839,700 |
| Mount Airy | $380,580 | $456,700 | $579,500 | $729,100 | $904,960 |
| Savage | $305,220 | $328,900 | $389,400 | $459,300 | $528,660 |
| Sykesville | $411,980 | $481,950 | $600,200 | $764,450 | $968,660 |
| West Friendship | $464,720 | $614,500 | $739,100 | $922,400 | $1,096,400 |
| Woodbine | $455,370 | $562,550 | $701,400 | $917,375 | $1,154,910 |
| Woodstock | $293,100 | $342,100 | $513,200 | $611,400 | $782,360 |
| Annapolis Junction | N/A | N/A | N/A | N/A | N/A |
| Simpsonville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average Howard County Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Howard County, Maryland
Median Howard County Tax Bill
$7,069
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$2,400
Property Tax Bills Across Howard County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Brookeville | $6,501 | $7,549 | $9,704 | $10,603 | $12,702 |
| Clarksville | $6,998 | $8,702 | $11,652 | $13,629 | $17,406 |
| Columbia | $3,453 | $4,642 | $5,714 | $7,358 | $8,981 |
| Cooksville | $5,459 | $6,711 | $9,203 | $12,176 | $14,542 |
| Dayton | $6,734 | $7,965 | $9,923 | $12,856 | $15,989 |
| Elkridge | $3,663 | $4,552 | $5,591 | $6,757 | $9,358 |
| Ellicott City | $4,925 | $6,358 | $8,170 | $10,157 | $12,169 |
| Fulton | $7,163 | $9,004 | $11,026 | $14,657 | $16,741 |
| Glenelg | $7,148 | $8,727 | $12,266 | $15,276 | $17,521 |
| Glenwood | $6,563 | $7,520 | $9,779 | $12,449 | $15,605 |
| Hanover | $4,622 | $5,986 | $6,605 | $7,462 | $8,684 |
| Highland | $6,778 | $8,026 | $9,974 | $13,290 | $17,486 |
| Jessup | $4,292 | $4,674 | $5,469 | $6,610 | $8,041 |
| Laurel | $3,558 | $5,024 | $6,826 | $8,662 | $10,382 |
| Lisbon | $5,329 | $6,314 | $7,501 | $8,752 | $10,526 |
| Marriottsville | $5,183 | $7,286 | $8,971 | $10,812 | $12,447 |
| Mount Airy | $5,148 | $6,161 | $7,662 | $9,305 | $11,287 |
| Savage | $4,507 | $4,891 | $5,679 | $6,563 | $7,488 |
| Sykesville | $5,861 | $6,904 | $8,464 | $10,610 | $13,494 |
| West Friendship | $6,837 | $8,727 | $10,515 | $12,916 | $15,065 |
| Woodbine | $5,557 | $6,805 | $8,741 | $11,424 | $14,054 |
| Woodstock | $4,676 | $6,267 | $7,826 | $9,273 | $12,013 |
| Annapolis Junction | N/A | N/A | N/A | N/A | N/A |
| Simpsonville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average Howard County Tax Savings
Save on Your Property Taxes and More With Ownwell
Want to lower your Howard County property taxes?
Property Tax Appeals in Maryland
In Howard County, the property tax protest process offers homeowners a structured avenue to challenge their property tax assessments. Homeowners who believe their property has been over-assessed can file an appeal with the Maryland Property Tax Assessment Appeal Board. The appeal process typically begins with a written request stating the reasons for contesting the assessment. Homeowners should gather evidence such as recent sales data of comparable properties, independent appraisals, or photographs that demonstrate discrepancies in the assessment.
Once the appeal is filed, a hearing is scheduled where the homeowner presents their case before the board. During the hearing, both the homeowner and the assessor have the opportunity to present evidence and arguments. The board carefully reviews the evidence and makes a determination. Potential outcomes include a reduction, affirmation, or in some cases, an increase in the assessed value. If the homeowner is dissatisfied with the board's decision, further appeals can be made to higher levels, such as the Maryland Tax Court.
Ownwell can significantly ease the burden of the appeal process for homeowners. With a deep understanding of local property tax laws and a team of experienced professionals, Ownwell assists homeowners in preparing and filing appeals. They provide expert analysis of property assessments and compile compelling evidence to support the case. By representing homeowners during hearings, Ownwell ensures that their clients' interests are robustly advocated. With Ownwell's assistance, homeowners can navigate the complexities of the appeal process more effectively, potentially resulting in a fairer property tax assessment.
Exemptions in Maryland
Howard County offers several property tax exemption programs to help homeowners reduce their tax burden. One key exemption is the Homestead Tax Credit, which is designed for homeowners using their property as a primary residence. This program limits the annual increase in assessed value, effectively capping the amount of property tax a homeowner must pay. To qualify, homeowners must have lived in the property for at least one year and must apply through the Maryland State Department of Assessments and Taxation.
Another valuable exemption is the Senior Tax Credit, available to homeowners aged 65 or older. This credit is income-based, providing relief to seniors with limited financial resources. Eligible seniors must apply annually to benefit from this program.
Additionally, Howard County offers a Disabled Veterans Exemption, which provides significant tax relief to veterans with a service-connected disability. Veterans must provide documentation of their disability status to qualify.
Homeowners in Howard County can also explore the Maryland Homeowners’ Property Tax Credit Program, which assists low-income homeowners by setting a limit on the property taxes they must pay based on their income.
Ownwell can assist homeowners in navigating these exemption programs by providing expert guidance and support throughout the application process. By leveraging Ownwell's expertise, homeowners can ensure they receive the maximum benefits available, ultimately reducing their property tax obligations.
Available Exemptions
Disabled
Home Stead
Veteran
Solar/Wind
Non-Profit
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | January 2 |
Links | |
|---|---|
| Howard Tax Assessor | |
| Website | sdat.dat.maryland.gov |
Save Money on Your Property Taxes with Ownwell

Enter your address.
With just your address Ownwell will analyze your property expenses to find you savings using real time market data, local expertise and AI.

Answer some questions.
The more we know about your property, the more we can save you. There's no up-front costs, it's risk-free to sign up. Only pay if you save!

Unlock your savings.
We gather evidence, file all documentation, and attend hearings on your behalf year after year, so you never overpay again.