Property Taxes in Chester, Maryland
Median Chester, Maryland effective property tax rate: 0.81%, significantly lower than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median Chester, Maryland home value: $454,550
Median annual Chester, Maryland tax bill: $3,704, $1,304 higher than the national median property tax bill of $2,400.
How are property taxes in Queen Anne's calculated?
Property taxes in Chester, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Chester's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Chester, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Chester Property Tax Calculator Work?
Use this Chester property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Chester's median effective tax rate of 0.81% — based on actual property records in Queen Anne's County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Chester's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Chester: rates range from 0.81% in 21619 to 0.81% in 21619, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Chester.
About Chester Property Taxes
About Property Taxes in Chester, Queen Anne's, Maryland
Chester’s median effective property tax rate of 0.81% is lower than the Maryland state median of 1.21% and lower than the national median of 1.02%. This rate reflects the Queen Anne's County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Chester. Homeowners in the 21619 ZIP code carry a median effective rate of 0.81%, while those in 21619 pay 0.81%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Queen Anne's County. Understanding which part of Chester you live in can make a meaningful difference to your annual tax bill.
Chester homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Chester, Queen Anne's County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Chester's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chester Tax Rate
0.81%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Queen Anne's County Tax Rate
0.87%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Chester, Queen Anne's County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21619 | 0.72% | 0.77% | 0.81% | 0.85% | 0.87% |
Source: Ownwell
Property Tax Assessment Values Across Chester, Queen Anne's County, Maryland
When examining property taxes in Chester, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Queen Anne's County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Queen Anne's County, assessment notices are sent in December each year. They'll typically reach your mailbox by the middle of December.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Chester.
For example, the median home price in Chester is $454,550, with tax bills ranging significantly across the county. 21619 has the highest median home price at $454,550.
Property Tax Assessment Values Across Chester, Queen Anne's County, Maryland
Source: Ownwell
$229,700
$343,000
$456,300
Median Chester Market Value
$454,550
Median Queen Anne's County Market Value
$401,800
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Chester, Queen Anne's County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21619 | $270,250 | $331,125 | $454,550 | $675,000 | $843,430 |
Source: Ownwell
Property Tax Bills Across Chester, Queen Anne's County, Maryland
Property tax bills in Chester are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value to determine the final bill, so a higher assessment usually means a higher tax bill. For homeowners, this means property taxes can change when a home is reassessed or when local rates are adjusted.
With a median home price of $454,550, Chester homeowners often see bills that reflect the area’s relatively high property values. The median tax bill in the local ZIP code is $3,704, which is above the national median property tax bill of $2,400. Bills can vary widely, with the 25th percentile at $2,671 and the 75th percentile at $5,384, while the 90th percentile reaches $6,795.
Because property taxes are tied to assessed value, even small changes in valuation can affect what homeowners owe each year.
Median Chester Tax Bill
$3,704
Median Queen Anne's County Tax Bill
$3,593
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Chester, Queen Anne's County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21619 | $2,148 | $2,671 | $3,704 | $5,384 | $6,795 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Queen Anne's Tax Assessor | |
| Website | sdat.dat.maryland.gov |