Property Taxes in Dameron, Maryland
Median Dameron, Maryland effective property tax rate: 0.94%, significantly lower than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median Dameron, Maryland home value: $410,200
Median annual Dameron, Maryland tax bill: $3,838, $1,438 higher than the national median property tax bill of $2,400.
How are property taxes in St. Mary's calculated?
Property taxes in Dameron, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Dameron's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Dameron, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Dameron Property Tax Calculator Work?
Use this Dameron property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Dameron's median effective tax rate of 0.94% — based on actual property records in St. Mary's County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Dameron's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Dameron: rates range from 0.94% in 20628 to 0.94% in 20628, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Dameron.
About Dameron Property Taxes
About Property Taxes in Dameron, St. Mary's, Maryland
Dameron’s median effective property tax rate of 0.94% is lower than the Maryland state median of 1.21% and lower than the national median of 1.02%. This rate reflects the St. Mary's County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Dameron. Homeowners in the 20628 ZIP code carry a median effective rate of 0.94%, while those in the same ZIP code also pay 0.94%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across St. Mary's County. Understanding which part of Dameron you live in can make a meaningful difference to your annual tax bill.
Dameron homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Dameron, St. Mary's County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Damerson's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Dameron Tax Rate
0.94%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Mary's County Tax Rate
1.00%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Dameron, St. Mary's County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 20628 | 0.84% | 0.91% | 0.94% | 0.99% | 1.05% |
Source: Ownwell
Property Tax Assessment Values Across Dameron, St. Mary's County, Maryland
When examining property taxes in Dameron, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Mary's County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In St. Mary's County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of December.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Dameron is $410,200, with a median tax bill of $3,838. Tax bills range from $2,861 at the 25th percentile to $7,448 at the 90th percentile, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400.
Property Tax Assessment Values Across Dameron, St. Mary's County, Maryland
Source: Ownwell
$243,700
$385,275
$526,850
Median Dameron Market Value
$410,200
Median St. Mary's County Market Value
$332,600
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Dameron, St. Mary's County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 20628 | $165,500 | $292,000 | $410,200 | $581,900 | $780,700 |
Source: Ownwell
Property Tax Bills Across Dameron, St. Mary's County, Maryland
Property tax bills in Damerson are determined by the assessed value of a home and the local tax rate set by St. Mary's County and other taxing authorities. For a home with a median home price of $410,200, the tax bill reflects how that market value is translated into an assessed value for taxation, then multiplied by the applicable rate.
Homeowners in Damerson typically see a 25th percentile tax bill of $2,861, while the 75th percentile reaches $5,201 and the 90th percentile climbs to $7,448. The median tax bill is $3,838, which is higher than the national median property tax bill of $2,400 and above the national median property tax rate of 1.02%.
These bills can affect monthly housing costs, escrow payments, and overall affordability, especially when assessed values rise faster than expected.
Median Dameron Tax Bill
$3,838
Median St. Mary's County Tax Bill
$3,276
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Dameron, St. Mary's County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 20628 | $1,931 | $2,861 | $3,838 | $5,201 | $7,448 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| St. Mary's Tax Assessor | |
| Website | sdat.dat.maryland.gov |