Bedford, Middlesex County, Massachusetts Property Taxes
Median Bedford, MA effective property tax rate: 1.25%, significantly higher than the national median of 1.02%, but lower than the Massachusetts state median of 1.23%.
Median Bedford, MA home value: $730,200
Median annual Bedford, MA tax bill: $9,113, $6,713 higher than the national median property tax bill of $2,400.
How are property taxes in Middlesex calculated?
Property taxes in Bedford, MA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Bedford’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bedford, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Bedford, Middlesex County, Massachusetts Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.25%
Estimate Property Tax Bill
$9,128
$8,470
Property Tax Rates Across Bedford, Middlesex County, Massachusetts
Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
In Bedford, Middlesex County, Massachusetts, the effective property tax rate stands at 1.25%, which is above the national median of 1.02%. This higher rate reflects the county's budgeting needs and the value of taxable property. Despite the higher rate, Bedford's tax rate is consistent with the county's overall rate, as both the highest and lowest median tax rates in the area share this percentage. When compared to the national median property tax bill of $2400, homeowners in Bedford may find their bills to be higher due to the elevated tax rate. Understanding these rates and how they compare nationally can be crucial for property owners looking to manage their tax liabilities effectively.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bedford Tax Rate
1.25%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Middlesex County Tax Rate
1.22%
Median Effective Massachusetts Tax Rate
1.23%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Bedford, Middlesex County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01730 | 1.25% | 1.25% | 1.25% | 1.25% | 1.25% |
Source: Ownwell
Property Tax Assessment Values Across Bedford, Middlesex County, Massachusetts
When examining property taxes in Bedford, MA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Middlesex County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Middlesex County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Bedford. For example, the median home price in Bedford is $730,200, with tax bills ranging significantly across the county. ZIP code 01730 has the highest median home price at $730,200.
Property Tax Assessment Values Across Bedford, Middlesex County, Massachusetts
Source: Ownwell
$320,300
$928,425
$1,536,550
Median Bedford Market Value
$730,200
Median Middlesex County Market Value
$633,600
Median Massachusetts Market Value
$492,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Bedford, Middlesex County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01730 | $539,900 | $623,250 | $730,200 | $892,600 | $1,217,940 |
Source: Ownwell
Property Tax Bills Across Bedford, Middlesex County, Massachusetts
In Bedford, Middlesex County, MA, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. This value is then multiplied by the local tax rate to determine the annual tax bill. Homeowners in Bedford face a median property tax bill of $9,113, significantly higher than the national median of $2,400. Factors such as the property's location, size, and improvements can influence its assessed value, impacting the tax bill. For homeowners, this means a substantial financial obligation, especially when compared to the national median property tax rate of 1.02%.
Ownwell offers a solution by providing expert property tax appeal and exemption services. By analyzing the assessed value and identifying potential discrepancies, Ownwell can help homeowners challenge inaccurate assessments, potentially lowering their tax bills. With a deep understanding of local tax laws and regulations, Ownwell ensures that Bedford homeowners pay only their fair share, offering peace of mind and financial savings.
Property Tax Bills Across Bedford, Middlesex County, Massachusetts
Source: Ownwell
$4,294
$11,232
$18,170
Median Bedford Tax Bill
$9,113
Median Middlesex County Tax Bill
$7,427
Median Massachusetts Tax Bill
$5,844
Median United States Tax Bill
$2,400
Property Tax Bills Across Bedford, Middlesex County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01730 | $6,738 | $7,778 | $9,113 | $11,138 | $15,200 |
Source: Ownwell