Property Taxes in Eden, Maryland
Median Eden, Maryland effective property tax rate: 0.88%, significantly lower than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median Eden, Maryland home value: $161,300
Median annual Eden, Maryland tax bill: $1,307, $1,093 lower than the national median property tax bill of $2,400.
How are property taxes in Somerset County calculated?
Property taxes in Eden, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Eden's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Eden, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Eden Property Tax Calculator Work?
Use this Eden property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Eden's median effective tax rate of 0.88% — based on actual property records in Somerset County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Eden's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Eden: rates range from 0.88% in 21822 to 0.88% in 21822, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Eden.
About Eden Property Taxes
About Property Taxes in Eden, Somerset, Maryland
Eden’s median effective property tax rate of 0.88% is lower than the Maryland state median of 1.21% and lower than the national median of 1.02%. This rate reflects the Somerset County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Eden. Homeowners in the 21822 ZIP code carry a median effective rate of 0.88%, while those in the same ZIP also pay 0.88%. This reflects how school district boundaries and local assessment districts are drawn across Somerset County. Understanding which part of Eden you live in can make a meaningful difference to your annual tax bill.
Eden homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Eden, Somerset County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Eden's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Eden Tax Rate
0.88%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Somerset County Tax Rate
0.95%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Eden, Somerset County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21822 | 0.71% | 0.82% | 0.88% | 0.93% | 0.98% |
Source: Ownwell
Property Tax Assessment Values Across Eden, Somerset County, Maryland
When examining property taxes in Eden, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Somerset County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Somerset County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of December.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Eden, the median home price is $161,300, with the median tax bill at $1,307. The highest median home price is in 21822, also at $161,300.
Property Tax Assessment Values Across Eden, Somerset County, Maryland
Source: Ownwell
$50,700
$111,800
$172,900
Median Eden Market Value
$161,300
Median Somerset County Market Value
$142,700
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Eden, Somerset County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21822 | $76,030 | $117,125 | $161,300 | $234,175 | $337,040 |
Source: Ownwell
Property Tax Bills Across Eden, Somerset County, Maryland
Property tax bills in Eden are based on the assessed value of a home and the local property tax rate set by Somerset County and other taxing authorities. The bill is calculated by applying that rate to the home’s assessed market value, so changes in value can directly affect what a homeowner owes.
For a home with a median price of $161,300, the property tax bill can vary widely depending on location and assessment. In Eden, the 25th percentile tax bill is $1,031, while the 75th percentile is $2,042 and the 90th percentile is $2,905. The median tax bill is $1,307, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.
Because property taxes are tied to assessed value, homeowners with higher-valued properties or higher local rates may pay more. This makes the tax bill an important part of the cost of owning a home in Eden.
Median Eden Tax Bill
$1,307
Median Somerset County Tax Bill
$1,326
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Eden, Somerset County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21822 | $686 | $1,031 | $1,307 | $2,042 | $2,905 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Somerset Tax Assessor | |
| Website | sdat.dat.maryland.gov |