Property Taxes in Drayden, Maryland
Median Drayden, Maryland effective property tax rate: 1.02%, significantly lower than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median Drayden, Maryland home value: $526,850
Median annual Drayden, Maryland tax bill: $5,119, higher than the national median property tax bill of $2,400.
How are property taxes in St. Mary's calculated?
Property taxes in Drayden, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Drayden's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Drayden, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Drayden Property Tax Calculator Work?
Use this Drayden property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Drayden's median effective tax rate of 1.02% — based on actual property records in St. Mary's County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Drayden's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Drayden: rates range from 1.02% in 20630 to 1.02% in 20630, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Drayden.
About Drayden Property Taxes
About Property Taxes in Drayden, St. Mary's, Maryland
Drayden's median effective property tax rate of 1.02% is lower than the Maryland state median of 1.21% and lower than the national median of 1.02%. This rate reflects the St. Mary's County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Drayden. Homeowners in the 20630 ZIP code carry a median effective rate of 1.02%, while those in 20630 pay 1.02%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across St. Mary's County. Understanding which part of Drayden you live in can make a meaningful difference to your annual tax bill.
Drayden homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Drayden, St. Mary's County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Drayden's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Drayden Tax Rate
1.02%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Mary's County Tax Rate
1.00%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Drayden, St. Mary's County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 20630 | 0.90% | 0.98% | 1.02% | 1.06% | 1.10% |
Source: Ownwell
Property Tax Assessment Values Across Drayden, St. Mary's County, Maryland
When examining property taxes in Drayden, Maryland, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Mary's County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In St. Mary's County, assessment notices are sent in December each year. They'll typically reach your mailbox by the middle of December.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Drayden is $526,850, with tax bills ranging significantly across the county. ZIP code 20630 has the highest median home price at $526,850.
Property Tax Assessment Values Across Drayden, St. Mary's County, Maryland
Source: Ownwell
$243,700
$385,275
$526,850
Median Drayden Market Value
$526,850
Median St. Mary's County Market Value
$332,600
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Drayden, St. Mary's County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 20630 | $232,300 | $370,575 | $526,850 | $642,675 | $872,650 |
Source: Ownwell
Property Tax Bills Across Drayden, St. Mary's County, Maryland
Property tax bills in Drayden are calculated by applying the local tax rate to a home’s assessed value, which is based on the property’s market value rather than what a homeowner originally paid. For a home with a median home price of $526,850, the bill can vary widely depending on the assessment and the taxing jurisdictions that apply.
Several factors affect the final amount, including the home’s location, any local school or county taxes, and whether the assessed value changes over time. In Drayden, the median property tax bill is $5,119, which is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
This means homeowners may face a substantial annual expense that can influence monthly budgets, escrow payments, and long-term housing costs. Bills in the area also vary, with the 25th percentile at $3,649 and the 75th percentile at $6,424, showing how much property taxes can differ from one home to another.
Median Drayden Tax Bill
$5,119
Median St. Mary's County Tax Bill
$3,276
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Drayden, St. Mary's County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 20630 | $2,261 | $3,649 | $5,119 | $6,424 | $8,633 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| St. Mary's Tax Assessor | |
| Website | sdat.dat.maryland.gov |